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$265,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 860 Sq. Ft.
  • Updated 6 hours ago
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Virtually Staged. Welcome to this charming 2-bedroom, 2-bath villa in the desirable Clover Place community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **roof replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere. Step into the bright and airy sunroom overlooking a **nicely fenced backyard**-a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!

Full Property Details for 3174 Phlox Dr

General

  • Price: $265,000
  • HOA FEE: $230/month
  • Taxes: $2,702 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8531522
  • Updated: 7/22/2026
  • Added to Site: 4 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 4
  • Interior Features: Cathedral Ceiling(s), High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Pool, Vehicle Restrictions
  • Pool Description: Gunite, In Ground
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
  • Deck/Patio: Enclosed, Patio
  • Porch/Patio/Deck: Enclosed, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Converted Garage, Driveway, Garage Door Opener

Location

  • Area: 34684 - Palm Harbor
  • County: Pinellas
  • Development Name: 34684 - Palm Harbor
  • Subdivision: CLOVERPLACE CONDO
  • Driving Directions: US Hwy 19 to east on Tampa Rd. Left on Lake St. George Dr. Left on Cloverplace Dr. Right on Phlox Dr. Home (3174 Phlox Drive) is on the left.
  • Direction Faces: North

School Information

  • Elementary School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN

Community

  • Community Name: 34684 - Palm Harbor
  • Community Features: Buyer Approval Required, Deed Restrictions, No Truck/RV/Motorcycle Parking, Pool, Sidewalks
  • Optional Amenities: Pool, Vehicle Restrictions
  • Association: Yes
  • Assoc. Name: Fatima
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Maintenance Grounds, Pool Maintenance, Sewer, Trash
  • Pet Restrictions: Buyer and Buyer's Agent need to verify all info on pet restrictions with HOA.

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Common Walls: Corner Unit, End Unit
  • Windows: Blinds, Drapes
  • Stories/Levels: One
  • Square Feet: 860
  • Sq. Ft. Source: Public Records
  • Year Built: 1984

Additional Structures

  • Other Structures: Additional Single Family Home, Shed(s)

Lot Features

  • Property View: Garden, Tennis Court
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,742
  • Lot Size: 3742
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced, Vinyl

Financial Considerations

  • Association Fee: $230
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,702.41
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Condominium
  • Special Conditions: None
  • Legal Description: CLOVERPLACE CONDO PHASE IV UNIT 164
  • Flood Zone Info: X
  • APN: 82816167950041640
  • Property ID: 82816167950041640

Listed by Ragsdale Residential Realty

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Listing agents

— 3174 Phlox Dr —

  • Ragsdale Residential Realty

  • Ragsdale Residential Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3174 Phlox Dr

School District:Pinellas County School District
NameGradesDistance
Highland Lakes Elementary School
1230 Highlands Boulevard, Palm Harbor, FL 34684
PK-50.7 mi
Joseph L. Carwise Middle School
3301 Bentley Drive, Palm Harbor, FL 34684
6-81.3 mi
Palm Harbor University High School
1900 Omaha Street, Palm Harbor, FL 34683
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3174 Phlox Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/22/2026
Listed
$265,000
165.27%
MLS
5/14/2018
Sold
$99,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3174 Phlox Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,702
8%
$190,528
-7%
2024
$2,513
12%
$205,474
21%
2023
$2,234
21%
$170,287
38%
2021
$1,849
-7%
$123,049
-16%
2022
$1,996
8%
$146,052
50%
2021
$1,849
39%
$97,519
53%
2019
$1,333
126%
$63,882
25%
2018
$590
—
$51,076
2%
2017
$591
9%
$50,025
2%
2016
$542
-1%
$48,996
1%
2015
$546
1%
$48,655
1%
2014
$539
2%
$48,269
1%
2013
$530
—
$47,556
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Ragsdale Residential Realty

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3174 Phlox Drive, Palm Harbor, FL 34684 (MLS# TB8531522) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3174 Phlox Drive is currently listed for $265,000 and was received on July 22, 2026. Want to learn more about 3174 Phlox Drive? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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