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$299,900

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 2 Full Baths
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Experience coastal living at its finest in this fully furnished 2- bedroom, 2-bath condo, located on the first floor of an intimate 16 unit building. This desirable end unit offers Gulf views and is approximately 200 feet from the white sandy beaches of the Gulf of America -- just step outside and stroll to the shoreline. LOW HOA dues at only $350/month, this property is as practical as it is charming. The interior features updated flooring, an in-unit washer and dryer, and a fresh, inviting layout that's perfect for vacation living or investment use. The condo is currently operating as a vacation rental, making it a turn-key opportunity. The building offers a fun Owners-Only crow's nest at the top - an ideal spot to relax, unwind, and take in stunning coastal views. Under-building dedicated parking adds convenience, while the location adds character: you're right next door to the famous Salty Goat Saloon, giving you easy access to one of the area's most iconic local spots. Whether you're seeking a beach getaway, income-producing rental, or both -- this condo delivers the perfect clend of comfort, charm and location. Don't miss your chance to own your slice of the Gulf Coast!

Full Property Details for 13020 Front Beach Rd #101

General

  • Price: $299,900
  • Taxes: $3,688 (2024)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 781716
  • Updated: 12/2/2025
  • Added to Site: 62 day(s) ago

Interior

  • Number of Rooms: 2
  • Appliances: Washer/Dryer Stacked

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Stacked

Exterior

  • Exterior Features: Covered Patio
  • Porch/Patio/Deck: Deck

Location

  • County: Bay
  • Subdivision: Somerset Condo
  • Driving Directions: From intersection of Front Beach Road and Middle Beach Road at Bid-a-Wee, take Front Beach Road east about 2 blocks. Somerset Condominiums are on the left, across from Oleander Drive.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Low Rise
  • Sq. Ft. Source: Appraiser
  • Year Built: 2000

Lot Features

  • Property View: Gulf
  • Lot Dimensions: Gulf-view Condo
  • Zoning: Resid Multi-Family

Water Features

  • Water Front: Yes
  • Water View: Yes

Financial Considerations

  • Tax Amount: $3,688
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SOMERSET CONDO 38A3 UNIT 101 ORB 1910 P 1253 2BR 2B 1025 H&C ORB 4704 P 1114
  • Property ID: 34417-010-000

Listed by LoKation Real Estate

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— 13020 Front Beach Rd #101 —

  • LoKation Real Estate

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 13020 Front Beach Rd #101

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-81.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 13020 Front Beach Rd #101 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/15/2025
Listed
$299,900
87.44%
MLS
8/28/2017
Sold
$160,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 13020 Front Beach Rd #101

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,688
20%
$340,000
40%
2023
$3,078
13%
$242,250
—
2022
$2,726
10%
$242,250
21%
2021
$2,473
21%
$199,750
34%
2019
$2,044
17%
$149,600
10%
2018
$1,741
32%
$136,000
5%
2017
$1,318
13%
$129,965
17%
2016
$1,165
21%
$111,138
47%
2015
$966
15%
$75,543
10%
2014
$842
20%
$68,675
9%
2013
$702
—
$62,815
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 13020 Front Beach Rd #101

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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13020 Front Beach Road #101, Panama City Beach, FL 32407 (MLS# 781716) is a Condo property with 2 bedrooms and 2 full bathrooms. 13020 Front Beach Road #101 is currently listed for $299,900 and was received on November 16, 2025. Want to learn more about 13020 Front Beach Road #101? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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