4114 Holiday Dr #APT 20 Panama City Beach, FL 32408

Huge Price Reduction ** seller motivated** bring all offers ..... Affordable Beach Retreat - Rare Find 1BD loft UNIT ..... Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14--putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a beautifully updated, fully furnished space ready to enjoy from day one. The main level features an open-concept living area with a sleek modern kitchen (stainless steel appliances + granite countertops), dining space, comfortable living room, and a full bathroom. Upstairs, a spacious loft bedroom with king-size bed, mounted TV, and private half bath creates a relaxing retreat. Extra perks include: Washer/dryer + storage space right outside the door for your beach gear. Peek-a-boo Gulf views from your windows. Private front deck for enjoying coastal breezes. Lightly used & well-maintained. Community amenities make this condo even more attractive: a gated pool, reserved parking, and an unbeatable east-end location close to restaurants, shops, and entertainment along Thomas Drive. Whether you're looking for a low-maintenance beach escape or an affordable short-term rental with excellent potential, this property is a standout opportunity. Act now--condos this close to the beach at this price point rarely last.