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$349,900
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Property Description
Available for immediate occupancy, this serene 2-bedroom, 2-bathroom split-plan villa in **Natures Cove** Highland Lakes Palm Harbor's premier 55+ golf community, offers low-maintenance living in a vibrant, amenity-rich setting, where you can create your own equity in the newest villa neighborhood. Step into a spacious, light-filled open floor plan with a generous living and dining area, perfect for entertaining guests or relaxing in comfort. The kitchen features ample cabinetry and a convenient breakfast nook, while the split-bedroom layout ensures privacy for both owners and guests. This move-in-ready home is your gateway to an exceptional lifestyle. Natures Cove, the newest villa section in Highland Lakes, with a low $205 monthly fee covering lawn care, irrigation, exterior painting, pressure washing, cable TV, internet, trash, and recycling. Residents enjoy a dynamic community with free unlimited golf on three private executive courses, complimentary RV/boat storage, tennis and pickleball courts, and a bustling main clubhouse at 3300 Macgregor Dr. The clubhouse features an Olympic-sized heated pool, spa, shuffleboard, craft rooms, professional woodshop, library, billiards, and a multi-purpose auditorium hosting dances, shows, and social events. On the shores of Lake Tarpon, the Lake Tarpon Lodge at 127 Lakeside Dr offers a heated pool, whirlpool, fishing pier, private boat ramp, community pontoon boats for scenic tours, plus a veranda, fireplace, and kitchen for gatherings. With fitness programs, hobby clubs, and arts activities, Highland Lakes fosters an active, social lifestyle surrounded by breathtaking nature views. Located in a secure, high-elevation area outside the flood hazard zone, this villa is minutes from award-winning Gulf beaches, top-tier shopping, dining, professional sports venues, cultural attractions, premier medical facilities, and two international airports. Ready to embrace the best of 55+ living and build equity in Palm Harbor's fastest-growing active-adult enclave? Schedule a tour to experience the main clubhouse and Lake Tarpon Lodge, your dream home awaits!
Full Property Details
Full Property Details for 3532 Cayman Ct
General
- Price: $349,900
- HOA FEE: $205/month
- Taxes: $1,435 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8431710
- Updated: 11/14/2025
- Added to Site: 86 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 7
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Flooring: Ceramic Tile, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Pool, Shuffleboard Court, Tennis Court(s)
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated
- Spa Description: In Ground
Exterior
- Exterior Features: Irrigation System, Rain Gutters, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34684 - Palm Harbor
- County: Pinellas
- Development Name: 34684 - Palm Harbor
- Subdivision: HIGHLAND LAKES
- Driving Directions: Heading west on Tampa Road - Turn right onto Lake St George Drive for 0.4 miles - Turn right onto Highlands Blvd for 1.3 miles - Turn right onto Lakepointe Road for 0.4 miles - Turn right on Birkdale Lane for 100 feet - Sharp right onto Cayman Court for 200 feet -destination is on the left
- Direction Faces: North
Community
- Community Name: 34684 - Palm Harbor
- Community Features: Community Boat Ramp, Dock, Lake, Private Boat Ramp, Water Access, Waterfront, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Optional Amenities: Pool, Shuffleboard Court, Tennis Court(s)
- Association: Yes
- Assoc. Name: Nature's Cove HOA/Monarch
- Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Internet, Maintenance Grounds, Manager, Private Road, Recreational Facilities
- Pet Restrictions: Pet Restrictions: A cat or bird is allowed as a pet. For a dog, the owner must verify the dog is an Emotional Support Animal.
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: None
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Windows: Blinds, Window Treatments
- Stories/Levels: One
- Square Feet: 1,280
- Sq. Ft. Source: Public Records
- Year Built: 1991
Lot Features
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,507
- Lot Size: 3507
- Street/Road Desc.: Asphalt
Water Features
- Water Front Desc.: Lake, Waterfront
Financial Considerations
- Association Fee: $205
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $1,435.14
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HIGHLAND LAKES UNIT 280 LOT 8
- Flood Zone Info: X
- APN: 52816389350000080
- Property ID: 52816389350000080
Listed by Exp Realty Llc
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Schools
Schools serving 3532 Cayman Ct
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Highland Lakes Elementary School 1230 Highlands Boulevard, Palm Harbor, FL 34684 | PK-5 | 0.5 mi |
East Lake High School 1300 Silver Eagle Drive, Tarpon Springs, FL 34688 | 9-12 | 3.1 mi |
Joseph L. Carwise Middle School 3301 Bentley Drive, Palm Harbor, FL 34684 | 6-8 | 0.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3532 Cayman Ct
Date
Details
Price
Change
Source
11/14/2025
Price Reduced
$349,900
-5.18%
MLS
11/06/2025
Price Reduced
$369,000
-5.14%
MLS
10/22/2025
Listed
$389,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3532 Cayman Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,645
293%
$305,278
152%
2024
$1,435
3%
$120,992
3%
2023
$1,393
-2%
$117,468
6%
2021
$1,427
1%
$110,725
-3%
2022
$1,417
-1%
$114,047
4%
2021
$1,427
3%
$109,196
2%
2019
$1,382
2%
$106,741
2%
2018
$1,356
1%
$104,751
2%
2017
$1,337
1%
$102,596
2%
2016
$1,318
2%
$100,486
1%
2015
$1,291
1%
$99,787
1%
2014
$1,279
-3%
$98,995
2%
2013
$1,312
—
$97,532
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3532 Cayman Ct
3532 Cayman Court, Palm Harbor, FL 34684 (MLS# TB8431710) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3532 Cayman Court is currently listed for $349,900 and was received on October 22, 2025. Want to learn more about 3532 Cayman Court? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

