Date
Details
Price
Change
Source
3/03/2026
Listed
$395,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/21
$395,000 Just Listed
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1/21
Property Description
WATERFRONT TROPIC ISLES HOME - BOAT LIFT INCLUDED! Discover this move-in-ready 2-bedroom, 2-bath canal-front home in the sought-after 55+ resident-owned Tropic Isles community on Terra Ceia Bay. This property offers a 1% lender credit. The seller is also willing to sell the boat, which is already on the boat lift, as part of a package. Relax on your private dock and enjoy direct Gulf access - a feature few homes at this price point provide - while taking in serene water views and Florida sunsets. The interior is bright and inviting, with natural light highlighting the spacious living areas. The home is being offered fully furnished, and a brand new furnace was installed in November 2025. A low monthly maintenance fee of $338 makes it perfect for either full-time living or a seasonal getaway. Tropic Isles residents enjoy a welcoming community lifestyle with a clubhouse, heated pool and spa, shuffleboard courts, and access to a marina. Conveniently located near Gulf beaches, Sarasota, Tampa, waterfront dining, and Ellenton Premium Outlets, this home offers both leisure and accessibility. Additional community amenities include meeting halls, a fitness center, library, game room, and a kayak launch, providing a range of recreational options while maintaining a tranquil waterfront setting.
Full Property Details
Full Property Details for 323 Terra Ceia Dr
General
- Price: $395,000
- HOA FEE: $338/month
- Taxes: $3,605 (2025)
- Status: Active
- Type: Mobile Home
- Source: MidFloridaRegionalMLS
- MLS ID: A4684681
- Updated: Today (3/3/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 1 Month
Interior
- Number of Rooms: 5
- Interior Features: Other, Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Furnished
- Flooring: Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Maintenance
Exterior
- Exterior Features: Other
Parking
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 2
Location
- Area: 34221 - Palmetto/Rubonia
- County: Manatee
- Development Name: 34221 - Palmetto/Rubonia
- Subdivision: TROPIC ISLES CO-OP
- Driving Directions: From 28th Ave W, turn onto Tampico Dr, Montego Dr, or Basin St to access Terrace Ceia Dr. Continue driving south on Terrace Ceia Dr until you reach the property.
- Direction Faces: Northwest
School Information
- Elementary School: Palmetto Elementary-MN
- Middle School: Lincoln Middle
- High School: Palmetto High
Community
- Community Name: 34221 - Palmetto/Rubonia
- Community Features: Bay/Harbor Front, Community Boat Ramp, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Fitness Center, Golf Carts OK, Pool
- Optional Amenities: Clubhouse, Maintenance
- Association: Yes
- Assoc. Name: Tropic Isle Coop - BARBARA MCEVOY
- Assoc. Fees Include: Community Pool, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Public
Structural Information
- Exterior Const.: Wood Frame
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,012
- Sq. Ft. Source: Public Records
- Year Built: 1980
Manufactured Home
- Mobile Home Type: Double Wide
Lot Features
- Lot Size (Acres): 0.08
- Lot Size (Sq. Ft.): 3,463
- Lot Size: 3463
- Street/Road Desc.: Concrete
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Freshwater
- Water Extras: Yes
- Water Front Desc.: Bay/Harbor Front, Waterfront, Bay/Harbor, Canal Front
Financial Considerations
- Association Fee: $338
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,605
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: UNIT 323 TROPIC ISLES CO-OP INC PI#29255.2120/9
- Flood Zone Info: AE
- APN: 2925521209
- Property ID: 2925521209
Listed by Exp Realty, Llc and Exp Realty Llc
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Listing agents
— 323 Terra Ceia Dr —
Exp Realty, Llc
Exp Realty Llc
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 323 Terra Ceia Dr
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Palmetto Elementary School, Palmetto, FL 1540 10th Street West, Palmetto, FL 34221 | PK-5 | 1 mi |
Palm View Elementary School 6025 Bayshore Road, Palmetto, FL 34221 | PK-5 | 3.8 mi |
Palmetto High School 1200 17th Street West, Palmetto, FL 34221 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 323 Terra Ceia Dr
Tax History
Tax History for 323 Terra Ceia Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,551
—
$174,326
-1%
2024
$3,551
2%
$176,503
-8%
2023
$3,498
24%
$191,810
44%
2021
$2,828
-7%
$133,176
-10%
2022
$3,039
7%
$148,599
12%
2021
$2,828
7%
$133,199
8%
2019
$2,650
4%
$123,199
2%
2017
$2,549
—
$121,080
-1%
2017
$2,549
1%
$122,159
3%
2016
$2,514
—
$118,632
2%
2015
$2,508
-16%
$116,589
-17%
2014
$2,970
6%
$140,645
5%
2013
$2,792
—
$133,948
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 323 Terra Ceia Dr
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Sold by Redfin Corporation
323 Terra Ceia Drive, Palmetto, FL 34221 (MLS# A4684681) is a Mobile Home property with 2 bedrooms and 2 full bathrooms. 323 Terra Ceia Drive is currently listed for $395,000 and was received on March 03, 2026. Want to learn more about 323 Terra Ceia Drive? Do you have questions about finding other Mobile Home real estate for sale in Palmetto? You can browse all Palmetto real estate or contact a Coldwell Banker agent to request more information.