Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$480,000

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
  • Updated 4 days ago
See This Home
Save This Home
See This Home
Save This Home
Enjoy stunning Gulf-front living with a true Gulf-front primary bedroom and gorgeous views from the living room, dining area, and kitchen. This charming condo is perfectly positioned on an ideal floor height to fully capture sweeping views of the Emerald Coast's sugar-white sands and emerald-green waters. Sterling Reef offers a prime Panama City Beach location just steps from Shipwreck Island Water Park and within walking distance to the fishing pier. The resort features outstanding amenities including a bi-level Gulf-front pool (heated seasonally), a fitness center overlooking the pool and beach, a terrace grilling area, an Owner's Lounge with flat-screen TV, and convenient covered parking located directly beneath the building. Whether you're searching for a personal beach getaway or a strong rental investment, this super cute condo is a must-see. Call today to make it yours!

Full Property Details for 12011 Front Beach Rd #1004B

General

  • Price: $480,000
  • Taxes: $5,454 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 784981
  • Updated: 2/17/2026
  • Added to Site: 12 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Washer/Dryer Stacked, Electric Oven

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Stacked

Additional Information

  • Shared Amenities: Beach Rights, Barbecue, Spa/Hot Tub
  • Pool: Yes
  • Pool Description: Electric Heat, In Ground, Community
  • Security/Safety: Fire Sprinkler System, Fire Alarm

Exterior

  • Porch/Patio/Deck: Balcony

Parking

  • Parking Features: Paved

Location

  • County: Bay
  • Subdivision: Sterling Reef
  • Driving Directions: Go East from Pier Park and next to County Pier.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: High Rise
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2005

Lot Features

  • Property View: Gulf
  • Lot Dimensions: Gulf Front Condo
  • Lot Features: Paved
  • Zoning: Resort

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf
  • Water Front View: Gulf

Financial Considerations

  • Tax Amount: $5,454
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: STERLING REEF UNIT 1004 TYPE B ORB 2578 P 120 ORB 3798 P 672 ''ARUBA'' 2BD/2BTH . 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
  • Property ID: 34809-610-067

Listed by Keller Williams Success Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 12011 Front Beach Rd #1004B —

  • Keller Williams Success Realty

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12011 Front Beach Rd #1004B

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.9 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12011 Front Beach Rd #1004B Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/10/2026
Listed
$480,000
95.92%
MLS
5/20/2016
Sold
$245,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12011 Front Beach Rd #1004B

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,609
-16%
$422,269
-9%
2024
$5,465
5%
$461,975
—
2023
$5,220
43%
$461,975
58%
2021
$3,648
-12%
$293,250
-22%
2022
$4,161
14%
$376,125
36%
2021
$3,648
22%
$276,250
13%
2019
$2,985
8%
$244,989
10%
2018
$2,752
19%
$222,717
10%
2017
$2,312
-2%
$202,470
-1%
2016
$2,357
2%
$204,000
11%
2015
$2,311
11%
$183,279
10%
2014
$2,091
26%
$166,617
10%
2013
$1,659
—
$151,470
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12011 Front Beach Rd #1004B

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Keller Williams Success Realty

Similar Properties near 12011 Front Beach Rd #1004B

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

9450 S Thomas Dr, Panama City, FL 32408 - Photo 1
$479,900

9450 S Thomas Dr  #1703C  Panama City, FL 32408

  • Condo
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
9450 S Thomas Dr, Panama City, FL 32408 - Photo 1
$479,000

9450 S Thomas Dr  #509  Panama City, FL 32408

  • Condo
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
6505 Thomas Dr, Panama City Beach, FL 32408 - Photo 1
$479,000

6505 Thomas Dr  #705  Panama City Beach, FL 32408

  • Condo
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
9450 S Thomas Dr, Panama City, FL 32408 - Photo 1
$477,000

9450 S Thomas Dr  #1209C  Panama City, FL 32408

  • Condo
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths

Just Listed near 12011 Front Beach Rd #1004B

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

107 Wiggle Ln, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$3,450,000

107 Wiggle Ln  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • Updated 4 days ago
  • 6
    Beds
  • 5
    Total Baths
  • 2,699
    Sq. Ft.
74 Town Hall Rd, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$2,850,000

74 Town Hall Rd  #3A  Rosemary Beach, FL 32461

  • Condo / Townhouse
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,654
    Sq. Ft.
190 E Water Street E, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$3,595,000

190 E Water Street E  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,344
    Sq. Ft.
216 Round Rd, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$8,450,000

216 Round Rd  Rosemary Beach, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 6
    Beds
  • 6
    Total Baths
  • 5,170
    Sq. Ft.

Price Reduced near 12011 Front Beach Rd #1004B

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

373 B Suwannee Dr, Watersound, FL 32461 - Photo 1 Price Reduced
-$20,000 (-3.54%)
$544,995

373 B Suwannee Dr  ##64B  Watersound, FL 32461

  • Townhouse
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,418
    Sq. Ft.
39 Suwannee Dr, Watersound, FL 32461 - Photo 1 Price Reduced
-$6,000 (-0.75%)
$799,000

39 Suwannee Dr  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,991
    Sq. Ft.
61 Madie Ln, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$19,900 (-2.89%)
$669,000

61 Madie Ln  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,456
    Sq. Ft.
Co-Listed by My Florida Home Group (850) 684-0252
68 Crimsyn Ryan Ct, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$14,000 (-2.81%)
$485,000

68 Crimsyn Ryan Ct  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,097
    Sq. Ft.
Listed by Michael Tomlin (850) 499-2432

Recent Sales near 12011 Front Beach Rd #1004B

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

12011 Front Beach Rd, Panama City Beach, FL 32407 - Photo 1 Sold
$445,000

12011 Front Beach Rd  #1906B  Panama City Beach, FL 32407

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
12011 Front Beach Rd, Panama City Beach, FL 32407 - Photo 1 Sold
$435,000

12011 Front Beach Rd  Panama City Beach, FL 32407

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
12011 Front Beach Rd, Panama City Beach, FL 32407 - Photo 1 Sold
$418,000

12011 Front Beach Rd  #606B  Panama City Beach, FL 32407

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
Sold by Courtney Pantalena
12011 Front Beach Rd, Panama City Beach, FL 32407 - Photo 1 Sold
$418,000

12011 Front Beach Rd  #606  Panama City Beach, FL 32407

  • Condo / Townhouse
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,076
    Sq. Ft.

12011 Front Beach Road #1004B, Panama City Beach, FL 32407 (MLS# 784981) is a Condo property with 2 bedrooms and 2 full bathrooms. 12011 Front Beach Road #1004B is currently listed for $480,000 and was received on February 10, 2026. Want to learn more about 12011 Front Beach Road #1004B? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property