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Property Description
PRICED TO SELL! Your Palm Harbor Paradise Awaits in Coveted Cloverplace Stop scrolling-you just found the one. Tucked away in the highly sought-after Cloverplace community, this charming villa-style home offers something increasingly rare in today's market: affordability, privacy, land ownership, low HOA fees, and an unbeatable Palm Harbor location. With only one shared wall and a private fenced backyard, you'll enjoy the feel of a single-family home without the maintenance headaches. From the moment you step inside, you'll be greeted by bright, sun-filled living spaces designed for easy Florida living. The spacious living and dining areas flow effortlessly together, creating the perfect backdrop for entertaining friends, hosting family gatherings, or simply enjoying a quiet evening at home. The beautifully updated kitchen is sure to impress with granite countertops, stainless steel appliances, and crisp white cabinetry, offering both style and functionality for the home chef. Retreat to the oversized primary suite, your own private sanctuary featuring sliding glass doors leading to a versatile bonus room filled with natural light. Whether you envision a home office, reading lounge, fitness room, craft space, or peaceful retreat, this bonus area adds flexibility rarely found at this price point. Step outside and discover your own backyard oasis. The private fenced yard offers space to garden, grill, entertain, or simply soak in Florida's year-round sunshine. Morning coffee tastes better here. Evening cocktails feel more relaxing here. Life simply feels easier here. Major updates provide peace of mind and long-term value, including: New Roof (2016) New A/C System (2018) Move-in-ready condition The Lifestyle You've Been Looking For Imagine spending weekends lounging by the sparkling community pool, enjoying dinner at nearby local favorites, shopping just minutes away, and reaching some of Florida's most breathtaking Gulf beaches in a short drive. With incredibly low monthly HOA fees covering water, sewer, trash, community maintenance, sidewalks, streets, and recreational facilities, you'll enjoy a carefree lifestyle without the burden of excessive costs. Cloverplace is: * All Ages Welcome * Pet Friendly * Investor Friendly Location. Lifestyle. Value. Whether you're a first-time buyer, snowbird, retiree, investor, or someone looking to simplify without sacrificing comfort, opportunities like this don't come around often. Homes in Cloverplace are known for their desirability, affordability, and convenient Palm Harbor location-and this one delivers on all three. Don't wait for someone else to claim your piece of paradise. Schedule your private showing today and discover why this Cloverplace gem may be the best value currently available in Palm Harbor.
Full Property Details
Full Property Details for 3165 Phlox Dr
General
- Price: $250,000
- HOA FEE: $225/month
- Taxes: $743 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8517639
- Updated: 6/10/2026
- Added to Site: 3 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)
- Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Additional Information
- Pool Description: In Ground
- Spa Description: In Ground
Exterior
- Exterior Features: Irrigation System, Lighting
- Deck/Patio: Enclosed, Rear Porch
- Porch/Patio/Deck: Enclosed, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
Location
- Area: 34684 - Palm Harbor
- County: Pinellas
- Development Name: 34684 - Palm Harbor
- Subdivision: CLOVERPLACE CONDO
- Driving Directions: From Highway 19 North to East on Tampa Road. Turn left (North) on Lake St George Rd., Turn left into Cloverplace. Follow Cloverplace Dr around complex to rear of community. Turn right onto Phlox Dr to 3165 Phlox (left side of the 2 condos).
- Direction Faces: North
School Information
- Elementary School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
Community
- Community Name: 34684 - Palm Harbor
- Community Features: Buyer Approval Required, Deed Restrictions
- Association: Yes
- Assoc. Name: Frankly Coastal Property Management
- Assoc. Fees Include: Community Pool, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- Number of Pets: 1
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: None
- Utility Description: BB/HS Internet Available, Public, Street Lights
Structural Information
- Architectural Info: Cottage
- Architectural Style: Cottage
- Exterior Const.: Stucco, Wood Frame (FSC Certified)
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 855
- Sq. Ft. Source: Public Records
- Year Built: 1984
Lot Features
- Lot Size (Acres): 0.09
- Lot Size (Sq. Ft.): 3,873
- Lot Size: 3873
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Financial Considerations
- Association Fee: $225
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Condo Fee: $225
- Condo Fee Freq: Monthly
- Tax Amount: $743.59
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: CLOVERPLACE CONDO PHASE V UNIT 205
- Flood Zone Info: X
- APN: 82816167950052050
- Property ID: 82816167950052050
- Block/Lot/Section: 5
Listed by Keller Williams Realty- Palm H
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Schools
Schools serving 3165 Phlox Dr
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Highland Lakes Elementary School 1230 Highlands Boulevard, Palm Harbor, FL 34684 | PK-5 | 0.7 mi |
Joseph L. Carwise Middle School 3301 Bentley Drive, Palm Harbor, FL 34684 | 6-8 | 1.2 mi |
Palm Harbor University High School 1900 Omaha Street, Palm Harbor, FL 34683 | 9-12 | 2.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3165 Phlox Dr
Date
Details
Price
Change
Source
6/10/2026
Listed
$250,000
137.87%
MLS
7/19/2018
Sold
$105,100
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3165 Phlox Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$744
8%
$77,022
3%
2024
$686
1%
$74,851
3%
2023
$681
-1%
$72,671
6%
2021
$685
2%
$68,499
-3%
2022
$669
-2%
$70,554
4%
2021
$685
—
$67,553
2%
2019
$684
-35%
$66,034
-10%
2018
$1,057
10%
$73,082
6%
2017
$962
47%
$68,735
10%
2016
$655
27%
$62,648
33%
2015
$517
1%
$47,242
1%
2014
$510
2%
$46,867
2%
2013
$501
—
$46,174
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3165 Phlox Dr
3165 Phlox Drive, Palm Harbor, FL 34684 (MLS# TB8517639) is a Single Family property with 3 bedrooms and 1 full bathroom. 3165 Phlox Drive is currently listed for $250,000 and was received on June 10, 2026. Want to learn more about 3165 Phlox Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

