103 N Cove Lane, Panama City, FL 32401 - Photo 1

1/1

$216,500

Sold
Closed
Single Family
3 Beds
1 Full Bath

1/1

Property Description

QUINTESSENTIAL COVE HOME ready for your personal touch! These homes are built like the Rock of Gibraltar: Solid brick siding, wood plank roof, plaster walls..no drywall! There is original hardwood flooring under the newer vinyl plank flooring. There is 320 sq ft of deck for entertaining. The breezeway has been enclosed and is heated and cooled with double french doors to the deck. Large lot with plenty of room to expand the home, if desired. Propane tank supplies the gas stove. New roof, courtesy of Hurricane Michael. New hot water heater. Oversized attached single car garage, paved driveway. Quiet neighborhood in one of Panama City's favorite areas to call home. Age, sq ft, lot size, room sizes are estimates. Please measure if concerned.

Full Property Details

Full Property Details for 103 N Cove Ln

General

Sold For: $216,500
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 774237
Added to Site: 232 day(s) ago

Interior

Number of Rooms: 11
Appliances: Electric Water Heater, Gas Cooktop
Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

Total Bathrooms: 1
Full Bathrooms: 1

Bedrooms

Total Bedrooms: 3

Exterior

Exterior Features: Deck, Breezeway
Porch/Patio/Deck: Deck

Parking

Garage: Yes
Garage Spaces: 1

Location

County: Bay
Subdivision: Cove Terrace 2nd (Sudduths 14th)
Driving Directions: South on Hwy 77, crossing Bus 98 into the Cove, turn Left on Cherry St, then turn Left on N Cove Lane. Home is first home on the Left.

School Information

Elementary School: Cherry Street
Middle School: Jinks
High School: Bay

Community

Community Name: 02 - Bay County - Central

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central, Electric

Utilities

Sewer: Public Sewer
Utility Description: Electricity Available

Structural Information

Architectural Style: Florida
Construction: Brick
Sq. Ft. Source: Listing Agent
Year Built: 1950

Additional Structures

Other Structures: Workshop

Lot Features

Lot Size (Acres): 0.21
Lot Size (Sq. Ft.): 9,365
Lot Size: .21
Lot Dimensions: 75 x 126
Frontage: City Street
Lot Features: Paved
Zoning: Resid Single Family
Fencing (Description): Fenced

Disclosures and Reports

Legal Description: Lot 11, Block 92, Cove Terrace (Bunker's Cove) Sudduths 14th Addition, Panama City, Bay County, Fl
Property ID: 21933-000-000

Listed by CENTURY 21 Commander Realty
Sold by Northwest Florida Realty, LLC

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— 103 N Cove Ln —

CENTURY 21 Commander Realty

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Schools

Schools serving 103 N Cove Ln

School District:Bay County School District

Name	Grades	Distance
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401	PK-5	0.4 mi
Jinks Middle School 600 West 11th Street, Panama City, FL 32401	6-8	2.4 mi
Bay High School 1200 Harrison Avenue, Panama City, FL 32401	9-12	2.1 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 103 N Cove Ln

Date

Details

Price

Change

Source

8/15/2025

Sold

$216,500

-3.56%

MLS

7/02/2025

Price Reduced

$224,500

-4.43%

MLS

6/05/2025

Price Reduced

$234,900

-6%

MLS

5/24/2025

Listed

$249,900

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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103 N Cove Lane, Panama City, FL 32401 (MLS# 774237) is a Single Family property that was sold at $216,500 on August 15, 2025. Want to learn more about 103 N Cove Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

103 N Cove Ln Panama City, FL 32401