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$990,000 -$110,000 (-10%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 1,873 Sq. Ft.
  • Updated 2 days ago

Next open house:

Open House: 11:00 AM - 1:00 PM

Sunday 2/22 11:00 AM - 1:00 PM

628 Mayo Street,Palm Harbor, FL 34683

628 Mayo StreetPalm HarborFL34683

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A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor's premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.

Full Property Details for 628 Mayo St

General

  • Price: $990,000
  • Taxes: $5,079 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8458017
  • Updated: 2/19/2026
  • Added to Site: 20 day(s) ago

Interior

  • Number of Rooms: 10
  • Interior Features: Attic Ventilator, Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Sauna, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Slate, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: In Garage

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Deck, Gunite, In Ground, Lighting, Outside Bath Access, Salt Water, Tile

Exterior

  • Exterior Features: Balcony, Fire Pit, French Doors, Garden, Lighting, Outdoor Grill, Outdoor Shower, Rain Gutters, Sauna
  • Deck/Patio: Covered, Rear Porch
  • Porch/Patio/Deck: Covered, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Deeded, Driveway

Location

  • Area: 34683 - Palm Harbor
  • County: Pinellas
  • Development Name: 34683 - Palm Harbor
  • Subdivision: SEASIDE POINT 2ND ADD
  • Driving Directions: Alt 19 in Palm Harbor to W on Crystal Beach Ave (just S of Alderman) to N on Mayo St to address on right.
  • Direction Faces: Northwest

School Information

  • Elementary School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN

Community

  • Community Name: 34683 - Palm Harbor
  • Pet Restrictions: All restrictions to be verified by Buyer through City/County.

Heating & Cooling

  • Cooling Type: Mini-Split Unit(s)
  • Heating Type: Electric, Other, Solar

Utilities

  • Sewer: Public Sewer
  • Water District: GREENS BAYOU
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Custom
  • Architectural Style: Custom
  • Exterior Const.: Block, Stucco
  • Roof: Metal
  • Windows: Storm Window(s)
  • Stories/Levels: Two
  • Square Feet: 1,873
  • Sq. Ft. Source: Public Records
  • Year Built: 1967

Additional Structures

  • Other Structures: Boat House

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,548
  • Lot Size: 9548
  • Lot Dimensions: 83 x 105
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Chain Link, Vinyl, Wood

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Name: GREENS BAYOU
  • Water Front Desc.: Saltwater Canal

Financial Considerations

  • Tax Amount: $5,079.74
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SEASIDE POINT 2ND ADD LOT 17
  • Flood Zone Info: AE
  • APN: 352715794340000170
  • Property ID: 352715794340000170
  • Block/Lot/Section: 1

Listed by Exp Realty Llc

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Listing agents

— 628 Mayo St —

  • Exp Realty Llc

  • Exp Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 628 Mayo St

School District:Pinellas County School District
NameGradesDistance
Ozona Elementary School
601 Tampa Road, Palm Harbor, FL 34683
PK-52 mi
Palm Harbor Middle School
1800 Tampa Road, Palm Harbor, FL 34683
6-82.7 mi
Palm Harbor University High School
1900 Omaha Street, Palm Harbor, FL 34683
9-121.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 628 Mayo St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/19/2026
Price Reduced
$990,000
-10%
MLS
2/02/2026
Listed
$1,100,000
171.6%
MLS
12/01/2009
Sold
$405,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 628 Mayo St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,291
-13%
$327,458
-14%
2024
$6,078
2%
$379,046
3%
2023
$5,986
1%
$368,006
6%
2021
$5,902
1%
$346,881
-3%
2022
$5,826
-1%
$357,287
4%
2021
$5,902
5%
$342,092
5%
2019
$5,637
1%
$326,189
2%
2018
$5,565
1%
$320,107
2%
2017
$5,523
1%
$313,523
2%
2016
$5,481
-1%
$307,074
1%
2015
$5,564
—
$304,939
1%
2014
$5,537
1%
$302,519
2%
2013
$5,508
—
$298,048
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Exp Realty Llc

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628 Mayo Street, Palm Harbor, FL 34683 (MLS# TB8458017) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 628 Mayo Street is currently listed for $990,000 and was received on February 02, 2026. Want to learn more about 628 Mayo Street? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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