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$949,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2,304 Sq. Ft.
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Rare opportunity to own both sides of a beautifully updated duplex in West Panama City Beach with picturesque views of Lake Powell, one of Florida's largest and most pristine coastal dune lakes. Located in the Pirates Cove community, this exceptional property boasts exclusive access to the Gulf via a private dock and boat launch, offering a refined coastal lifestyle ideal for boating, fishing, paddle boarding, and kayaking. Enjoy direct water access from your own backyard, while being just minutes from the sugar-white sands of the Gulf, the boutiques and dining along Scenic Highway 30A, and the natural beauty of Camp Helen State Park. (149 CAIN ROAD AND 150 CAIN ROAD BEING SOLD TOGETHER PARCEL IDS: 35257-060-000 AND 35257-050-000) Pirates Cove also features two community pools, and the elevated coastal design of this home provides spacious covered parking beneath the home, accommodating multiple vehicles, a boat, and offering flexibility for storage and outdoor gear. The interiors feature a bright, open-concept layout with a relaxed coastal aesthetic and thoughtful updates throughout. Expansive living and dining areas are filled with natural light, creating an open and inviting space ideal for entertaining. Updated kitchens showcase granite countertops, stainless steel appliances, gray shaker cabinetry, and generous bar seating, seamlessly connecting to the living and dining spaces. Both units are tastefully updated, turn-key furnished, and supported by a strong rental history, making this an exceptional investment opportunity, multi-family retreat, or private coastal getaway.

Full Property Details for 149 Cain Rd

General

  • Price: $949,000
  • Taxes: $3,493 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 991318
  • Updated: 4/13/2026
  • Added to Site: 161 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, BBQ Pit/Grill, Boat Launch, Dock, Fishing, Pavillion/Gazebo, Pool

Interior

  • Number of Rooms: 6
  • Interior Features: Breakfast Bar, Owner's Closet, Pantry, Washer/Dryer Hookup
  • Appliances: Water Heater - Elect
  • Furnishings: Furnished - All
  • Flooring: Floor Tile, Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Boat Launch, Shower
  • Porch/Patio/Deck: Deck Covered, Deck Open, Porch

Parking

  • Carport Spaces: 2
  • Parking Features: Boat, Carport, Carport Attached, Covered, Oversized

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: PIRATES COVE
  • Driving Directions: FROM US HWY 98, TURN NORTH ON CAIN ROAD, ACROSS HWY 98 FROM CARILLON BEACH

School Information

  • Elementary School: West Bay
  • Middle School: Surfside
  • High School: Arnold

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Land Recreation, Recreational Faclty, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Frame, Siding CmntFbrHrdBrd, Trim Wood
  • Exterior Const.: Frame, Siding CmntFbrHrdBrd, Trim Wood
  • Stories/Levels: 2
  • Square Feet: 2,304
  • Sq. Ft. Source: Appraiser
  • Year Built: 1985

Lot Features

  • Property View: Lake
  • Lot Size (Acres): 0.05
  • Lot Size (Sq. Ft.): 2,178
  • Lot Dimensions: 45 x 100
  • Lot Features: Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $529
  • Tax Amount: $3,493.79
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: 32 2S 17W -40.6- 5D3 BEG 18.19' S & 66.05' E OF NW COR GOVT LOT 38 TH E 21.20' S 100' W 31.23' NELY 100.49' TO POB AKA UNIT #149 ORB 4478 P 2382
  • APN: 35257-060-000
  • Property ID: 35257-060-000

Listed by The Premier Property Group Seacrest Office

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Listing agents

— 149 Cain Rd —

  • The Premier Property Group Seacrest Office

  • The Premier Property Group Seacrest Office

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 149 Cain Rd

School District:Bay County School District
NameGradesDistance
West Bay Elementary School
14813 School Dr, Panama City Beach, FL 32413
K-57.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88.6 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-1210.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 149 Cain Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Price Reduced
$949,000
-2.67%
MLS
12/15/2025
Listed
$975,000
1047.06%
MLS
2/02/1999
Sold
$85,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 149 Cain Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,520
—
$280,935
-12%
2024
$3,520
19%
$318,078
36%
2023
$2,957
114%
$233,306
101%
2021
$1,385
-46%
$116,099
-47%
2022
$2,551
84%
$217,135
84%
2021
$1,385
5%
$117,921
32%
2019
$1,318
24%
$89,583
10%
2018
$1,059
-2%
$81,439
-1%
2017
$1,079
-3%
$82,428
-1%
2016
$1,111
4%
$83,417
7%
2015
$1,067
-1%
$77,795
-1%
2014
$1,077
10%
$78,696
-2%
2013
$979
—
$80,395
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by The Premier Property Group Seacrest Office

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149/150 Cain Road, Panama City Beach, FL 32413 (MLS# 991318) is a Single Family property with 4 bedrooms and 4 full bathrooms. 149/150 Cain Road is currently listed for $949,000 and was received on December 16, 2025. Want to learn more about 149/150 Cain Road? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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