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$699,500

  • For Sale
  • Active
  • Condo / Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1,588 Sq. Ft.
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PROJECTED RENTAL INCOME UP TO $86K! VIEWS, VIEWS, VIEWS! This exceptional 3BR/2BA corner unit at Sterling Reef offers some of the most unobstructed, breathtaking Gulf views on the beach. Enjoy a true coastal lifestyle with panoramic vistas of turquoise waters and sugar-white sands from the moment you walk in. The Gulf-front primary suite opens to a spacious balcony that extends to the living area--ideal for savoring sunrises, unwinding at sunset, or entertaining with a view. Sterling Reef provides resort-style amenities, including two beachfront pools, a fitness center, outdoor grilling and picnic areas, and private beach access. Recent building enhancements--such as updated elevators and refreshed exterior finishes--offer added peace of mind. Perfectly positioned next to the County Pier, across from Shipwreck Island Waterpark, and just minutes to Pier Park, this beautifully located unit delivers the ultimate blend of luxury, convenience, and coastal living on Panama City Beach.

Full Property Details for 12011 Front Beach Rd #201C

General

  • Price: $699,500
  • Taxes: $7,084 (2024)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Emerald_Coast
  • MLS ID: 990384
  • Updated: 1/20/2026
  • Added to Site: 96 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Great Room, Master Bathroom, Master Bedroom

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Great Room: Great Room

Additional Information

  • Shared Amenities: Beach, Deed Access, Elevators, Pavillion/Gazebo, Picnic Area, Pool, Short Term Rental - Allowed, Waterfront
  • Pool: Yes

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Sterling Reef
  • Driving Directions: Go South toward the beach from Panama City Beach Parkway, the complex sits beachside to the left at the end of ALF COLEMAN RD next to the County Pier. Park anywhere in the parking deck.

School Information

  • Elementary School: Hutchinson Beach
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Stories/Levels: 0
  • Square Feet: 1,588
  • Sq. Ft. Source: County PA Records
  • Year Built: 2005

Lot Features

  • Property View: Gulf

Water Features

  • Water Front Type: Gulf

Financial Considerations

  • Assessment Amount: $977
  • Assmt Payment Freq: Monthly
  • Tax Amount: $7,084
  • Tax Year: 2024
  • Terms: Conventional

Disclosures and Reports

  • Legal Description: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120 SUNRISE 3BD/2BTH ORB 4016 P 2268 1588 SQ.FT.=H&C . 192 SQ.FT.=BALC
  • Assessment: Yes
  • APN: 34809-610-008
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 12011 Front Beach Rd #201C —

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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Schools serving 12011 Front Beach Rd #201C

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.9 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12011 Front Beach Rd #201C Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/18/2025
Price Reduced
$699,500
-2.17%
MLS
11/26/2025
Listed
$715,000
243.75%
MLS
1/10/2012
Sold
$208,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12011 Front Beach Rd #201C

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,314
-11%
$623,200
—
2024
$7,085
5%
$623,688
—
2023
$6,764
50%
$623,688
70%
2021
$4,512
-15%
$365,925
-27%
2022
$5,308
18%
$498,950
43%
2021
$4,512
13%
$348,500
8%
2019
$4,010
11%
$322,575
10%
2018
$3,611
3%
$293,250
-8%
2017
$3,498
7%
$319,815
9%
2016
$3,258
13%
$293,208
21%
2015
$2,894
9%
$242,250
9%
2014
$2,644
20%
$221,425
9%
2013
$2,210
—
$204,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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12011 Front Beach Road #201C, Panama City Beach, FL 32407 (MLS# 990384) is a Condo / Townhouse property with 3 bedrooms and 2 full bathrooms. 12011 Front Beach Road #201C is currently listed for $699,500 and was received on November 26, 2025. This property is listed by Michael Tomlin from our Destin / 30A Office.Want to learn more about 12011 Front Beach Road #201C? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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