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$749,000 Sale Pending
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Property Description
**Seller Financing*** Welcome to Queens Circle, your private sanctuary in the highly sought-after Kings Point community! Nestled on a premium waterfront lot, this stunning 4-bedroom, 2-bathroom home offers the perfect blend of space, comfort, and canal views - all within a sprawling 2,903 square feet of living area. This home has it all - a split-level floor plan with cathedral ceilings throughout, luxurious master suite with his and hers closets, GENUINE HARDWWOOD FLOORS, oversized RV parking, multiple living areas, and a covered boat dock. The mature landscape provides the perfect backdrop of your dream home. With no HOA and situated in an X Flood Zone (no required flood Insurance), it offers both freedom and security. Step outside to enjoy your own piece of paradise - whether it's morning coffee by the water, weekend kayaking, relaxing sunsets, or trips to shell island, this property brings nature and luxury together in one exceptional setting. Ideal for avid boaters and anglers, this home is tucked away on a peaceful street, you're just minutes by boat-with no fixed bridges-to waterfront dining, the Intracoastal, world-class fishing, and direct access to the Gulf of America. Don't miss your chance to live in one of Bay County's most desirable neighborhoods. Seller Financing is offered with 20% down and 5.0% Interest for 30 years w/ a 5-year Balloon. Contact your favorite Realtor today and ''Live The Dream!''
Full Property Details
Full Property Details for 106 Queens Cir
General
- Price: $749,000
- Taxes: $4,628 (2024)
- Status: Pending
- Type: Single Family
- Source: Bay_County
- MLS ID: 774508
- Updated: 1/12/2026
- Added to Site: 173 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Central Vacuum, Smart Thermostat
- Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Boat Lift, Dock, Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Additional Parking, Garage, Garage Door Opener, RV Access/Parking
Location
- County: Bay
- Subdivision: Kings Point 1st Add
- Driving Directions: From the intersection of W 23rd St and Hwy 390, head North on Hwy 390 toward King's Point. In .5 miles, turn left onto Island View Drive, then in .4 miles turn left onto W 27th St. Turn right onto Kings Rd then in .7 miles, turn right onto Queens Circle. 106 Queens Cir is ahead on the right.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Architectural Style: Contemporary
- Sq. Ft. Source: Appraiser
- Year Built: 1996
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.35
- Lot Size (Sq. Ft.): 15,290
- Lot Size: .35
- Lot Dimensions: 90 x 170
- Lot Features: Sprinkler System, Paved
- Zoning: County, Resid Single Family
- Fencing (Description): Full, Fenced, Privacy
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Access, Seawall
- Water Front View: Canal Access, Seawall
Financial Considerations
- Tax Amount: $4,628
- Tax Year: 2024
Disclosures and Reports
- Legal Description: KINGS POINT 1ST ADD 78D LOT 4 BLK J ORB 3622 P 1172
- Property ID: 26660-060-000
Listed by ERA Neubauer Real Estate, Inc
Get Pre-Approved Today
Schools
Schools serving 106 Queens Cir
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.9 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 3.1 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 106 Queens Cir
Date
Details
Price
Change
Source
6/06/2025
Listed
$749,000
87.25%
MLS
7/03/2014
Sold
$400,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 106 Queens Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,628
2%
$360,155
3%
2023
$4,555
15%
$349,665
11%
2021
$3,948
-5%
$313,774
-8%
2022
$4,145
5%
$339,481
10%
2021
$3,948
—
$309,442
-1%
2019
$3,958
-6%
$312,114
-5%
2018
$4,207
-2%
$328,429
—
2017
$4,274
-3%
$328,387
—
2016
$4,388
-3%
$329,468
-1%
2015
$4,545
63%
$331,391
35%
2014
$2,796
14%
$246,362
2%
2013
$2,445
—
$242,721
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 106 Queens Cir
106 Queens Circle, Panama City, FL 32405 (MLS# 774508) is a Single Family property with 4 bedrooms and 2 full bathrooms. 106 Queens Circle is currently listed for $749,000 and was received on July 28, 2025. Want to learn more about 106 Queens Circle? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

