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$825,000
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Property Description
BACK ON THE MARKET & READY FOR YOU | NEVER RENTED | 1,783 SQ FT | ONLY 2 UNITS PER FLOOR | GULF FRONT Here's another chance to discover Grande Surf Club 12W--a rare Gulf-front residence in Panama City Beach offering the space, privacy, and comfort of a coastal home with all the benefits of beachfront living. This spacious 3-bedroom, 2-bath, 1,783 sq. ft. condo has NEVER been rented and has been enjoyed exclusively as a personal residence and private family beach retreat. That means no years of rental turnover--just a beautifully maintained Gulf-front home that has been cared for and enjoyed by the same family. Inside, you'll find a spacious open layout with custom ceiling treatments, high-end finishes, an electric fireplace, a massive leather sectional, and a dining table for eight that even converts into a poker/game table. Step outside onto the large wraparound balcony and take in unobstructed views of the Gulf--the perfect place for morning coffee, sunset dinners, or simply listening to the waves. What really sets Grande Surf Club apart is the privacy. This desirable low-density beachfront building has only 28 residences with just TWO units per floor, private beach access, and a Gulf-front community pool. You get the convenience of being right in the heart of Panama City Beach while enjoying a quieter, less crowded beachfront setting. Whether you're searching for a full-time Gulf-front residence, second home, or private family beach getaway, 12W offers something increasingly hard to find in Panama City Beach. Never rented. More space. More privacy. Custom finishes. Unobstructed Gulf views. 12W is back, available, and ready for its next chapter. Schedule your private showing and come experience the difference at Grande Surf Club.
Full Property Details
Full Property Details for 8601 Surf Dr #12W
General
- Price: $825,000
- HOA FEE: $1,420/month
- HOA FEE FREQ.: Quarterly
- Taxes: $9,567 (2025)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 796624
- Updated: 10/16/2026
- Added to Site: 9 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Balcony, Double Vanity, Jetted Tub, Main Level Primary, Separate Shower
- Fireplace: Yes
- Fireplace(s): Electric
- Appliances: Washer/Dryer Stacked, Electric Range, Electric Water Heater, Ice Maker
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Beach Rights
- Pool: Yes
- Pool Description: Fenced, Gunite, In Ground, Community
- Security/Safety: Security Gate, Secured Garage/Parking, Gated Community, Fire Alarm, Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Parking Features: Additional Parking, Electric Gate
Location
- County: Bay
- Subdivision: Grande Surf Club Condo
- Driving Directions: Traveling on Joan Ave cross over Thomas Dr and Joan turns into Surf Dr Second High Rise
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
- Assoc. Fees Include: Association Management, Internet, Maintenance Grounds, Maintenance Structure, Pool(s), Sewer, Trash, Water
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Utility Description: High Speed Internet Available
Structural Information
- Architectural Style: High Rise
- Stories/Levels: 15
- Sq. Ft. Source: Owner
- Year Built: 2000
Lot Features
- Property View: Gulf, Water
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Zoning: Resort
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Gulf, Shoreline - Sand
- Water Front View: Gulf, Shoreline - Sand
Financial Considerations
- Association Fee: $4,260
- Assoc Fee Freq.: Quarterly
- Tax Amount: $9,567.7
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: GRANDE SURF CLUB CONDO UNIT 12 WEST ORB 1975 P 386 ORB 4289 P 1788 3BR 2B 1783 H&C
- Property ID: 30473-170-024
Listed by Hilltop Legacy Realty
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Schools
Schools serving 8601 Surf Dr #12W
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 2.3 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8601 Surf Dr #12W
Date
Details
Price
Change
Source
10/16/2026
Listed
$825,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8601 Surf Dr #12W
Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,935
—
$730,235
-8%
2024
$8,935
17%
$790,500
31%
2023
$7,632
15%
$603,500
9%
2021
$6,609
1%
$554,158
—
2022
$6,564
—
$554,158
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8601 Surf Dr #12W
8601 Surf Drive #12W, Panama City Beach, FL 32408 (MLS# 796624) is a Condo property with 3 bedrooms and 2 full bathrooms. 8601 Surf Drive #12W is currently listed for $825,000 and was received on October 16, 2026. Want to learn more about 8601 Surf Drive #12W? Do you have questions about finding other Condo real estate for sale in Panama City Beach? You can browse all Panama City Beach real estate or contact a Coldwell Banker agent to request more information.

