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$658,000 -$16,900 (-2.5%) Price Reduced

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • Updated 6 days ago
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Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often--don't let this one slip away!

Full Property Details for 12011 Front Beach Rd #201C

General

  • Price: $658,000
  • Taxes: (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 791304
  • Updated: 7/3/2026
  • Added to Site: 27 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Main Level Primary
  • Appliances: Washer/Dryer Stacked, Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Stacked

Additional Information

  • Shared Amenities: Beach Rights, Barbecue, Picnic Area
  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Balcony

Location

  • County: Bay
  • Subdivision: Sterling Reef
  • Driving Directions: Go south toward the beach from Panama City Beach Parkway. Sterling Reef is located on the east side of M.B. Miller County Pier. Parking is inside the parking deck. Be sure to check-in with security staff at entrance.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s)
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: High Rise
  • Stories/Levels: 19
  • Sq. Ft. Source: Appraiser
  • Year Built: 2005

Lot Features

  • Property View: Gulf
  • Lot Dimensions: 0 x 0

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Shoreline - Sand
  • Water Front View: Gulf, Shoreline - Sand

Financial Considerations

  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120
  • Property ID: 34809-610-008

Listed by Beach Haven Realty

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Listing agents

— 12011 Front Beach Rd #201C —

  • Beach Haven Realty

  • Beach Haven Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12011 Front Beach Rd #201C

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.9 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12011 Front Beach Rd #201C Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/03/2026
Price Reduced
$658,000
-2.5%
MLS
6/13/2026
Listed
$674,900
73.05%
MLS
3/06/2026
Sold
$390,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12011 Front Beach Rd #201C

Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$2
—
2023
100%
$2
—
2022
100%
$2
—
2021
100%
$2
—
2020
—
$2
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12011 Front Beach Rd #201C

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Beach Haven Realty

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12011 Front Beach Road #201C, Panama City Beach, FL 32407 (MLS# 791304) is a Condo property with 3 bedrooms and 2 full bathrooms. 12011 Front Beach Road #201C is currently listed for $658,000 and was received on June 13, 2026. Want to learn more about 12011 Front Beach Road #201C? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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