This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
$495,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/44
Property Description
$40,000 HOA CREDIT FROM SELLER AT CLOSING! Back on the Market! No fault to seller! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay-a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined to create a 2,701-square-foot midcentury-inspired haven-graced with sweeping vistas of Shell Island, shimmering sailboats gliding by, and the quiet elegance of waterfront life just minutes from Panama City's revitalized Historic Downtown. From the moment you enter, it's clear this is no ordinary condo. Wrapped in natural light and framed by full-height sliding doors, the residence opens to two expansive balconies-each commanding front-row views of the bay. One balcony has just been updated with a new surface finish; the other remains in pristine condition. Automated hurricane shutters and remote-controlled sunshades provide effortless protection and privacy while preserving the serene panorama. Inside, this thoughtfully curated home boasts refreshed parquet flooring, all-new designer lighting throughout, and a fresh coat of paint that highlights the crisp, clean lines of its original design. The kitchen is both beautifully updated and functionally exceptional, featuring a Wolf cooktop, top-of-the-line Maytag oven, and built-in Jenn-Air microwave-a rare combination of performance and sophistication that elevates the culinary experience. Additionally, three full bathrooms-each attached to a private bedroom suite-deliver comfort and privacy for family or guests. The owner's suite is a true sanctuary, featuring private balcony access, panoramic water views, and a pair of walk-in closets-his and hers-each appointed with custom built-ins for effortless organization and elevated living. A secondary bedroom also enjoys direct balcony access, while the third suite offers quiet separation and its own en-suite bath, making it perfect for guests or multigenerational living. One of the most compelling spaces is the bay-facing office, adorned with wall-to-wall built-in bookshelves and balcony access-a statement-making space equally suited for productivity or quiet reflection. Dual HVAC systems have been recently replaced, ensuring the residence remains energy efficient and climate controlled year-round. Two private storage units are included, along with two parking spaces just steps from the elevator-a rarity in most communities of this scale. The Cove Condominium lifestyle is equally refined, offering residents access to a waterfront pool, a generous community clubhouse, and a dock for fishing or tying up your boat after a leisurely sail on the bay. Just beyond the gates, you're walking distance from the restaurants, boutiques, and galleries of Historic Downtown Panama City-where the charm of the past meets the energy of the present. Unit 604/605 at 100 Cherry Street is a truly unique opportunity to own one of the largest and most beautifully appointed waterfront homes in the area, marrying timeless design with everyday livability in an unbeatable location.
Full Property Details
Full Property Details for 100 Cherry St #604
General
- Price: $495,000
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 776551
- Updated: 12/11/2025
- Added to Site: 37 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Handicap Access, Smart Thermostat
- Appliances: Convection Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Dock, Picnic Area, Storage
- Pool: Yes
- Pool Description: Fenced, Gunite, In Ground, Community
- Security/Safety: Carbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)
Exterior
- Exterior Features: Dock
- Porch/Patio/Deck: Balcony
Parking
- Parking Features: Additional Parking, Paved, Parking Lot
Location
- County: Bay
- Subdivision: Cove Condominium
- Driving Directions: From Downtown Panama City, head east on E 3rd Street, which turns into Cherry Street. Continue straight, following Cherry Street as it curves left around the Massalina Bayou. 100 Cherry Street will be on your left, located just before the waterfront in the heart of the Cove neighborhood.
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, High Speed Internet Available
Structural Information
- Architectural Style: Mid Rise
- Roof: Flat
- Elevator: Yes
- Stories/Levels: 7
- Sq. Ft. Source: Appraiser
- Year Built: 1975
Lot Features
- Property View: Bay
- Lot Dimensions: 0 x 0
- Frontage: City Street
- Zoning: Resid Multi-Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Bay Access, Seawall
- Water Front View: Bay Access, Seawall
- Boat Dock Slip: Yes
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: COVE CONDOMINIUMS UNIT 604 TYPE B & 605 TYPE C 4BR 3B 2701 H&C ORB 3616 P 1967
- Property ID: 25678-604-000
Listed by Corcoran Reverie and LPT Realty LLC
Get Pre-Approved Today
Schools
Schools serving 100 Cherry St #604
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 0.7 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.8 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 100 Cherry St #604
Date
Details
Price
Change
Source
11/18/2025
Price Reduced
$495,000
-1%
MLS
8/29/2025
Price Reduced
$500,000
-2.91%
MLS
7/21/2025
Listed
$515,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 100 Cherry St #604
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,573
-13%
$263,679
-57%
2023
$4,104
10%
$615,288
54%
2022
$3,717
1%
$398,560
65%
2021
$3,683
4%
$241,304
10%
2019
$3,546
-9%
$219,368
-15%
2018
$3,908
6%
$258,080
5%
2017
$3,684
-6%
$245,791
-4%
2016
$3,911
-3%
$255,000
—
2015
$4,021
7%
$255,000
6%
2014
$3,758
19%
$240,294
10%
2013
$3,164
—
$218,449
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 100 Cherry St #604
100 Cherry Street #604, Panama City, FL 32401 (MLS# 776551) is a Condo property with 3 bedrooms and 3 full bathrooms. 100 Cherry Street #604 is currently listed for $495,000 and was received on December 11, 2025. Want to learn more about 100 Cherry Street #604? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

