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$215,000

  • For Sale
  • Active
  • Condo
  • 1 Bed
  • 1 Full Bath
  • Updated 10 days ago
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ASSUMABLE VA LOAN AT 3.5%! Cut your monthly payment in half. Buyers can assume the existing $150k balance at a historic 3.5% interest rate. Welcome to Island Reserve and this fully equipped 1-bedroom, 1-bath condo, with 1,071 square feet of living space, offering a remarkably spacious, upscale, resort-style living experience. Overlooking the beautiful courtyard, this well-maintained condo features 10-foot ceilings, crown moldings, granite countertops, wood and tile flooring, including a large bonus room or den ideal for a home office, media room, or guest nook. The kitchen area is designed with an open-concept layout that integrates seamlessly into the main living and dining spaces. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Short term rentals are prohibited, ensuring a quiet, residential atmosphere year-round. The multi-level parking garage allows you to park on the same floor as your unit, eliminating the need for stairs or elevators. Offering a strong social club with community events, steps away from the 1-acre tropical lagoon pool with waterfalls, indoor basketball/pickleball courts, fitness center, game room and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. The unit comes furnished or unfurnished, buyer's preference.

Full Property Details for 8700 Front Beach Rd #3308

General

  • Price: $215,000
  • HOA FEE: $483/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $2,195 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 793091
  • Updated: 7/29/2026
  • Added to Site: 16 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Double Vanity, Tub Shower, Walk-In Closet(s), Entrance Foyer
  • Appliances: Electric Oven, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 1

Additional Information

  • Shared Amenities: Game Room, Gated, Spa/Hot Tub
  • Pool: Yes
  • Pool Description: Gunite, In Ground, Community
  • Security/Safety: Gated Community, Key Card Entry, Security Fence, Security Gate

Exterior

  • Exterior Features: Rain Gutters
  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Additional Parking, Gated

Location

  • County: Bay
  • Subdivision: Island Reserve
  • Driving Directions: From Front Beach Road heading west, turn right on Allison Road (next to Zoo World). Gated Entrance on right. Drive into parking garage and look for building 3 on 3rd floor.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes
  • Assoc. Fees Include: Clubhouse, Fitness Facility, Insurance, Internet, Legal/Accounting, Pool(s), Security, Trash, Water

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Heat Pump
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Low Rise
  • Construction: Stucco, Wood Frame
  • Roof: Asphalt
  • Stories/Levels: 3
  • Sq. Ft. Source: Appraiser
  • Year Built: 2009

Lot Features

  • Lot Dimensions: 0 x 0
  • Lot Features: Paved
  • Zoning: Resid Multi-Family
  • Fencing (Description): Full, Fenced

Financial Considerations

  • Association Fee: $1,448
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $2,195.24
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: ISLAND RESERVE 31 3S 15W TYPE A-U BLDG 3 UNIT 3308 MAP 57C4 ORB 3018 P 563 1BR 1B 1071 H&C ORB 4632 P 82 121 BALC
  • Property ID: 40001-100-103

Listed by Beachy Beach Real Estate

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— 8700 Front Beach Rd #3308 —

  • Beachy Beach Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Price & Sales History for 8700 Front Beach Rd #3308 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/24/2026
Listed
$215,000
26.47%
MLS
12/19/2019
Sold
$170,000
—
Public Record
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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8700 Front Beach Rd #3308

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,485
—
$182,750
-9%
2024
$2,485
3%
$200,175
—
2023
$2,401
32%
$200,175
35%
2021
$1,824
-7%
$148,750
-12%
2022
$1,968
8%
$170,000
21%
2021
$1,824
95%
$140,675
22%
2019
$937
-36%
$115,771
13%
2018
$1,462
12%
$102,808
-4%
2017
$1,308
4%
$107,650
3%
2016
$1,255
2%
$104,125
35%
2015
$1,236
17%
$77,241
10%
2014
$1,057
35%
$70,219
10%
2013
$785
—
$63,835
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Beachy Beach Real Estate

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8700 Front Beach Road #3308, Panama City Beach, FL 32407 (MLS# 793091) is a Condo property with 1 bedroom and 1 full bathroom. 8700 Front Beach Road #3308 is currently listed for $215,000 and was received on July 24, 2026. Want to learn more about 8700 Front Beach Road #3308? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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