Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$584,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,340 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
NEW CONSTRUCTION IN SANCTUARY BEACH!!!!! This home features an open concept living space for smooth transition from room to room & to the outdoors. Enjoy the Quartz countertops placed on top of your beautiful white shaker soft closing cabinets, double vanities in the master bath w/ an oversized custom floor-to-ceiling tile shower & extra large walk in closet that leads into your laundry room. Equipped w/ beautiful stainless steel appliances, pot filler above range, kitchen island, Butler pantry, luxury vinyl plank flooring, 10' ceilings in your main living area, 2-car garage w/ paver driveway, mud room, irrigation & covered back patio. No neighbors behind you, w/ plenty of greenery & an association only shared pool.

Full Property Details for 3515 Cottage Cove Ln

General

  • Price: $584,900
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 991065
  • Updated: 1/1/2026
  • Added to Site: 39 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Floor Vinyl, Pantry
  • Appliances: Dishwasher, Disposal, Microwave

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen

Exterior

  • Exterior Features: Patio Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Sanctuary beach 2
  • Driving Directions: once entering sancuary beach take your first righthand the house will be up ahead on your left

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Central Elect

Utilities

  • Utility Description: Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Craftsman Style
  • Stories/Levels: 2
  • Square Feet: 2,340
  • Sq. Ft. Source: Building Plan
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.07
  • Lot Dimensions: 40 x 80
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $454
  • Assmt Payment Freq: Quarterly
  • Terms: Conventional, FHA

Disclosures and Reports

  • Legal Description: SANCTUARY BEACH LOT 4 BLK B ORB 2721 P 531
  • Assessment: Yes
  • APN: 31368120000

Listed by Emerald Coast Realty Group

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 3515 Cottage Cove Ln —

  • Emerald Coast Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3515 Cottage Cove Ln

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-53.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-89.3 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-127.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3515 Cottage Cove Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/10/2025
Listed
$584,900
557.19%
MLS
11/17/2023
Sold
$89,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3515 Cottage Cove Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$922
35%
$75,066
7%
2023
$683
33%
$70,167
37%
2021
$515
-5%
$51,213
-8%
2022
$541
5%
$55,733
27%
2021
$515
20%
$43,860
51%
2019
$429
2%
$29,040
10%
2018
$420
39%
$26,400
10%
2017
$302
-2%
$24,000
—
2016
$308
-3%
$24,000
—
2015
$317
—
$24,000
—
2014
$316
13%
$24,000
—
2013
$280
—
$24,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3515 Cottage Cove Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Emerald Coast Realty Group

Similar Properties near 3515 Cottage Cove Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

629 Amberjack Dr, Panama City Beach, FL 32408 - Photo 1
$575,000

629 Amberjack Dr  Panama City Beach, FL 32408

  • Single Family
  • Active
  • Updated 12 days ago
  • 4
    Beds
  • 3
    Total Baths
105 Johnson Bayou Dr, Panama City Beach, FL 32407 - Photo 1 Price Reduced
-$9,000 (-1.51%)
$589,000

105 Johnson Bayou Dr  Panama City Beach, FL 32407

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
129 Bid a Wee Ln, Panama City Beach, FL 32413 - Photo 1
$575,000

129 Bid a Wee Ln  Panama City Beach, FL 32413

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
403 Liverpool Ave, Panama City Beach, FL 32407 - Photo 1
$599,000

403 Liverpool Ave  Panama City Beach, FL 32407

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths

Just Listed near 3515 Cottage Cove Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

10343 E County Hwy 30A E, Rosemary Beach, FL 32461 - Photo 1 Just Listed
$489,900

10343 E County Hwy 30A E  #B477  Rosemary Beach, FL 32461

  • Condo / Townhouse
  • Active
  • Updated 2 days ago
  • 1
    Total Bath
  • 346
    Sq. Ft.
21 Rosecourt St, Watersound, FL 32461 - Photo 1 Just Listed
$1,875,000

21 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,947
    Sq. Ft.
38 Shinbone, Alys Beach, FL 32461 - Photo 1 Just Listed
$9,995,000

38 Shinbone  Alys Beach, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 6
    Total Baths
  • 3,747
    Sq. Ft.
8 Barefoot Ln, Seacrest, FL 32461 - Photo 1 Just Listed
$1,725,000

8 Barefoot Ln  Seacrest, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 2,451
    Sq. Ft.

Price Reduced near 3515 Cottage Cove Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

290 Windrow Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$5,000 (-0.54%)
$924,000

290 Windrow Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 2,430
    Sq. Ft.
43 Rosecourt St, Watersound, FL 32461 - Photo 1 Price Reduced
-$75,000 (-4.05%)
$1,775,000

43 Rosecourt St  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,881
    Sq. Ft.
102 Firefly Way, Watersound, FL 32461 - Photo 1 Price Reduced
-$56,000 (-6.19%)
$849,000

102 Firefly Way  Watersound, FL 32461

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,944
    Sq. Ft.
333 Holley Grove Ln, Point Washington, FL 32459 - Photo 1 Price Reduced
-$6,355 (-1.23%)
$509,900

333 Holley Grove Ln  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 5 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,108
    Sq. Ft.

Recent Sales near 3515 Cottage Cove Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3602 Woods Ln, Panama City Beach, FL 32408 - Photo 1 Sold
$499,900

3602 Woods Ln  Panama City Beach, FL 32408

  • Single Family
  • Closed
  • 5
    Beds
  • 3
    Total Baths
4400 Kingfish Ln, Panama City Beach, FL 32408 - Photo 1 Sold
$617,000

4400 Kingfish Ln  #316  Panama City Beach, FL 32408

  • Condo
  • Closed
  • 3
    Beds
  • 3
    Total Baths
4123 Cobalt Cir, Panama City Beach, FL 32408 - Photo 1 Sold
$535,000

4123 Cobalt Cir  #P114  Panama City Beach, FL 32408

  • Condo
  • Closed
  • 2
    Beds
  • 2
    Total Baths
4123 Cobalt Cir, Panama City Beach, FL 32408 - Photo 1 Sold
$535,000

4123 Cobalt Cir  #UNIT P114  Panama City Beach, FL 32408

  • Condo / Townhouse
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,322
    Sq. Ft.

3515 Cottage Cove Lane, Panama City Beach, FL 32408 (MLS# 991065) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3515 Cottage Cove Lane is currently listed for $584,900 and was received on December 10, 2025. Want to learn more about 3515 Cottage Cove Lane? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property