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$145,000
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Property Description
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. What if I told you that you could own a beach getaway for under $150,000 that's less than a one-minute walk to the sugar-white sand? The numbers don't lie! This is one of the best ROI opportunities in the area. Many 2-bedroom properties selling for four times the price don't generate this level of annual rental income. Brand-new HVAC installed in July 2026! For a full video tour, search ''For Sale Sand Castles Villa 15'' on YouTube. Welcome to Sand Castles Villa in beautiful Panama City Beach! This well-maintained, fully furnished, turnkey studio is rental-ready and perfect for investors or anyone looking for an affordable beach retreat. Just steps from the Gulf, you'll love the unbeatable location, convenience, and coastal charm. The unit produced $25,491 in gross rental income last year and already has strong future bookings, making it an excellent income-producing property with even more upside. Enjoy the Florida sunshine, walk to the beach in under a minute, and start earning rental income from day one. It's hard to find a better beachside value under $150,000 in Panama City Beach. Even better: With a full-price offer, the seller will pay all special assessments at closing, totaling $24,172. This includes the current $7,000 assessment plus the annual $1,908 assessment for the next nine years. Those funds are being invested back into the community, meaning you'll enjoy the benefits of the improvements, increased rental appeal, and long-term appreciation without paying a penny for the assessments. A true win-win opportunity for both investors and beach lovers alike!
Full Property Details
Full Property Details for 4114 Holiday Dr #15
General
- Price: $145,000
- HOA FEE: $655/month
- HOA FEE FREQ.: Quarterly
- Taxes: $1,816 (2025)
- Status: Under Contract
- Type: Condo
- Source: Bay_County
- MLS ID: 788702
- Updated: 8/18/2026
- Added to Site: 128 day(s) ago
Interior
- Number of Rooms: 1
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Additional Information
- Pool: Yes
- Pool Description: Community
Exterior
- Porch/Patio/Deck: Balcony
Location
- County: Bay
- Subdivision: Sand Castles Villa
- Driving Directions: Off of thomas Dr
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Insurance, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pool(s), Sewer, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Low Rise
- Sq. Ft. Source: Appraiser
- Year Built: 1984
Lot Features
- Lot Dimensions: 0 x 0
Financial Considerations
- Association Fee: $1,965
- Assoc Fee Freq.: Quarterly
- Tax Amount: $1,816
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SAND CASTLE VILLAS CONDO UNIT 15 ORB 4549 P 435 1BR 1B 400 H&C
- Disclosures/Rstr.: Accepting Backup Offers
- Property ID: 30839-965-000
Listed by Dalton Wade Inc
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Schools
Schools serving 4114 Holiday Dr #15
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1.1 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 6.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4114 Holiday Dr #15
Date
Details
Price
Change
Source
7/17/2026
Price Increased
$145,000
7.41%
MLS
5/13/2026
Price Reduced
$135,000
-6.9%
MLS
4/21/2026
Listed
$145,000
-14.71%
MLS
3/08/2024
Sold
$170,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4114 Holiday Dr #15
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,098
—
$144,500
-14%
2024
$2,098
8%
$167,450
10%
2023
$1,948
99%
$152,575
69%
2021
$977
-5%
$90,525
-9%
2022
$1,033
6%
$100,000
28%
2021
$977
31%
$78,285
43%
2019
$744
3%
$54,871
10%
2018
$723
6%
$49,883
-11%
2017
$681
20%
$56,315
37%
2016
$569
-11%
$41,225
-5%
2015
$642
14%
$43,478
10%
2014
$561
12%
$39,525
—
2013
$502
—
$39,525
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4114 Holiday Dr #15
4114 Holiday Drive #15, Panama City Beach, FL 32408 (MLS# 788702) is a Condo property with 0 bedrooms and 1 full bathroom. 4114 Holiday Drive #15 is currently listed for $145,000 and was received on April 21, 2026. Want to learn more about 4114 Holiday Drive #15? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

