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$479,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,826 Sq. Ft.
  • Updated 4 hours ago

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Open House: 12:00 PM - 2:00 PM

Sunday 6/28 12:00 PM - 2:00 PM

3960 Tarpon Pointe Circle,Palm Harbor, FL 34684

3960 Tarpon Pointe CirclePalm HarborFL34684

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Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautifully 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

Full Property Details for 3960 Tarpon Pointe Cir

General

  • Price: $479,900
  • HOA FEE: $164/month
  • Taxes: $2,537 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8523574
  • Updated: 6/26/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 3 Months

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Mailbox, Sidewalk, Sliding Doors
  • Deck/Patio: Enclosed, Rear Porch
  • Porch/Patio/Deck: Enclosed, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34684 - Palm Harbor
  • County: Pinellas
  • Development Name: 34684 - Palm Harbor
  • Subdivision: HIGHLAND LAKES
  • Driving Directions: US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.
  • Direction Faces: Northwest

Community

  • Community Name: 34684 - Palm Harbor
  • Community Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks
  • Association: Yes
  • Assoc. Name: Highland Lakes HOA member services
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
  • Pet Restrictions: Per Pinellas County ordinance.
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE TARPON
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Ranch, Traditional
  • Architectural Style: Ranch, Traditional
  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,826
  • Sq. Ft. Source: Public Records
  • Year Built: 1989

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,826
  • Lot Size: 6826
  • Lot Dimensions: 65 x 105
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Name: LAKE TARPON
  • Water Front Desc.: Lake, Waterfront

Financial Considerations

  • Association Fee: $164
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,537.46
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HIGHLAND LAKES UNIT THIRTYFOUR LOT 70
  • Flood Zone Info: X
  • APN: 42816389280000700
  • Property ID: 42816389280000700
Buyer's Brokerage Compensation: Contact Listing Agent
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— 3960 Tarpon Pointe Cir —

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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Schools serving 3960 Tarpon Pointe Cir

School District:Pinellas County School District
NameGradesDistance
Highland Lakes Elementary School
1230 Highlands Boulevard, Palm Harbor, FL 34684
PK-50.5 mi
East Lake High School
1300 Silver Eagle Drive, Tarpon Springs, FL 34688
9-123.1 mi
Joseph L. Carwise Middle School
3301 Bentley Drive, Palm Harbor, FL 34684
6-81 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3960 Tarpon Pointe Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/26/2026
Listed
$479,900
203.73%
MLS
5/04/2001
Sold
$158,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3960 Tarpon Pointe Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,537
4%
$190,686
3%
2024
$2,430
2%
$185,312
3%
2023
$2,373
-1%
$179,915
6%
2021
$2,386
1%
$169,587
-3%
2022
$2,371
-1%
$174,675
4%
2021
$2,386
3%
$167,246
2%
2019
$2,324
2%
$163,486
2%
2018
$2,285
1%
$160,438
2%
2017
$2,258
1%
$157,138
2%
2016
$2,232
-1%
$153,906
1%
2015
$2,265
1%
$152,836
1%
2014
$2,249
1%
$151,623
2%
2013
$2,230
—
$149,382
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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3960 Tarpon Pointe Circle, Palm Harbor, FL 34684 (MLS# TB8523574) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3960 Tarpon Pointe Circle is currently listed for $479,900 and was received on June 26, 2026. This property is listed by Amanda Justus from our Clearwater / Palm Harbor Office.Want to learn more about 3960 Tarpon Pointe Circle? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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