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$399,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 9 days ago
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Turnkey Panama City Beach Vacation Rental with documented annual gross rental revenue of approximately $32,000 - $35,000, sold fully furnished and ready for immediate use. Located just a few blocks from the Gulf in Lower Grand Lagoon, this updated 3-bedroom, 2-bath detached home offers no HOA, a fully fenced backyard and convenient access to the beach, restaurants, boating and local attractions. The efficient guest-friendly layout features two king bedrooms plus a bunk room with two sets of bunk beds. Recent improvements include a newly constructed second full bathroom, new septic system, luxury vinyl plank flooring, updated windows, recessed lighting, interior and exterior paint, and a dedicated laundry room with new washer and dryer. Outside, guests enjoy a private large gazebo, outdoor seating, two built-in grills, outdoor shower and an above-ground pool. Fresh landscaping in the front and back adds to the curb appeal. The home is offered furnished, making it well suited for an investor, second-home buyer or full-time resident.

Full Property Details for 5412 Hilltop Ave

General

  • Price: $399,000
  • Taxes: $3,988 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 791257
  • Updated: 9/14/2026
  • Added to Site: 104 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Main Level Primary, Shower Only
  • Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Stacked

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground, Private
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Barbecue, Outdoor Shower

Location

  • County: Bay
  • Subdivision: Biltmore Beach
  • Driving Directions: From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick
  • Roof: Metal
  • Stories/Levels: 1
  • Sq. Ft. Source: Owner
  • Year Built: 1970

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,098
  • Lot Size: .14
  • Lot Dimensions: 50 x 120
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $3,988
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: BILTMORE BEACH LOT 6 BLK I MAP 70B2 ORB 4505 P 2027
  • Property ID: 31832-000-000

Listed by eXp Realty, LLC

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Listing agents

— 5412 Hilltop Ave —

  • eXp Realty, LLC

  • eXp Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 5412 Hilltop Ave

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-51.8 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.3 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5412 Hilltop Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/04/2026
Price Reduced
$399,000
-3.86%
MLS
6/12/2026
Listed
$415,000
22.06%
MLS
11/22/2023
Sold
$340,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 5412 Hilltop Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,674
—
$321,149
9%
2024
$3,674
60%
$295,747
44%
2023
$2,290
33%
$205,356
41%
2022
$1,720
—
$145,234
149%
2022
$1,720
100%
$58,350
1%
2020
—
$57,544
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by eXp Realty, LLC

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5412 Hilltop Avenue, Panama City Beach, FL 32408 (MLS# 791257) is a Single Family property with 3 bedrooms and 2 full bathrooms. 5412 Hilltop Avenue is currently listed for $399,000 and was received on June 12, 2026. Want to learn more about 5412 Hilltop Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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