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$545,000
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Property Description
Under Contract, with contingency loan approval., Seller taking backups. Adorable Beach Cottage just steps to the most gorgeous crystal white sandy beach on the Gulf you'll ever see on the west or east coast of Florida......move in with nothing to update, or consider it rental ready for the pickiest buyer and/or renter.. This darling place will rent quickly and stay rented if you are an investor, or keep it for yourself to enjoy with family. A perfect guest area is a renovated 1 bedroom, 1/2 bath cabana in back yard (not included in tax records) with loft for the elementary children or young adolescences to sleep. A kitchenette is included with refrigerator, sink, counter space, etc. Also included is an outside shower on a newly built deck with a door (for privacy) on the right side of this cabana perfect for sandy feet and oily bodies. This is a precious, well thought out addition to the main house which has a primary bedroom with sitting area, 1 bath and living room, guest bedroom and kitchen. (Extra space in the Cabana explains square footage .....guestimate by agent..... )with extra bedroom, being used for in home office at present, and 1/2 bath) A new deck was added as a porch to the back cabana with awning over door. Main Front cottage also has an outside shower to the left backside. The guest room in this main house has a door leading to back yard and outdoor shower, as well as the primary bedroom with sitting area and back door onto the back covered porch. Primary bathroom has double sinks and a beautiful brand new tiled shower just recently replacing a dated bathtub. You'll be pleased to find an updated modern kitchen with modern stainless appliances. Both buildings were freshly painted inside and out March, 2025. New trellises were built recently on each side of the back porch with aluminum roofing to enjoy shade for cookouts. New Roman shades were added throughout. Epoxy coating was added to concrete front porch and back patio. Ramp to golf cart garage was replaced with composite wood. New landscaping was added to front and back yards. Don't miss this opportunity to own your own piece of Beach Haven whether you decide to keep it as your own, or rent it to many lucky guests. This property has not been rented previously.
Full Property Details
Full Property Details for 21809 Palm Ave
General
- Sold For: $545,000
- Taxes: $3,472 (2024)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 776794
- Added to Site: 176 day(s) ago
Interior
- Number of Rooms: 3
- Fireplace: Yes
- Fireplace(s): Electric
- Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Stacked
Additional Information
- Security/Safety: Closed Circuit Camera(s), Smoke Detector(s)
Exterior
- Exterior Features: Outdoor Shower
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Covered Spaces: 1
- Parking Features: Gated, No Garage
Location
- County: Bay
- Subdivision: Riviera Beach
- Driving Directions: Kelly St is the cross street on the West end of the Beach. Palm Avenue is Between Back Beach Pkwy & Front Beach Rd Turn East on Palm Ave. 28109 Palm is 4th house on the right.
School Information
- Elementary School: West Bay
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Ductless
- Heating Type: Central, Ductless, Electric, Forced Air, Fireplace(s)
Utilities
- Utility Description: Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Florida
- Construction: Wood Frame
- Windows: Double Pane Windows
- Stories/Levels: 1
- Sq. Ft. Source: Listing Agent
- Year Built: 1970
Additional Structures
- Other Structures: Cabana, Outbuilding, Pergola
Lot Features
- Lot Size (Acres): 0.12
- Lot Size (Sq. Ft.): 5,314
- Lot Size: .12
- Lot Dimensions: 5314 sf
- Frontage: City Street
- Lot Features: Sprinkler System
- Zoning: City, Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $3,472
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: RIVIERA BEACH 1ST ADD LOT 124 MAP-13B3-- ORB 4707 P 1467
- Property ID: 35872-000-000
Listed by Bella Beaches Realty
Sold by Scenic Sotheby's International Realty
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Schools
Schools serving 21809 Palm Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
West Bay Elementary School 14813 School Dr, Panama City Beach, FL 32413 | K-5 | 6.3 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 9.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21809 Palm Ave
Date
Details
Price
Change
Source
8/25/2025
Sold
$545,000
-8.4%
MLS
7/26/2025
Listed
$595,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
21809 Palm Avenue, Panama City Beach, FL 32413 (MLS# 776794) is a Single Family property that was sold at $545,000 on August 25, 2025. Want to learn more about 21809 Palm Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

