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$449,900

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
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WOW! Sterling Reef is one of the most sought-after Gulf front communities on the beach! Low density means no waiting for an elevator and always a seat on the pool deck! This 2 bed/2 bath unit is being sold fully furnished and includes washer and dryer! New tile throughout! The main bedroom has its own private bath and glass slider providing over-sized patio access and an amazing view of the water from bed! Sterling Reef amenities include a fitness center with water view and two Gulf front pools for you to enjoy! There is also a grill area with outdoor seating. Plenty of ground floor Garage parking! Sterling Reef is located next to the County Pier, which makes it perfect for fishing, and across from Shipwreck Water Park! Walk to dining and entertainment! *All measurements/info to be confirmed by buyer/representative.

Full Property Details for 12011 Front Beach Rd #405B

General

  • Price: $449,900
  • Taxes: $5,465 (2024)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 777834
  • Updated: 12/19/2025
  • Added to Site: 152 day(s) ago

Interior

  • Number of Rooms: 2
  • Interior Features: Handicap Access
  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Additional Information

  • Shared Amenities: Beach Rights, Barbecue, Picnic Area
  • Pool: Yes
  • Pool Description: Fenced, In Ground, Community
  • Security/Safety: Building Security, Firewall(s), Fire Sprinkler System, Smoke Detector(s), Security Service

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Sterling Reef
  • Driving Directions: Located on Front Beach Rd across from Shipwreck Island Water Park Parking

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: High Rise
  • Doors: Insulated Doors
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2005

Lot Features

  • Property View: Gulf
  • Lot Dimensions: 0 x 0
  • Frontage: City Street
  • Land Lease Avail: Yes
  • Zoning: Resid Multi-Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Shoreline - Sand
  • Water Front View: Shoreline - Sand

Financial Considerations

  • Tax Amount: $5,465
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: STERLING REEF UNIT 405 TYPE B ORB 3944 P 2072 ''ARUBA'' 2BD/2BTH ORB 3944 P 2072 1076 SQ.FT.=H&C . 184 SQ.FT.=BALC
  • Property ID: 34809-610-026

Listed by Keller Williams Success Realty

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— 12011 Front Beach Rd #405B —

  • Keller Williams Success Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 12011 Front Beach Rd #405B

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.9 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12011 Front Beach Rd #405B Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/19/2025
Listed
$449,900
69.14%
MLS
10/06/2017
Sold
$266,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12011 Front Beach Rd #405B

Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,465
5%
$461,975
—
2023
$5,220
43%
$461,975
58%
2021
$3,648
-12%
$293,250
-22%
2022
$4,161
14%
$376,125
36%
2021
$3,648
22%
$276,250
12%
2019
$2,989
8%
$245,905
10%
2018
$2,756
19%
$223,550
10%
2017
$2,312
-2%
$202,470
-1%
2016
$2,357
2%
$204,000
11%
2015
$2,311
11%
$183,279
10%
2014
$2,091
26%
$166,617
10%
2013
$1,659
—
$151,470
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 12011 Front Beach Rd #405B

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Success Realty

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12011 Front Beach Road #405B, Panama City Beach, FL 32407 (MLS# 777834) is a Condo property with 2 bedrooms and 2 full bathrooms. 12011 Front Beach Road #405B is currently listed for $449,900 and was received on August 19, 2025. Want to learn more about 12011 Front Beach Road #405B? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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