Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$290,000

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
See This Home
Save This Home
See This Home
Save This Home
**BEST PRICED PALM COVE TOWNHOME** This roomy 3-bedroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions, grilling, or kicking back with a cold drink. The exterior is low-maintenance, the HOA is minimal, and the location? You're minutes to the beach, Pier Park, Shipwreck Island, St. Andrews State Park, shopping, dining, and all the tourist favorites that make PCB a vacation hotspot. Solid bones, fresh updates, and the flexibility to live in it, rent it out, or do both. Don't let this opportunity slip by-affordable beach-town real estate like this doesn't come along every day.

Full Property Details for 186 White Cap Wy

General

  • Price: $290,000
  • Taxes: $2,464 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: Bay_County
  • MLS ID: 775136
  • Updated: 12/28/2025
  • Added to Site: 22 day(s) ago

Interior

  • Number of Rooms: 4
  • Interior Features: Interior Steps, Loft
  • Appliances: Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Pool Description: Community
  • Security/Safety: Gated Community, 24 Hour Security, Security Gate

Exterior

  • Exterior Features: Porch
  • Porch/Patio/Deck: Porch, Screened

Parking

  • Parking Features: Gated

Location

  • County: Bay
  • Subdivision: Palm Cove
  • Driving Directions: From Hathaway Bridge, traveling west on PCB Pkwy. Turn left onto R Jackson Blvd. At the light, turn right onto Hutchison Blvd. In a half mile turn right into Palm Cove (Emerald Coast Club Blvd), turn right onto Cabana Ct. Turn right onto Sand Castle Ln, then left onto White Cap Way. Home will be on the left.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Structure Type: Townhouse
  • Sq. Ft. Source: Listing Agent
  • Year Built: 2005

Lot Features

  • Lot Size (Acres): 0.04
  • Lot Size (Sq. Ft.): 1,612
  • Lot Size: .04
  • Lot Dimensions: 63 x 25
  • Lot Features: Paved
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $2,464
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: PALM COVE PH 3 LOT 228 ORB 2415 P 1667 ORB 2723 P 600
  • Property ID: 34039-796-000

Listed by Think Real Estate

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 186 White Cap Wy —

  • Think Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 186 White Cap Wy

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-51.3 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-82.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 186 White Cap Wy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/03/2025
Price Reduced
$290,000
-1.69%
MLS
6/19/2025
Listed
$295,000
49.82%
MLS
12/27/2005
Sold
$196,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 186 White Cap Wy

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,464
2%
$242,455
—
2023
$2,412
44%
$243,117
61%
2021
$1,673
-4%
$150,714
-7%
2022
$1,749
5%
$162,295
8%
2021
$1,673
30%
$149,831
48%
2019
$1,285
-2%
$101,085
1%
2018
$1,316
11%
$99,899
10%
2017
$1,185
-2%
$90,817
-1%
2016
$1,205
7%
$91,333
11%
2015
$1,122
—
$82,008
—
2014
$1,124
18%
$82,275
5%
2013
$952
—
$78,106
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 186 White Cap Wy

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Think Real Estate

Similar Properties near 186 White Cap Wy

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

7482 Shadow Lake Dr, Panama City Beach, FL 32407 - Photo 1
$299,900

7482 Shadow Lake Dr  Panama City Beach, FL 32407

  • Townhouse
  • Active
  • 3
    Beds
  • 3
    Total Baths
203 Sand Oak Blvd, Panama City Beach, FL 32413 - Photo 1
$299,000

203 Sand Oak Blvd  Panama City Beach, FL 32413

  • Townhouse
  • Active
  • 3
    Beds
  • 3
    Total Baths
547 Melrose Wy, Panama City Beach, FL 32413 - Photo 1 Price Reduced
-$5,100 (-1.67%)
$299,900

547 Melrose Wy  Panama City Beach, FL 32413

  • Townhouse
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 3
    Total Baths
520 N Richard Jackson Blvd N, Panama City Beach, FL 32407 - Photo 1
$280,000

520 N Richard Jackson Blvd N  #2110  Panama City Beach, FL 32407

  • Townhouse
  • Active
  • Updated 9 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,254
    Sq. Ft.

Just Listed near 186 White Cap Wy

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

10343 E County Hwy 30A E, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$489,900

10343 E County Hwy 30A E  #B477  Rosemary Beach, FL 32461

  • Condo / Townhouse
  • Active
  • Updated 1 day ago
  • 1
    Total Bath
  • 346
    Sq. Ft.
38 Shinbone, Alys Beach, FL 32461 - Photo 1 Just Listed
$9,995,000

38 Shinbone  Alys Beach, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 6
    Total Baths
  • 3,747
    Sq. Ft.
21 Rosecourt St, Watersound, FL 32461 - Photo 1 Just Listed
$1,875,000

21 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,947
    Sq. Ft.
8 Barefoot Ln, Seacrest, FL 32461 - Photo 1 Just Listed
$1,725,000

8 Barefoot Ln  Seacrest, FL 32461

  • Single Family
  • Active
  • Updated 5 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 2,451
    Sq. Ft.

Price Reduced near 186 White Cap Wy

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

43 Rosecourt St, Watersound, FL 32461 - Photo 1 Price Reduced
-$75,000 (-4.05%)
$1,775,000

43 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,881
    Sq. Ft.
102 Firefly Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$56,000 (-6.19%)
$849,000

102 Firefly Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,944
    Sq. Ft.
290 Windrow Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$5,000 (-0.54%)
$924,000

290 Windrow Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,430
    Sq. Ft.
8855 E County Hwy 30A E, Seacrest, FL 32461 - Photo 1 Price Reduced
-$100,000 (-2.06%)
$4,750,000

8855 E County Hwy 30A E  Seacrest, FL 32461

  • Single Family
  • Active
  • Updated 3 days ago
  • 8
    Beds
  • 7
    Total Baths
  • 6,869
    Sq. Ft.

Recent Sales near 186 White Cap Wy

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

184 White Cap Wy, Panama City Beach, FL 32407 - Photo 1 Sold
$302,500

184 White Cap Wy  Panama City Beach, FL 32407

  • Townhouse
  • Closed
  • 3
    Beds
  • 3
    Total Baths
190 White Cap Wy, Panama City Beach, FL 32407 - Photo 1 Sold
$285,000

190 White Cap Wy  Panama City Beach, FL 32407

  • Townhouse
  • Closed
  • 3
    Beds
  • 2
    Total Baths
171 White Cap, Panama City Beach, FL 32407 - Photo 1 Sold
$288,000

171 White Cap  Panama City Beach, FL 32407

  • Duplex
  • Closed
  • 3
    Beds
  • 3
    Total Baths
121 Seagrass Wy, Panama City Beach, FL 32407 - Photo 1 Sold
$280,000

121 Seagrass Wy  Panama City Beach, FL 32407

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
Listed by Alice de La Penha

186 White Cap Way, Panama City Beach, FL 32407 (MLS# 775136) is a Townhouse property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 186 White Cap Way is currently listed for $290,000 and was received on December 26, 2025. Want to learn more about 186 White Cap Way? Do you have questions about finding other Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property