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$405,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,200 Sq. Ft.
  • Updated 21 hours ago
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Welcome to your Palm Harbor retreat-where refined comfort meets effortless Florida living. Perfectly positioned in one of Tampa Bay's most desirable locations, this beautifully updated home offers the rare combination of turnkey convenience, upscale finishes, and no flood insurance requirement. Inside, you'll find a thoughtfully designed 2-bedroom, 2-bath layout complemented by a one-car garage with sleek epoxy flooring. Major upgrades provide true peace of mind, including a brand-new roof and oversized gutters (2023), all windows, doors and garage door are hurricane impact rated, a new wood privacy fence (2024), a recently serviced HVAC system, and a modern kitchen outfitted with all-new appliances. The home can even be purchased fully furnished with linens, towels, and appliances, allowing you to move in or start enjoying it immediately. Step outside and embrace maintenance-free living in a welcoming, pet-friendly community with no restrictions, complete with a new dog park and resort-style pool. Your HOA covers water, sewer, trash, lawn care, cable, and internet-making everyday living both simple and elegant. Just minutes from Downtown Dunedin, Caladesi Island, and the world-renowned Gulf beaches, this home offers the lifestyle today's discerning buyers seek: coastal access, modern comfort, and total convenience. A rare Palm Harbor gem-schedule your private showing today.

Full Property Details for 864 Franklin Cir

General

  • Price: $405,000
  • HOA FEE: $350/month
  • Taxes: $5,270 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8425253
  • Updated: 1/15/2026
  • Added to Site: 131 day(s) ago

Rental Information

  • Min. Lease: 1-2 Years

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Negotiable
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Sprinkler Metered
  • Deck/Patio: Front Porch
  • Porch/Patio/Deck: Front Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Driveway, Ground Level, Guest

Location

  • Area: 34683 - Palm Harbor
  • County: Pinellas
  • Development Name: 34683 - Palm Harbor
  • Subdivision: FRANKLIN SQUARE PH III
  • Driving Directions: NORTH on KEENE ROAD RIGHT ONTO THE JACKSON COURT LEFT ONTO FRANKLIN CIRCLE 500 FEET TURN LEFT HOUSE IS ON YOUR LEFT.
  • Direction Faces: East

Community

  • Community Name: 34683 - Palm Harbor
  • Community Features: Deed Restrictions, Dog Park, Pool, Sidewalks
  • Association: Yes
  • Assoc. Name: Anthony lovio
  • Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Internet, Maintenance Grounds, Manager, Other, Pool Maintenance, Private Road, Sewer, Trash, Water

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: None
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Cottage
  • Architectural Style: Cottage
  • Exterior Const.: Cement Siding
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,200
  • Sq. Ft. Source: Public Records
  • Year Built: 1988

Lot Features

  • Property View: Garden
  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 4,086
  • Lot Size: 4086
  • Lot Dimensions: 50 x 74
  • Frontage: Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Vinyl

Financial Considerations

  • Association Fee: $350
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,270.25
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: FRANKLIN SQUARE PHASE III LOT 16
  • Flood Zone Info: X
  • APN: 132815293790000160
  • Property ID: 132815293790000160
  • Block/Lot/Section: 160

Listed by Lpt Realty, Llc.

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Listing agent

— 864 Franklin Cir —

  • Lpt Realty, Llc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 864 Franklin Cir

School District:Pinellas County School District
NameGradesDistance
Lake St. George Elementary School
2855 County Road 95, Palm Harbor, FL 34684
PK-52 mi
Palm Harbor Middle School
1800 Tampa Road, Palm Harbor, FL 34683
6-80.9 mi
Palm Harbor University High School
1900 Omaha Street, Palm Harbor, FL 34683
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 864 Franklin Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/07/2026
Price Reduced
$405,000
-1.22%
MLS
11/10/2025
Price Reduced
$410,000
-2.38%
MLS
9/07/2025
Listed
$420,000
0.29%
MLS
8/15/2023
Sold
$418,800
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 864 Franklin Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,268
—
$287,393
-2%
2024
$5,270
19%
$294,370
—
2023
$4,434
19%
$295,353
37%
2022
$3,740
6%
$214,866
15%
2021
$3,517
—
$187,514
15%
2021
$3,517
11%
$162,704
2%
2019
$3,160
8%
$159,324
9%
2018
$2,917
11%
$145,624
13%
2017
$2,630
161%
$128,984
48%
2016
$1,006
-2%
$87,344
1%
2015
$1,022
1%
$86,737
1%
2014
$1,012
1%
$86,049
2%
2013
$999
—
$84,777
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Lpt Realty, Llc.

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864 Franklin Circle, Palm Harbor, FL 34683 (MLS# TB8425253) is a Single Family property with 2 bedrooms and 2 full bathrooms. 864 Franklin Circle is currently listed for $405,000 and was received on September 07, 2025. Want to learn more about 864 Franklin Circle? Do you have questions about finding other Single Family real estate for sale in Palm Harbor? You can browse all Palm Harbor real estate or contact a Coldwell Banker agent to request more information.

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