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$239,000
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Property Description
Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout with tile in the kitchen and bathroom. The kitchen has granite countertops and a breakfast bar, there is a stackable washer and dryer in the home. A new HVAC unit was installed in 2021.
Full Property Details
Full Property Details for 4726 Bay Point Rd # E245
General
- Price: $239,000
- Taxes: $2,131 (2023)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 963315
- Updated: 4/13/2026
- Added to Site: 21 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Gated Community, Golf, Tennis
Interior
- Number of Rooms: 3
- Interior Features: Washer/Dryer Hookup
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Washer, Water Heater - Elect
- Flooring: Floor Tile, Floor Vinyl
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Exterior
- Exterior Features: Tennis Court
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Bay Point Harbour Villas
- Driving Directions: From Thomas Drive turn left Magnolia Beach Drive. Follow to Delwood and take a right onto Jan Cooley.. Turn into Guard Gate at Bay Point (2nd gate) and Harbour Villas are ahead on the left.
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Management, Master Association, Security, Sewer, Water, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Construction: Stucco
- Exterior Const.: Stucco
- Square Feet: 900
- Sq. Ft. Source: Agent-Measured
- Year Built: 1981
Financial Considerations
- Assessment Amount: $1,035
- Tax Amount: $2,131
- Tax Year: 2023
Disclosures and Reports
- Legal Description: BAY POINT HARBOUR VILLAS, INC UNIT E-245 EFF 1B ORB 389 P 343 926 H&C ORB 4495 P 476
- APN: 31416-101-000
- Property ID: 31416-101-000
Listed by EXP Realty LLC
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Schools
Schools serving 4726 Bay Point Rd # E245
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 2.9 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 8.7 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 6.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4726 Bay Point Rd # E245
Date
Details
Price
Change
Source
8/05/2025
Price Reduced
$239,000
-4.02%
MLS
11/19/2024
Listed
$249,000
162.11%
MLS
12/01/2021
Sold
$95,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4726 Bay Point Rd # E245
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,460
5%
$200,600
2%
2024
$2,351
10%
$196,563
16%
2023
$2,131
148%
$170,000
149%
2021
$859
-52%
$68,276
-54%
2022
$1,775
107%
$150,025
119%
2021
$859
12%
$68,425
16%
2019
$766
-26%
$58,905
-21%
2018
$1,030
21%
$74,309
21%
2015
$851
-3%
$61,413
-3%
2014
$875
113%
$63,325
3%
2013
$410
—
$61,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4726 Bay Point Rd # E245
4726 Bay Point Road # E245, Panama City Beach, FL 32408 (MLS# 963315) is a Condo property with 1 bedroom and 1 full bathroom. 4726 Bay Point Road # E245 is currently listed for $239,000 and was received on March 24, 2026. Want to learn more about 4726 Bay Point Road # E245? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

