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$435,000
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Property Description
OPEN HOUSE - THIS SATURDAY, MARCH 7TH FROM 1:00 PM TO 4:00 PM. Come Check It Out! A Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous .70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plank (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024) and new hot water heater (2025). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; crown molding throughout the home; fully fenced backyard; Ring security system; 16x20 workshop with electricity. This well-maintained home is move-in ready with thoughtful updates and a layout ideal for modern living. Don't miss this opportunity to own a peaceful retreat close to Deer Point Lake with the freedom of no HOA! All sizes and dimensions are approximate and should be verified by the buyer if important.
Full Property Details
Full Property Details for 10802 Cedar Ridge Ln
General
- Price: $435,000
- Taxes: $2,481 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 785561
- Updated: 3/5/2026
- Added to Site: 49 day(s) ago
Interior
- Number of Rooms: 11
- Appliances: Electric Oven, Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: Fire Pit, Rain Gutters
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Cedar Creek Chase Ph 1
- Driving Directions: North on Highway 77. Turn right on Highway 2321 in Southport. Left on Resota Beach Road. Travel 4 miles. Turn right on High Cliff Road. Turn right on Cedar Ridge Lane. Home on the left at the end of the street.
School Information
- Elementary School: Deane Bozeman
- Middle School: Deane Bozeman
- High School: Deane Bozeman
Community
- Community Name: 04 - Bay County - North
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Electricity Available, Underground Utilities
Structural Information
- Architectural Style: Traditional
- Construction: Brick Veneer, Vinyl Siding
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2008
Additional Structures
- Other Structures: Pergola, Shed(s)
Lot Features
- Lot Size (Acres): 0.7
- Lot Size (Sq. Ft.): 30,492
- Lot Size: .7
- Lot Dimensions: 95 x 128 x 150 x 70
- Lot Features: Cul-De-Sac, Sprinkler System, Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Tax Amount: $2,481
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: CEDAR CREEK CHASE PH 1 LOT 38 ORB 3439 P 1579
- Property ID: 07585-338-000
Listed by Miller & Associates Realty
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Schools
Schools serving 10802 Cedar Ridge Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deane Bozeman School 13410 Florida 77, Panama City, FL 32409 | PK-5 | 6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10802 Cedar Ridge Ln
Date
Details
Price
Change
Source
2/20/2026
Listed
$435,000
85.11%
MLS
9/05/2012
Sold
$235,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10802 Cedar Ridge Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,441
2%
$241,916
3%
2024
$2,385
2%
$234,103
3%
2023
$2,335
12%
$227,284
6%
2021
$2,080
—
$214,237
-3%
2022
$2,090
—
$220,664
4%
2021
$2,080
—
$211,279
-1%
2019
$2,086
-3%
$213,190
-2%
2018
$2,160
-3%
$216,577
-1%
2017
$2,229
-3%
$218,859
—
2016
$2,298
-4%
$219,505
-1%
2015
$2,405
-1%
$221,431
-1%
2014
$2,427
14%
$223,357
1%
2013
$2,135
—
$220,952
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10802 Cedar Ridge Ln
10802 Cedar Ridge Lane, Panama City, FL 32409 (MLS# 785561) is a Single Family property with 4 bedrooms and 2 full bathrooms. 10802 Cedar Ridge Lane is currently listed for $435,000 and was received on February 20, 2026. Want to learn more about 10802 Cedar Ridge Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

