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$259,000 Just Listed
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Property Description
Live where others vacation-and bring your vision with you. Located on the 14th hole of Terra Ceia Bay Golf Course, this 3-bedroom, 2-bath condo in the gated community of Palms of Terra Ceia Bay is ready for its transformation. Think home improvement show potential: solid bones, a fantastic layout, and a golf course backdrop-just waiting for your personal touch. Priced to reflect needed updates, this is a true opportunity to build equity while creating your own coastal retreat. Enjoy a rare double garage, enclosed lanai overlooking the fairway, and the lowest condo fees in the neighborhood. Fees include cable, internet, landscaping, building maintenance, reserves, and master insurance-making ownership both simple and affordable. Convenient to St. Pete, Tampa International Airport, Downtown Bradenton, and the beautiful beaches of Southwest Florida, the location is hard to beat. Community amenities include a 500' fishing pier, shoreline boardwalk along Terra Ceia Bay, public golf course, restaurant, and tiki bar. A slice of paradise with room to make it your own.
Full Property Details
Full Property Details for 3108 Live Oak Ln #21
General
- Price: $259,000
- HOA FEE: $457/month
- HOA FEE FREQ.: Quarterly
- Taxes: $2,452 (2024)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: A4684581
- Updated: Today (3/3/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 2 Months
Interior
- Number of Rooms: 6
- Interior Features: High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Closet
Exterior
- Exterior Features: Irrigation System
- Deck/Patio: Enclosed
- Porch/Patio/Deck: Enclosed
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34221 - Palmetto/Rubonia
- County: Manatee
- Development Name: 34221 - Palmetto/Rubonia
- Subdivision: BAY ESTATES NORTH
- Driving Directions: Directions. From hwy 41 at the traffic circle in Palmetto take 23rd Street West. Enter through the right side public access at gate and continue straight, Right on Terra Ceia Bay Circle, left on Live Oak Lane, Condo is on the left
- Direction Faces: West
School Information
- Elementary School: Palmetto Elementary-MN
- Middle School: Electa Arcotte Lee Magnet
- High School: Palmetto High
Community
- Community Name: 34221 - Palmetto/Rubonia
- Community Features: Buyer Approval Required, Clubhouse, Gated Community - No Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, No Truck/RV/Motorcycle Parking, Racquetball, Restaurant
- Assoc. Name: Stacia Searcy
- Assoc. Fees Include: Cable TV, Common Area Taxes, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: TERRA CEIA BAY
- Water: See Remarks
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Common Walls: End Unit
- Stories/Levels: One
- Square Feet: 1,488
- Sq. Ft. Source: Public Records
- Year Built: 1997
Lot Features
- Property View: Golf Course
- Lot Size (Acres): 6.13
- Lot Size (Sq. Ft.): 267,143
- Lot Size: 6.1328
- Street/Road Desc.: Paved
Water Features
- Water Front Name: TERRA CEIA BAY
Financial Considerations
- Condo Fee: $1,370
- Condo Fee Freq: Quarterly
- CDD: Yes
- Tax Amount: $2,452
- Tax Year: 2024
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: UNIT 21 BAY ESTATES NORTH CONDO PI#24127.1505/0
- Flood Zone Info: X500
- APN: 2412715050
- Property ID: 2412715050
Listed by Bright Realty
Get Pre-Approved Today
Schools
Schools serving 3108 Live Oak Ln #21
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Palmetto Elementary School, Palmetto, FL 1540 10th Street West, Palmetto, FL 34221 | PK-5 | 1.4 mi |
Palm View Elementary School 6025 Bayshore Road, Palmetto, FL 34221 | PK-5 | 2.3 mi |
Palmetto High School 1200 17th Street West, Palmetto, FL 34221 | 9-12 | 0.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3108 Live Oak Ln #21
Date
Details
Price
Change
Source
3/03/2026
Listed
$259,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3108 Live Oak Ln #21
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,452
—
$289,000
114%
2024
$2,452
4%
$134,931
3%
2023
$2,359
2%
$131,001
6%
2021
$2,317
-2%
$123,481
-3%
2022
$2,357
2%
$127,185
4%
2021
$2,317
14%
$121,776
4%
2017
$2,029
—
$116,818
2%
2017
$2,029
-9%
$114,415
-4%
2019
$2,237
12%
$119,038
6%
2016
$1,990
—
$112,062
1%
2015
$1,985
2%
$111,283
1%
2014
$1,955
-2%
$110,400
2%
2013
$1,990
—
$108,768
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3108 Live Oak Ln #21
3108 Live Oak Lane #21, Palmetto, FL 34221 (MLS# A4684581) is a Condo property with 2 bedrooms and 3 full bathrooms. 3108 Live Oak Lane #21 is currently listed for $259,000 and was received on March 03, 2026. Want to learn more about 3108 Live Oak Lane #21? Do you have questions about finding other Condo real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.

