Date
Details
Price
Change
Source
1/27/2026
Listed
$1,790,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/84
$1,790,000
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Property Description
Luxury Bayfront Home in Panama City Discover an exquisite 1-owner custom-built bayfront masterpiece in Panama City's premier location, just minutes from Gulf of Mexico access, St. Andrews, Shell Island, and a 6-minute drive to pristine beaches. This stunning residence boasts unparalleled finishes, a sprawling lot, ample parking, a convenient elevator, and a large garage capable of holding multiple cars for ease of exit and entry, perfect for grand entertaining. Expansive bay views flood the home through abundant windows, bathing the open floor plan in natural light. The main level features a luxurious master suite with his-and-hers closets, a breathtaking master bath offering a beautiful oversized custom shower, a soaking tub, and separate vanities. The gourmet eat-in kitchen flows seamlessly into the great room, showcasing breathtaking bay views, an electric fireplace, and a sophisticated wet bar. Step outside to a beautiful outdoor kitchen off the main level, enhancing entertainment and luxury while enjoying the covered patio and serene waterfront views. Upstairs, two generous guest suites, each with full baths, complement a versatile entertainment room. The covered balcony offers mesmerizing bay views, ideal for relaxation. Situated on 100ft of prime bayfront shoreline, this home includes a private dock and boat slip. This unmatched location blends convenience and luxury. Don't miss this rare opportunity to own a bayfront gem designed for elegance and entertainment.
Full Property Details
Full Property Details for 435 Bay Shore Dr
General
- Price: $1,790,000
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 784231
- Updated: 2/12/2026
- Added to Site: 19 day(s) ago
Interior
- Number of Rooms: 16
- Interior Features: Handicap Access, Pantry
- Fireplace: Yes
- Fireplace(s): Electric
- Appliances: Bar Fridge, Convection Oven, ENERGY STAR Qualified Appliances, Gas Range, Gas Water Heater, Ice Maker, Water Softener Owned
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Security System
Exterior
- Exterior Features: Barbecue, Boat Slip, Covered Patio, Dock, Outdoor Kitchen, Rain Gutters
- Porch/Patio/Deck: Balcony, Deck, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 3
- Parking Features: Additional Parking, Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: No Named Subdivision
- Driving Directions: Take US-98 E/Back Beach Rd/Panama City Beach Pkwy to Front Bch Rd in Upper Grand Lagoon. Take the exit toward Thomas Dr/NSA Main Gate/Bay Point from Front Beach Rd Follow Front Bch Rd to Bay Shore Dr Keep left to continue on Front Bch Rd Continue onto Front Bch Rd Turn left onto Woodlawn Dr Turn right onto Bay Shore Dr
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, ENERGY STAR Qualified Equipment, Multi Units
- Heating Type: Central, ENERGY STAR Qualified Equipment, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, Phone Connected, Underground Utilities
Structural Information
- Construction: HardiPlank Type, Stone, Wood Frame
- Roof: Shingle
- Windows: Double Pane Windows, Storm Window(s)
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 2019
Additional Structures
- Other Structures: Boat House
Lot Features
- Property View: Bay
- Lot Size (Acres): 0.75
- Lot Size (Sq. Ft.): 32,670
- Lot Size: .75
- Lot Dimensions: 375 x 100
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bay Access, Shoreline - Natural
- Water Front View: Bay Access, Shoreline - Natural
Green Features
- Energy Efficient: Appliances
Disclosures and Reports
- Legal Description: 33 3S 15W -2.10A- COM AT THE INTERSECTION OF THE W LINE OF GOV LOT 1 & N R/W OF US 98 TH RUN E 1125.65' TH N 317.40' N19 DEG E 113.4' TH N 5 DEG E 99.28' TO POINT ON ELY R/W LINE OF BAY SHORE DR TH CONT ALONG SAID R/W 112.73' TO A CURVE CONCAVE SELY FOR 98.96' AND POB TH RUN N22 DEG E ALONG SAID ELY R/W 94.87' TH RUN S85 DEG E 342.08' M/L TO WATER'S OF ST ANDREWS BAY
- Property ID: 27907-015-000
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Schools
Schools serving 435 Bay Shore Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 3.9 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 435 Bay Shore Dr
Tax History
Tax History for 435 Bay Shore Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
$691,781
3%
2024
100%
$672,285
3%
2023
100%
$651,248
3%
2022
100%
$632,280
3%
2021
-100%
$613,864
1%
2020
$684
-79%
$605,389
134%
2019
$3,183
-2%
$258,336
—
2018
$3,234
43%
$258,336
44%
2017
$2,268
—
$180,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 435 Bay Shore Dr
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Sold by Jerry Burkey
435 Bay Shore Drive, Panama City Beach, FL 32407 (MLS# 784231) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 435 Bay Shore Drive is currently listed for $1,790,000 and was received on January 27, 2026. Want to learn more about 435 Bay Shore Drive? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.