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$475,000 Just Listed
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Property Description
Welcome to life in SweetBay-one of Panama City's most sought-after communities. This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience, just steps from Publix, Starbucks, and the vibrant town center. Enjoy morning coffee runs, evening strolls, and easy access to everything you need right outside your door. Inside, the home features a thoughtfully designed layout with a spacious living room highlighted by a tray ceiling, creating an open yet elevated feel. The kitchen is a true standout with quartz countertops, a decorative hood, stainless steel appliance package, and a stylish backsplash-perfect for both everyday living and entertaining. Step outside to your covered lanai complete with an outdoor fireplace, ideal for relaxing or host year-round. The owner's suite offers a private retreat with a large walk-in shower, dual sink vanity, and a separate water closet for added comfort and functionality. Residents of SweetBay enjoy resort-style amenities including two community pools, scenic walking trails, and strong sense of community. Whether you're relaxing at home or out enjoying all SweetBay has to offer, this is Florida living at its best. ''Sellers are related to a licensed Realtor in the state of Florida.''
Full Property Details
Full Property Details for 2100 Royal Tern St
General
- Price: $475,000
- Taxes: $6,087 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 789469
- Updated: 5/7/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Coffered Ceiling(s)
- Appliances: Gas Range, Gas Water Heater, Plumbed For Ice Maker, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Other, See Remarks, Beach Rights, Dock, Gazebo, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
- Security/Safety: Carbon Monoxide Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Sweetbay
- Driving Directions: Traveling East on 23rd St, turn left on Hwy 390. Turn left on Promenade St. Then turn right on Sweetbay Avenue. Then turn left on Royal Tern St and it's the sixth house on the left.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Heat Pump
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Roof: Shingle
- Windows: Double Pane Windows
- Sq. Ft. Source: Appraiser
- Year Built: 2023
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,708
- Lot Size: .15
- Lot Dimensions: 51' x 135'
- Frontage: City Street
- Lot Features: Sprinkler System, Paved
- Zoning: Resid Single Family
Water Features
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $6,087
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SWEETBAY PHASE 2C LOT 393 ORB 4724 P 2018
- Property ID: 11731-350-060
Listed by Think Real Estate
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Schools
Schools serving 2100 Royal Tern St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.9 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 3 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2100 Royal Tern St
Date
Details
Price
Change
Source
5/06/2026
Listed
$475,000
5.56%
MLS
8/25/2023
Sold
$450,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2100 Royal Tern St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,787
-3%
$366,438
2%
2024
$5,946
1%
$358,025
—
2023
$5,892
1280%
$357,100
2332%
2022
$427
—
$14,682
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2100 Royal Tern St
2100 Royal Tern Street, Panama City, FL 32405 (MLS# 789469) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2100 Royal Tern Street is currently listed for $475,000 and was received on May 06, 2026. Want to learn more about 2100 Royal Tern Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

