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$770,000 Just Listed

  • For Sale
  • Active
  • Condo / Townhouse
  • 4 Beds
  • 4 Full Baths
  • Updated 1 day ago
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Great investment opportunity on the beach! Spacious four bedroom, four bath home located just one block north of Front Beach Road. Enjoy gulf views from all three balconies or take a quick walk to the beach. Walking distance to several restaurants and bars. First-floor features one car garage and one bedroom with efficiency kitchen and full bath, perfect for separate rental. Second and third floors offer more oversized living areas, fresh paint in 2022 inside and out, new vinyl floor in 2021, sliding glass doors to balconies, granite countertops, breakfast bar, and third-floor master bedroom with gulf views. Electric shades on second floor balcony. Privacy railings on 1st and 2nd Floors. Can see fireworks from both piers (County and Pier Park) from 3rd Floor Balcony. Fantastic opportunity to live one block from the beach for an affordable price! Low maintenance costs and no HOA. Current Termite Bond with Arrow Pest. Home being sold in its as-is condition. All measurements and dimensions are approximate. More pictures provided upon request.

Full Property Details for 623 Fernwood St #A

General

  • Price: $770,000
  • Taxes: $3,267 (2025)
  • Status: Active
  • Type: Condo /Townhouse
  • Source: Bay_County
  • MLS ID: 788364
  • Updated: 4/14/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 6
  • Appliances: Electric Cooktop, Electric Range

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Covered Patio, Deck
  • Porch/Patio/Deck: Balcony, Deck, Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: No Named Subdivision
  • Driving Directions: Head N of S Arnold Rd. Turn right onto US-98 E/Back Beach Rd/Panama City Beach Pkwy. Turn right onto Fernwood St. It is on the left.

School Information

  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)

Utilities

  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Coastal
  • Construction: Stucco
  • Roof: Metal
  • Stories/Levels: 3
  • Sq. Ft. Source: Owner
  • Year Built: 2004

Lot Features

  • Property View: Gulf
  • Frontage: City Street
  • Zoning: City
  • Fencing (Description): Fenced

Water Features

  • Water View: Yes

Financial Considerations

  • Tax Amount: $3,267
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 27 3S 16W -104.2A- 38A3 PART OF BAHAMA BEACH PARCEL #9 DESC AS: COM AT NW COR OF NE1/4 OF SW1/4 E 640.28' TO E R/W OF FERNWOOD ST S 565.68' FOR POB TH E 82.96' S 26.20' W 82.98' TO E R/W OF FERNWOOD ST N 26.20' TO POB ORB 3272 P 1485
  • Property ID: 34147-010-000

Listed by Flynn Realty

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Listing agent

— 623 Fernwood St #A —

  • Flynn Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 623 Fernwood St #A

School District:Bay County School District
NameGradesDistance
Hutchison Beach Elementary School
12900 Middle Beach Rd, Panama City, FL 32407
K-50.2 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-81.1 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-121.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 623 Fernwood St #A Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/14/2026
Listed
$770,000
307.41%
MLS
9/20/2010
Sold
$189,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 623 Fernwood St #A

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,906
-21%
$309,390
8%
2024
$3,657
—
$287,007
1%
2023
$3,653
22%
$284,777
16%
2021
$2,989
-5%
$245,924
-6%
2022
$3,135
5%
$261,967
22%
2021
$2,989
18%
$214,545
5%
2019
$2,523
-1%
$203,542
2%
2018
$2,538
20%
$199,119
10%
2017
$2,111
-1%
$181,017
-1%
2016
$2,127
-4%
$182,413
-1%
2015
$2,219
-1%
$184,595
-1%
2014
$2,242
8%
$186,841
-2%
2013
$2,068
—
$190,233
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 623 Fernwood St #A

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Flynn Realty

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Listed by Eddie Fling

623 Fernwood Street #A, Panama City Beach, FL 32407 (MLS# 788364) is a Condo / Townhouse property with 4 bedrooms and 4 full bathrooms. 623 Fernwood Street #A is currently listed for $770,000 and was received on April 14, 2026. Want to learn more about 623 Fernwood Street #A? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

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