109 S Gay Avenue, Panama City, FL 32404 - Photo 1

1/1

$237,000

Sold
Closed
Single Family
4 Beds
2 Full Baths
1 Partial Bath

1/1

Property Description

Welcome to 109 S Gay Ave! Spacious | Large Corner Lot | Move-in Ready near Tyndall AFB! This move-in ready 4 bed, 2.5 bath home sits on a large fenced corner lot with a detached garage/workshop, double carport, and plenty of room to grow, play, or park your toys. Inside, you'll find durable vinyl plank floors, new carpet, freshly painted neutral tones, and two separate living spaces, including a flex area with built-in wet bar! The galley-style kitchen features granite countertops, modern tile backsplash, and tons of storage. Step through the sliding doors to a fully screened Florida room, perfect for relaxing bug-free and overlooking your spacious backyard. Located just minutes from Tyndall Air Force Base, boat ramps, shopping, and dining. Whether you're looking for your first home or an investment opportunity, this one checks all the boxes! Let's unlock the possibilities, check this one out today!

Full Property Details

Full Property Details for 109 S Gay Ave

General

Sold For: $237,000
Taxes: $559 (2024)
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 776410
Added to Site: 186 day(s) ago

Interior

Number of Rooms: 4
Appliances: Electric Range, Electric Water Heater
Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 4

Exterior

Exterior Features: Patio, Porch
Porch/Patio/Deck: Enclosed, Patio, Porch, Screened

Location

County: Bay
Subdivision: No Named Subdivision
Driving Directions: Traveling west on Hwy 98 - Turn left onto Cherry St., then right onto S Gay Ave. Home will be on the left at the corner of S Gay Ave and Lannie Rowe Dr.

School Information

Elementary School: Parker
Middle School: Rutherford Middle
High School: Rutherford

Community

Community Name: 02 - Bay County - Central

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central, Electric

Utilities

Sewer: Public Sewer
Utility Description: Electricity Available

Structural Information

Architectural Style: Ranch
Stories/Levels: 1
Sq. Ft. Source: Appraiser
Year Built: 1962

Additional Structures

Other Structures: Workshop

Lot Features

Lot Size (Acres): 0.28
Lot Size (Sq. Ft.): 12,197
Lot Size: .28
Lot Dimensions: 138 x 92
Lot Features: Paved
Zoning: Resid Single Family
Fencing (Description): Privacy

Financial Considerations

Tax Amount: $559
Tax Year: 2024

Disclosures and Reports

Special Conditions: Listed As-Is
Legal Description: 18 4S 13W -10-132B2-BEG 435' S & 30' E OF NW COR TH E 140' S 95' W 140' N 95' TO POB ORB 355 P 239
Property ID: 06999-000-000

Listed by Think Real Estate
Sold by Foundation Real Estate Agency LLC

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Schools

Schools serving 109 S Gay Ave

School District:Bay County School District

Name	Grades	Distance
Parker Elementary School 640 South Highway 22 A, Panama City, FL 32404	PK-5	1 mi
Rutherford High School 1000 School Avenue, Panama City, FL 32401	6-8	2.2 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 S Gay Ave

Date

Details

Price

Change

Source

8/19/2025

Sold

$237,000

3.04%

MLS

7/17/2025

Listed

$230,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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109 S Gay Avenue, Panama City, FL 32404 (MLS# 776410) is a Single Family property that was sold at $237,000 on August 19, 2025. Want to learn more about 109 S Gay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

109 S Gay Ave Panama City, FL 32404