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$535,000
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Property Description
Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay Views Discover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room. Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker. Exquisite Bay Front Luxury at Waterhaven! Updated 2BR Condo with Breathtaking St. Andrews Bay Views Discover the pinnacle of coastal living in this stunning 2-bedroom, 2-bathroom condo located in the highly desired Waterhaven community. Perched on the 2nd story, this residence offers unparalleled, unobstructed views of beautiful St. Andrews Bay from nearly every room. Step inside and be greeted by an atmosphere of refined elegance. Soaring 13-foot ceilings, intricate built-up crown molding, and gorgeous hardwood floors flow throughout the primary living areas. The gourmet kitchen is an entertainer's dream, professionally equipped with top-of-the-line appliances, including a Viking range, Sub-Zero refrigerator, dishwasher, wine cooler, and a separate under-cabinet ice maker, all with beautiful Quartzite natural stone countertops. The spacious, open-concept living and dining area provides the perfect backdrop for relaxation and entertaining, with expansive windows that frame the serene water views. Step out onto the generous east-facing balcony to enjoy your morning coffee with the sunrise or unwind in the evening with the gentle bay breeze. Retreat to the luxurious primary suite, a true sanctuary featuring private access to the balcony. The opulent en suite master bath is designed for ultimate relaxation, offering a large garden tub, a separate glass-enclosed shower, two separate vanities, elegant travertine tile floors, and a spacious walk-in closet. This exceptional unit also includes a dedicated laundry room just off the kitchen for everyday convenience and elevators in the building for easy access. Property Highlights: Prime Bay Front Location in Waterhaven Stunning 2nd-Story Views of St. Andrews Bay East-Facing Balcony with Access from Living Area & Primary Suite Gourmet Kitchen with Viking & Sub-Zero Appliances 13-Foot Ceilings & Custom Crown Molding Quartzite Natural Stone Countertops & Hardwood Floors Luxurious Primary Suite with Spa-Like En Suite Bath Dedicated In-Unit Laundry Room Waterhaven Community Amenities: Private Slip Marina Exclusive Private Beach on St. Andrews Bay Seasonally Heated Bay Front Pool Swimming Pools Community Clubhouse with a State-of-the-Art Fitness Center Media Center & Business Center Buildings with Elevator Access Gated Community This condo offers a rare opportunity to own a piece of paradise in one of Panama City Beach's well-known communities. The combination of luxury, location, and lifestyle is unmatched. Schedule your private showing today to experience the magnificent views and exceptional quality for yourself! All information is deemed reliable; The buyer is responsible for independent verification of all details, including but not limited to measurements, HOA fees, and amenities.
Full Property Details
Full Property Details for 4123 Cobalt Cir #UNIT P114
General
- Sold For: $535,000
- Taxes: $5,200 (2024)
- Status: Closed
- Type: Condo /Townhouse
- Source: Emerald_Coast
- MLS ID: 982555
- Added to Site: 165 day(s) ago
Interior
- Rooms/Areas: Bedroom, Dining Room, Living Room, Master Bedroom
- Interior Features: Breakfast Bar, Elevator, Floor Hardwood, Floor Tile, Floor WW Carpet, Furnished - None, Pantry, Plantation Shutters, Renovated, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Window Treatment All
- Appliances: Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Living Room: Living Room
- Dining Room: Dining Room
Additional Information
- Shared Amenities: BBQ Pit/Grill, Beach, Boat Launch, Community Room, Dock, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Marina, Pavillion/Gazebo, Pool, Separate Storage, Waterfront
- Pool: Yes
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Boat Launch, Dock, Pool - Heated, Pool - In-Ground, Renovated, Sprinkler System
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Waterhaven
- Driving Directions: From Beachy Beach Offices (17651 Panama City Beach Parkway, 32413):1. Head east on Panama City Beach Pkwy for 4.8 miles.2. Turn right onto Clara Ave and drive for 0.5 miles.3. Turn left onto Hutchison Blvd. for 2.6 miles.4. Continue straight on Thomas for 0.4 miles.5. Turn left onto N Lagoon for 2.7 Miles.6. Take Magnolia Beach Magnolia Beach Road to Waterhaven.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Heating & Cooling
- Heating/Cooling: AC - Central Elect, AC - High Efficiency, Ceiling Fans, Heat Cntrl Electric, Heat High Efficiency, Water Heater - Elect
Utilities
- Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
Structural Information
- Stories/Levels: 0
- Stories in Building: 3
- Square Feet: 1,322
- Sq. Ft. Source: County PA Records
- Year Built: 2007
Unit Information
- Units in Building: 9
Lot Features
- Property View: Bay, Gulf, Gulf/Pass
Water Features
- Water Front Type: Bay, Gulf, Gulf/Pass, Unit Waterfront
Financial Considerations
- Tax Amount: $5,200
- Tax Year: 2024
- Terms: Conventional, FHA, Other, VA
Disclosures and Reports
- Legal Description: WATERHAVEN UNIT P114 TYPE E2 2BR 2B ORB 2916 P 27 1322 SF ORB 4692 P 2127
- APN: 40000-050-010
Listed by Beachy Beach Real Estate
Sold by Beach Haven Realty LLC
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Schools
Schools serving 4123 Cobalt Cir #UNIT P114
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 2.6 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 8.5 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 6.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4123 Cobalt Cir #UNIT P114
Date
Details
Price
Change
Source
8/22/2025
Sold
$535,000
-0.93%
MLS
8/06/2025
Listed
$540,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
4123 Cobalt Circle #UNIT P114, Panama City Beach, FL 32408 (MLS# 982555) is a Condo / Townhouse property that was sold at $535,000 on August 22, 2025. Want to learn more about 4123 Cobalt Circle #UNIT P114? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

