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$395,000
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Property Description
Better than new and full of charm! This Sawyer plan by DR Horton is tucked inside the welcoming, poolside community of Bridge Harbor. The current owners have added thoughtful upgrades you'll love-stylish lighting, ceiling fans, hardware, a whole-home air purifying system, and a fully fenced backyard ready for kids, pets, or backyard barbecues. Step inside to a spacious open layout with a split bedroom floor plan, giving everyone the privacy they need. The all-vinyl flooring keeps life simple with easy cleaning and a modern, fresh look that can match any style. The kitchen is the heart of the home, featuring stainless steel appliances, granite counters with plenty of prep space, a pantry, an eat-in nook, and even a formal dining area for when you feel like hosting. The oversized lot gives you room to stretch out and enjoy the outdoors, while Bridge Harbor offers even more with a neighborhood pool, gazebo, and convenient beach access on Carriage Road. And here's the real bonus: an assumable VA loan with an approximate balance of $350,000 at 4.25%.
Full Property Details
Full Property Details for 171 Ryder Ln
General
- Price: $395,000
- Taxes: $4,541 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 778016
- Updated: 12/3/2025
- Added to Site: 147 day(s) ago
Interior
- Number of Rooms: 8
- Appliances: Electric Oven, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Additional Information
- Shared Amenities: Gazebo
- Pool: Yes
- Pool Description: Community
- Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Open, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage, Garage Door Opener
Location
- County: Bay
- Subdivision: Bridge Harbor
- Driving Directions: From US-98 E in Panama City, turn left onto Boat Race Rd., turn right onto S Berthe Ave., turn left onto Eagle Lake Wy., turn left onto Ryder Ln., property will be on the right.
School Information
- Elementary School: Parker
- Middle School: Rutherford Middle
- High School: Rutherford
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Windows: Double Pane Windows
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,712
- Lot Size: .2
- Lot Dimensions: 150 x 49 x 150 x 76
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced
Financial Considerations
- Tax Amount: $4,541
- Tax Year: 2024
Disclosures and Reports
- Legal Description: DUNES AT BRIDGE HARBOR LOT 38 ORB 4584 P 1563
- Property ID: 07379-925-190
Listed by Realty ONE Group Emerald Coast
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Schools
Schools serving 171 Ryder Ln
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Parker Elementary School 640 South Highway 22 A, Panama City, FL 32404 | PK-5 | 1.8 mi |
Rutherford High School 1000 School Avenue, Panama City, FL 32401 | 6-8 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 171 Ryder Ln
Date
Details
Price
Change
Source
12/03/2025
Price Reduced
$395,000
-1.25%
MLS
8/22/2025
Listed
$400,000
4.59%
MLS
6/30/2022
Sold
$382,452
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 171 Ryder Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,541
-1%
$330,987
—
2023
$4,602
2591%
$331,287
2408%
2022
$171
—
$13,210
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 171 Ryder Ln
171 Ryder Lane, Panama City, FL 32404 (MLS# 778016) is a Single Family property with 5 bedrooms and 3 full bathrooms. 171 Ryder Lane is currently listed for $395,000 and was received on August 22, 2025. Want to learn more about 171 Ryder Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

