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$315,000

  • For Sale
  • Active
  • Duplex
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
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Welcome to Palm Cove in Panama City Beach centrally located community just a short drive to the beach, dining, and shopping. This beautifully updated home is your ticket to affordable beach living. being a spacious 3-bedroom, 2.5-bath attached single-family this unit offers a functional layout with level entry, making it ideal for full-time living, or a second home. The main living area features an open floor plan with plenty of natural light, creating a comfortable space to relax or entertain. The primary suite along with additional half bath and laundry are also on main floor. Upstairs, you'll find two generously sized bedrooms, along with ample storage and closet space. The home can be purchased furnished (negotiable) with an acceptable offer making it truly move-in or rental ready. Palm Cove residents enjoy access to community pools and a low-maintenance lifestyle, all within close proximity to the beach and local attractions. Whether you're a first-time homebuyer, looking for a coastal getaway, or seeking a property with short-term rental potential, this one checks the boxes. Schedule your showing today and see what Palm Cove living is all about.

Full Property Details for 171 White Cap Wy

General

  • Price: $315,000
  • Taxes: $3,272 (2025)
  • Status: Active
  • Type: Duplex
  • Source: Bay_County
  • MLS ID: 788160
  • Updated: 5/5/2026
  • Added to Site: 39 day(s) ago

Interior

  • Number of Rooms: 3
  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, Community
  • Security/Safety: Gated Community

Location

  • County: Bay
  • Subdivision: Palm Cove
  • Driving Directions: From intersection on Richard Jackson Blvd and Middle Beach road, go West on Middle Beach Road, right into Palm Cove on Emerald Coast Club Blvd, right on Cabana Court, right on Sand Castle Lane, left on White Cap Way - Unit 171 is on the right.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Heating Type: Electric

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Duplex
  • Structure Type: Duplex
  • Construction: Stucco
  • Roof: Shingle
  • Stories/Levels: 2
  • Sq. Ft. Source: Appraiser
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,742
  • Lot Size: .04
  • Lot Dimensions: 25 x 65
  • Lot Features: Paved
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $3,272
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: PALM COVE PH 3 LOT 248 ORB 4603 P 364
  • Property ID: 34039-816-000

Listed by Dalton Wade Inc

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Listing agent

— 171 White Cap Wy —

  • Dalton Wade Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 171 White Cap Wy

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 171 White Cap Wy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/05/2026
Price Reduced
$315,000
-3.08%
MLS
4/10/2026
Listed
$325,000
12.85%
MLS
8/02/2025
Sold
$288,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 171 White Cap Wy

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,126
—
$262,879
5%
2024
$3,126
-2%
$251,104
—
2023
$3,187
91%
$251,720
72%
2021
$1,666
-4%
$146,723
-7%
2022
$1,742
5%
$157,848
8%
2021
$1,666
27%
$145,798
41%
2019
$1,313
—
$103,316
2%
2018
$1,307
1%
$101,208
-2%
2017
$1,297
2%
$102,888
—
2016
$1,268
16%
$103,375
30%
2015
$1,093
—
$79,818
—
2014
$1,096
16%
$80,085
4%
2013
$941
—
$77,183
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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171 White Cap Way, Panama City Beach, FL 32407 (MLS# 788160) is a Duplex property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 171 White Cap Way is currently listed for $315,000 and was received on May 01, 2026. Want to learn more about 171 White Cap Way? Do you have questions about finding other Duplex real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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