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$469,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,014 Sq. Ft.
  • Updated 22 hours ago

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Open House: 12:00 PM - 2:00 PM

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3972 Tarpon Pointe Circle,Palm Harbor, FL 34684

3972 Tarpon Pointe CirclePalm HarborFL34684

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Virtually Staged. Florida living at its finest awaits in this beautiful 3-bedroom, 2-bathroom Highland Lakes home, offering over 2,000 square feet of living space in Palm Harbor's premier 55+ golf community, just steps from Lake Tarpon! A welcoming double-door entry opens to a bright and spacious interior where thoughtful updates and desirable features come together to create an easy, move-in-ready home. Inside, BRAND-NEW 2026 luxury vinyl plank flooring flows seamlessly throughout the home, complemented by fresh interior paint, new baseboards, multiple skylights, and hurricane-impact windows that fill the living spaces with natural light. The eat-in kitchen provides plenty of room to gather and features granite countertops, abundant cabinetry, a convenient built-in desk, and a breakfast nook for casual dining. The oversized indoor laundry room offers exceptional functionality with a spacious storage closet, utility sink, additional cabinetry, and a second refrigerator, along with direct access to the 2-car garage. The private primary suite is located at the rear of the home and features a large walk-in closet, an additional built-in closet, and an en-suite bathroom with a walk-in shower. Two additional spacious bedrooms offer walk-in closet space, providing plenty of room for guests, an office, hobbies, or additional storage. The major improvements have already been taken care of, including a BRAND-NEW 2026 ROOF, NEW 2025 HVAC, NEW 2025 HOT WATER HEATER, hurricane-impact windows, and brand-new rain gutters being installed prior to closing! The home has also recently passed a 4-point inspection and is situated high and dry in a non-flood zone, offering added peace of mind. Beyond the home, enjoy everything Highland Lakes has to offer for an incredibly affordable HOA fee of just $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, plus tennis, pickleball, bocce, shuffleboard, fitness classes, clubs, entertainment, and a full calendar of social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf-cart-friendly streets add even more convenience to everyday life. Located just minutes from the Gulf beaches, outstanding shopping and dining, top-rated healthcare, professional sports, two international airports, and a cruise port, this exceptional home offers the perfect combination of modern updates, spacious living, and an active Florida lifestyle. Come discover all that this wonderful home and Highland Lakes have to offer!

Full Property Details for 3972 Tarpon Pointe Cir

General

  • Price: $469,900
  • HOA FEE: $164/month
  • Taxes: $2,279 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8549067
  • Updated: 9/18/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: 3 Months

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sidewalk
  • Deck/Patio: Front Porch, Screened
  • Porch/Patio/Deck: Front Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Parking

Location

  • Area: 34684 - Palm Harbor
  • County: Pinellas
  • Development Name: 34684 - Palm Harbor
  • Subdivision: HIGHLAND LAKES
  • Driving Directions: US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.
  • Direction Faces: Northwest

Community

  • Community Name: 34684 - Palm Harbor
  • Community Features: Community Boat Ramp, Dock, Fishing, Lake, Water Access, Waterfront, Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks, Tennis Court(s)
  • Association: Yes
  • Assoc. Name: Highland Lakes HOA
  • Assoc. Fees Include: Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
  • Pet Restrictions: Per Pinellas County ordinance.
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water District: LAKE TARPON
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Structural Information

  • Architectural Info: Ranch, Traditional
  • Architectural Style: Ranch, Traditional
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,014
  • Sq. Ft. Source: Public Records
  • Year Built: 1989

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,826
  • Lot Size: 6826
  • Lot Dimensions: 65 x 105
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake
  • Water Extras: Yes
  • Water Front Name: LAKE TARPON
  • Water Front Desc.: Lake, Waterfront

Financial Considerations

  • Association Fee: $164
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $2,279.19
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HIGHLAND LAKES UNIT THIRTYFOUR LOT 73
  • Flood Zone Info: X
  • APN: 42816389280000730
  • Property ID: 42816389280000730
Buyer's Brokerage Compensation: Contact Listing Agent
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— 3972 Tarpon Pointe Cir —

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NMLS#: 1598647

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with our affiliated lender
NMLS#: 1598647

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Schools serving 3972 Tarpon Pointe Cir

School District:Pinellas County School District
NameGradesDistance
Highland Lakes Elementary School
1230 Highlands Boulevard, Palm Harbor, FL 34684
PK-50.4 mi
East Lake High School
1300 Silver Eagle Drive, Tarpon Springs, FL 34688
9-123.2 mi
Joseph L. Carwise Middle School
3301 Bentley Drive, Palm Harbor, FL 34684
6-80.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3972 Tarpon Pointe Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/18/2026
Listed
$469,900
248.07%
MLS
4/16/1997
Sold
$135,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3972 Tarpon Pointe Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,279
7%
$170,604
3%
2024
$2,138
3%
$165,796
3%
2023
$2,085
-1%
$160,967
6%
2021
$2,100
—
$151,727
-3%
2022
$2,090
—
$156,279
4%
2021
$2,100
3%
$149,632
2%
2019
$2,042
2%
$146,268
2%
2018
$2,007
1%
$143,541
2%
2017
$1,982
1%
$140,589
2%
2016
$1,957
-1%
$137,697
1%
2015
$1,986
1%
$136,740
1%
2014
$1,970
—
$135,655
2%
2013
$1,963
—
$133,650
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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3972 Tarpon Pointe Circle, Palm Harbor, FL 34684 (MLS# TB8549067) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3972 Tarpon Pointe Circle is currently listed for $469,900 and was received on September 18, 2026. This property is listed by Amanda Justus from our Clearwater / Palm Harbor Office.Want to learn more about 3972 Tarpon Pointe Circle? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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