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$438,000
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Property Description
A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructure-electrical, plumbing, insulation and HVAC-paired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spirit-making this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.
Full Property Details
Full Property Details for 109 Hamilton Ave
General
- Sold For: $438,000
- Taxes: $2,188 (2024)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 773737
- Added to Site: 242 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Coffered Ceiling(s)
- Fireplace: Yes
- Appliances: Gas Range, Gas Water Heater, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 2
- Parking Features: Additional Parking, Alley Access, Drive Through
Location
- County: Bay
- Subdivision: Cove
- Driving Directions: Beach Drive to Cherry Street, left on Hamilton Avenue, home is on the left. From N Cove Blvd go South, right on E 1st St, left on Hamilton, home is on the left.
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: Ranch
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1927
Additional Structures
- Other Structures: Garage(s), Outbuilding
Lot Features
- Lot Size (Acres): 0.34
- Lot Size (Sq. Ft.): 14,810
- Lot Size: .34
- Lot Dimensions: 106 x 140
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Partial, Privacy
Financial Considerations
- Tax Amount: $2,188
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SUDDUTHS 2ND ADD. LOTS LOTS 8 & 9 BLK 5 ORB 4128 P 1664 MAP 105C3
- Property ID: 20821-000-000
Listed and Sold by Scenic Sotheby's International Realty
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Schools
Schools serving 109 Hamilton Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 0.4 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.9 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Hamilton Ave
Date
Details
Price
Change
Source
9/08/2025
Sold
$438,000
—
MLS
7/14/2025
Price Reduced
$438,000
-0.45%
MLS
5/20/2025
Listed
$440,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
109 Hamilton Avenue, Panama City, FL 32401 (MLS# 773737) is a Single Family property that was sold at $438,000 on September 08, 2025. Want to learn more about 109 Hamilton Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

