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$699,900

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 2,365 Sq. Ft.
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Explore your very own piece of paradise! This fully furnished, turnkey beach house is the dream Beach Home you've been waiting for. This beautifully renovated and fully furnished beachside home offers the perfect combination of luxury, comfort, and everyday livability--designed for those who dream of making the beach their full-time lifestyle. Just minutes from the sugar-white sands of Panama City Beach, this spacious residence features high-end finishes throughout, including a custom kitchen and spa-inspired bathrooms that blend modern elegance with relaxed coastal charm. Whether you're enjoying a quiet morning coffee or hosting friends and family, every space in this home is crafted with comfort and style in mind. Step outside to an incredible 3,000+ sq ft of outdoor living space, complete with multi-level decking, covered entertainment areas, and your very own private spa-style poolideal for relaxing after a day in the sun or gathering for unforgettable evenings under the stars. With its flexible layout, this home is perfect for multigenerational living such as a ''Mother-in-law suite'', accommodating guests with ease, or simply enjoying extra space to spread out and breathe. Whether you're working from home, raising a family, or ready to retire by the sea, 3820 Treasure Circle offers a truly unique opportunity to live where others vacationwithout compromising on comfort, privacy, or style. Sunsets are waiting for you! Call Today!

Full Property Details for 3820 Treasure Cir

General

  • Price: $699,900
  • Taxes: $4,405 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 987103
  • Updated: 10/8/2025
  • Added to Site: 100 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom, Utility Room
  • Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Vaulted, Fireplace, Floor Tile, Floor Vinyl, Kitchen Island, Lock Out
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • 2nd Kitchen: Kitchen
  • Dining Room: Dining Room
  • Utility Room: Utility Room

Additional Information

  • Pool: Yes

Exterior

  • Exterior Features: Balcony, Deck Covered, Deck Open, Fenced Privacy, Shower

Parking

  • Carports: Yes
  • Parking: Carport Attached

Location

  • Area: 27 - Bay County
  • County: Bay
  • Subdivision: Treasure Island
  • Driving Directions: Traveling South on Thomas Drive, turn Right onto Flint Avenue across from Treasure Island Marina. Home is on the left at the corner of Treasure Circle and Flint.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Heating & Cooling

  • Heating/Cooling: AC - Window/Wall, Ceiling Fans

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Beach House
  • Construction: Foundation Stilts, Frame, Roof Metal
  • Stories/Levels: 3
  • Square Feet: 2,365
  • Sq. Ft. Source: Agent-Measured
  • Year Built: 1983

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.15
  • Lot Dimensions: 75 x 85
  • Street/Road Desc.: City Road, Paved Road
  • Lot Features: Corner, Within 1/2 Mile to Water
  • Zoning: Resid Multi-Family

Financial Considerations

  • Tax Amount: $4,405
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: TREASURE ISLAND LOT 14 BLK 10 ORB 4483 P 1278
  • APN: 31582-000-000

Listed by Keller Williams Success Realty

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Listing agents

— 3820 Treasure Cir —

  • Keller Williams Success Realty

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3820 Treasure Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.6 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3820 Treasure Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/08/2025
Listed
$699,900
159.22%
MLS
11/05/2021
Sold
$270,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3820 Treasure Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,405
22%
$379,104
20%
2023
$3,606
293%
$316,202
185%
2021
$917
-67%
$110,941
-53%
2022
$2,785
204%
$237,320
117%
2021
$917
-25%
$109,409
-18%
2019
$1,222
-16%
$133,882
-11%
2018
$1,455
2%
$150,840
2%
2017
$1,430
-2%
$147,738
—
2016
$1,465
-3%
$148,366
—
2015
$1,510
—
$148,294
—
2014
$1,516
10%
$148,915
-1%
2013
$1,377
—
$150,036
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Keller Williams Success Realty

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3820 Treasure Circle, Panama City Beach, FL 32408 (MLS# 987103) is a Single Family property with 5 bedrooms and 4 full bathrooms. 3820 Treasure Circle is currently listed for $699,900 and was received on October 08, 2025. Want to learn more about 3820 Treasure Circle? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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