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$780,000
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Full Property Details for 12560 Emerald Lake Dr
General
- Price: $780,000
- Taxes: $3,237 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 787111
- Updated: 3/27/2026
- Added to Site: 14 day(s) ago
Interior
- Number of Rooms: 17
- Interior Features: Interior Steps, Entrance Foyer
- Fireplace: Yes
- Fireplace(s): Electric
- Appliances: Electric Cooktop, Electric Oven, Electric Range
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Security System Owned, Security Lights, Security System, Fire Alarm, Smoke Detector(s)
Exterior
- Exterior Features: Deck, Dock, Patio, Fire Pit
- Porch/Patio/Deck: Deck, Patio, Balcony
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener, Paved
Location
- County: Bay
- Subdivision: Emerald Lake Estates
- Driving Directions: From HWY 98 AKA PANAMA CITY BEACH PARKWAY and Navy Blvd. go west to Clara Ave. and take a left. Then take the first left onto Emerald Lake Dr. Home will be on the left.
School Information
- Elementary School: Hutchison Beach
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s), Natural Gas
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: Contemporary
- Construction: HardiPlank Type, Other, See Remarks
- Roof: Metal
- Windows: Double Pane Windows
- Doors: Insulated Doors
- Stories/Levels: 2
- Sq. Ft. Source: Plans
- Year Built: 2019
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,841
- Lot Size: .18
- Lot Dimensions: 75 x 106
- Lot Features: Cul-De-Sac, Sprinkler System, Paved
- Zoning: City, Resid Single Family
- Fencing (Description): Fenced, Partial, Privacy
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Financial Considerations
- Tax Amount: $3,237
- Tax Year: 2025
Disclosures and Reports
- Legal Description: EMERALD LAKE ESTATES LOT 13 ORB 4021 P 562
- Property ID: 34170-113-000
Listed by CENTURY 21 Ryan Realty Inc
Schools serving 12560 Emerald Lake Dr
| Name | Grades | Distance |
|---|---|---|
Hutchison Beach Elementary School 12900 Middle Beach Rd, Panama City, FL 32407 | K-5 | 0.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 1.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 1.3 mi |
Price & Sales History for 12560 Emerald Lake Dr
Tax History for 12560 Emerald Lake Dr
Estimate the Cost for 12560 Emerald Lake Dr
12560 Emerald Lake Drive, Panama City Beach, FL 32407 (MLS# 787111) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 12560 Emerald Lake Drive is currently listed for $780,000 and was received on March 20, 2026. Want to learn more about 12560 Emerald Lake Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

