Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$207,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • Updated 11 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to 1516 Clay Ave - a charming 3-bedroom, 1-bath home situated on a corner lot in a convenient Panama City location. Inside, you'll find vinyl plank and ceramic tile flooring, newly updated kitchen appliances, and a washer and dryer already in place-making this home truly move-in ready. A spacious bonus room offers flexibility for a den, office, dining area, or second living space. Outside, enjoy an above-ground pool with a sand filter pump and a white privacy fence for added comfort and privacy. Major updates include a roof replacement in 2019 and a new water heater in 2022. This home is in a location that truly connects you to everything. You're just 1.5 miles from Historic St. Andrews, where you can enjoy waterfront restaurants, local shopping, and a scenic marina. Head just 3 miles over to Downtown Panama City, a hub for local dining, public parks, and a full calendar of community events. The Hathaway Bridge is only 2 miles away, making trips to Panama City Beach quick and easy. For students or staff, Gulf Coast State College and the FSU Panama City campus are just 3 miles away. And when it comes to everyday convenience, you're less than 5 miles from Sam's Club, Aldi, Publix, and multiple Walmarts-everything you need, right around the corner. Don't miss your chance to own this well-located, updated home-schedule your showing today!

Full Property Details for 1516 Clay Ave

General

  • Price: $207,000
  • Taxes: $2,644 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 777368
  • Updated: 1/6/2026
  • Added to Site: 162 day(s) ago

Interior

  • Number of Rooms: 5
  • Appliances: Electric Range, Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Above Ground, Private
  • Security/Safety: Closed Circuit Camera(s), Security Lights, Smoke Detector(s)

Exterior

  • Exterior Features: Patio
  • Porch/Patio/Deck: Patio, Covered, Porch

Location

  • County: Bay
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: Travelling East on Hwy 98, turn left onto Clay Ave. Property will be on the right

School Information

  • Elementary School: Lucille Moore
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Florida
  • Sq. Ft. Source: Appraiser
  • Year Built: 1960

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,148
  • Lot Size: .21
  • Lot Dimensions: 66 x 139 x 66 x 139
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced, Privacy

Financial Considerations

  • Tax Amount: $2,644
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 36 3S 15W SE1/4 LOT 18 BLK 32 ORB 4579 P 1679
  • Property ID: 29570-000-000

Listed by Elite Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 1516 Clay Ave —

  • Elite Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1516 Clay Ave

School District:Bay County School District
NameGradesDistance
Lucille Moore Elementary School
1900 Michigan Avenue, Panama City, FL 32405
PK-50.9 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-81.6 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1516 Clay Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/15/2025
Price Reduced
$207,000
-3.5%
MLS
9/18/2025
Price Reduced
$214,500
-1.61%
MLS
8/01/2025
Listed
$218,000
36.25%
MLS
6/17/2022
Sold
$160,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1516 Clay Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,644
3%
$148,668
6%
2023
$2,579
25%
$139,916
26%
2021
$2,056
-2%
$111,183
-4%
2022
$2,090
2%
$115,594
5%
2021
$2,056
703%
$109,893
169%
2019
$256
12%
$40,860
2%
2018
$229
7%
$40,098
2%
2017
$214
4%
$39,271
2%
2016
$206
-1%
$38,463
1%
2015
$208
3%
$38,196
1%
2014
$202
13%
$37,893
2%
2013
$179
—
$37,333
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1516 Clay Ave

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Elite Realty

Similar Properties near 1516 Clay Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3101 W 21st Ct, Panama City, FL 32405 - Photo 1
$205,000

3101 W 21st Ct  Panama City, FL 32405

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 1
    Total Bath
6510 Omoko St, Panama City, FL 32404 - Photo 1 Price Reduced
-$12,600 (-5.73%)
$207,400

6510 Omoko St  Panama City, FL 32404

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
806 Huntington Dr, Panama City, FL 32401 - Photo 1 Just Listed
$205,000

806 Huntington Dr  Panama City, FL 32401

  • Single Family
  • Active
  • Updated 17 hours ago
  • 3
    Beds
  • 2
    Total Baths
1424 W 11th St, Panama City, FL 32401 - Photo 1
$199,000

1424 W 11th St  Panama City, FL 32401

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths

Just Listed near 1516 Clay Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

12 Cornelia St, Freeport, FL 32439 - Photo 1 Just Listed
$369,500
Open House

12 Cornelia St  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,039
    Sq. Ft.
Listed by Beverly Buck Team (850) 650-4563
6 Gray Owl Dr, Freeport, FL 32439 - Photo 1 Just Listed
$423,900

6 Gray Owl Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,107
    Sq. Ft.
893 Bay Harbor Blvd, Freeport, FL 32439 - Photo 1 Just Listed
$949,000

893 Bay Harbor Blvd  Freeport, FL 32439

  • Vacant Land
  • Active
  • Updated 2 days ago
  • 0.35
    Acres
11 Gray Owl Dr, Freeport, FL 32439 - Photo 1 Price Reduced
-$12,785 (-3.53%)
$349,900

11 Gray Owl Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,856
    Sq. Ft.

Price Reduced near 1516 Clay Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

400 Pitts Bayshore Dr, Freeport, FL 32439 - Photo 1 Price Reduced
-$184,000 (-11.26%)
$1,450,000

400 Pitts Bayshore Dr  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,734
    Sq. Ft.
Listed by Cheri Dickson (850) 612-1281 and Nick Brown (540) 379-4435
610 Stillwater Rd, Freeport, FL 32439 - Photo 1 Price Reduced
-$2,000 (-0.85%)
$232,999

610 Stillwater Rd  Freeport, FL 32439

  • Lots/Land
  • Active
  • Updated 2 days ago
  • 1.21
    Acres
Listed by New Alliance Group Realty
699 Riverwalk Cir, Freeport, FL 32439 - Photo 1 Price Reduced
-$5,100 (-1.48%)
$339,900

699 Riverwalk Cir  Freeport, FL 32439

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,768
    Sq. Ft.
61 S Main Deck Dr S, Freeport, FL 32439 - Photo 1 Price Reduced
-$10,000 (-3.71%)
$259,900

61 S Main Deck Dr S  Freeport, FL 32439

  • Townhouse
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,470
    Sq. Ft.

Recent Sales near 1516 Clay Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1706 Arthur Ave, Panama City, FL 32405 - Photo 1 Sold
$235,000

1706 Arthur Ave  Panama City, FL 32405

  • Single Family
  • Closed
  • 3
    Beds
  • 1
    Total Bath
1301 Oakland Dr, Panama City, FL 32401 - Photo 1 Sold
$200,000

1301 Oakland Dr  Panama City, FL 32401

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
1409 Hickory Ave, Panama City, FL 32401 - Photo 1 Sold
$225,000

1409 Hickory Ave  Panama City, FL 32401

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
1809 Flower Ave, Panama City, FL 32405 - Photo 1 Sold
$195,000

1809 Flower Ave  Panama City, FL 32405

  • Single Family
  • Closed
  • Updated 9 days ago
  • 2
    Beds
  • 1
    Total Bath

1516 Clay Avenue, Panama City, FL 32405 (MLS# 777368) is a Single Family property with 3 bedrooms and 1 full bathroom. 1516 Clay Avenue is currently listed for $207,000 and was received on August 08, 2025. Want to learn more about 1516 Clay Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

Tour this property