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$504,900

  • For Sale
  • Under Contract
  • Single Family
  • 4 Beds
  • 3 Full Baths
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Under contract with a lockout clause, still accepting offers. Welcome to your dream home in the highly sought-after Palmetto Trace community! This spacious and well-maintained 4-bedroom, 3-bathroom home offers over 2,600 sq ft of comfortable living just minutes from the white sands of Panama City Beach. Located in a quiet cul-de-sac, this home boasts an open floor plan, soaring ceilings, and abundant natural light. The oversized primary suite includes a walk-in closet and a spa-style bath with dual vanities, soaking tub, and separate shower. The gourmet kitchen features stainless steel appliances, ample cabinetry, and a breakfast bar perfect for casual dining. Enjoy peace and privacy in the fenced backyard or take advantage of community pools and sidewalks just steps away. - Roof and HVAC replaced two years ago - Huge bonus room that includes a full bathroom - 2-car garage - Irrigation system - Walk to Pier Park, Frank Brown Park, & beach access - Zoned for top-rated schools Priced to sell quickly at $510,000 - Motivated seller that will entertain all reasonable offers! Schedule your showing today!

Full Property Details for 120 Kensington Cir

General

  • Price: $504,900
  • Taxes: $3,801 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 780374
  • Updated: 11/28/2025
  • Added to Site: 97 day(s) ago

Interior

  • Number of Rooms: 4

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Gazebo, Picnic Area

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Palmetto Trace Phase IV
  • Driving Directions: From Panama City Beach PKWY turn North on N. Pier Park Drive - Turn Right in Palmetto Trace Subdivision - Make a left on Kensington Circle (First street on the left after entering the subdivision) - Follow Kensington Circle around until you have reached 120 Kensington Circle - Which is at the intersection of Kensington Circle and Amherst Way

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Utilities

  • Utility Description: Electricity Available, Underground Utilities

Structural Information

  • Architectural Style: Other
  • Sq. Ft. Source: Owner
  • Year Built: 2008

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,802
  • Lot Size: .18
  • Lot Dimensions: 65 x 120

Financial Considerations

  • Tax Amount: $3,801
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: PALMETTO TRACE PHASE IV LOT 398 ORB 4047 P 43
  • Property ID: 32738-980-285

Listed by Savvy Avenue LLC

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Listing agent

— 120 Kensington Cir —

  • Savvy Avenue LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Kensington Cir

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-52.7 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-81.6 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-123.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Kensington Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/04/2025
Price Reduced
$504,900
-1%
MLS
10/14/2025
Listed
$510,000
36.15%
MLS
9/05/2018
Sold
$374,586
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Kensington Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,801
3%
$338,640
3%
2023
$3,688
12%
$328,777
6%
2021
$3,293
1%
$309,904
-3%
2022
$3,276
-1%
$319,201
4%
2021
$3,293
—
$306,874
10%
2019
$3,293
52%
$278,111
33%
2018
$2,172
11%
$208,646
2%
2017
$1,948
-1%
$204,354
-1%
2016
$1,968
-4%
$206,054
-1%
2015
$2,060
-2%
$208,103
-1%
2014
$2,094
-8%
$211,267
—
2013
$2,271
—
$210,985
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Savvy Avenue LLC

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120 Kensington Circle, Panama City Beach, FL 32413 (MLS# 780374) is a Single Family property with 4 bedrooms and 3 full bathrooms. 120 Kensington Circle is currently listed for $504,900 and was received on October 14, 2025. Want to learn more about 120 Kensington Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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