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$450,000 Just Listed
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Property Description
Welcome to 2204 Warbler Street -- a beautifully designed Harris Doyle home featuring the desirable Magnolia III floor plan in Panama City's premier master-planned waterfront community, SweetBay. Built in 2024, this 3-bedroom, 2-bathroom cottage offers 1,551 square feet of thoughtfully designed living space, blending modern finishes, coastal charm, and low-maintenance living. Located in SweetBay's popular Cottage Collection, this home offers exceptional neighborhood amenities and the convenience of additional HOA-provided exterior maintenance. Step inside to a bright, open-concept layout designed for comfortable everyday living and effortless entertaining. The living area flows seamlessly into the dining space and kitchen, creating an inviting atmosphere that makes excellent use of the home's footprint. The kitchen features Quartz countertops, stainless steel appliances, and a functional layout for preparing meals or gathering with guests. Luxury vinyl plank flooring throughout the main living areas adds a stylish, durable finish that complements the home's coastal design. The primary suite offers a comfortable private retreat with a spacious walk-in closet and ensuite bathroom featuring a tiled shower. Two additional bedrooms provide flexible space for guests, a home office, or hobbies, while a second full bathroom adds convenience. With all bedrooms and living areas on one level, the Magnolia III floor plan delivers practicality without sacrificing comfort or style. Outside, the charming covered front porch is perfect for morning coffee or relaxing in the evening. A private garage provides convenient parking and storage. The backyard is a standout feature, with an extended concrete patio, artificial turf, and a fully fenced yard. Whether grilling, entertaining friends, or enjoying a quiet afternoon outdoors, this upgraded space offers an attractive, easy-care extension of the home with added privacy. A major benefit of the Cottage Collection is the additional maintenance provided through its HOA. Cottage services include lawn maintenance and annual exterior pressure washing, along with exterior repainting and roof replacement when those components reach the end of their useful life, subject to the association's governing documents and schedules. These services are designed to reduce routine exterior upkeep and support the appeal of low-maintenance homeownership. Buyers should verify the current cottage-specific HOA fees, documents, coverage, and any applicable assessments. Living in SweetBay means more than owning a home -- it's a lifestyle. This waterfront community offers resort-style swimming pools, basketball and recreational sports courts, playgrounds, neighborhood parks, miles of scenic walking and biking trails, grilling areas, fire pits, and green spaces. Residents can also enjoy a private community beach, dock, fishing, kayaking, paddleboarding, and access to North Bay. From afternoons by the pool to sunset walks along the waterfront, SweetBay makes it easy to embrace Florida's outdoor lifestyle. University Academy is conveniently located within the neighborhood, while the growing SweetBay Town Center brings Publix, Starbucks, dining, shopping, and everyday essentials close to home. Plans for a future marina add to the community's long-term vision. SweetBay also offers convenient access to downtown Panama City, historic St. Andrews, restaurants, shopping, and the white-sand beaches of Panama City Beach. Don't miss this nearly new Magnolia III cottage featuring an open-concept design, modern finishes, a private garage, an extended concrete patio, a turfed and fenced backyard, and Cottage Collection maintenance benefits. Discover comfort, convenience, and an amenity-rich coastal lifestyle at 2204 Warbler Street -- schedule your private tour today!
Full Property Details
Full Property Details for 2204 Warbler St
General
- Price: $450,000
- HOA FEE: $233/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,618 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796912
- Updated: 10/23/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 6
- Interior Features: Double Vanity, Main Level Primary, Smart Thermostat, Walk-In Closet(s), Instant Hot Water
- Appliances: Gas Cooktop, Gas Range, Ice Maker
- Flooring: Plank, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Shared Amenities: Beach Rights, Dock, Gazebo, Picnic Area
- Pool: Yes
- Pool Description: In Ground, Community
Exterior
- Porch/Patio/Deck: Covered, Patio, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Bay
- Subdivision: Sweetbay
- Driving Directions: Take Highway 390 toward the SweetBay community. Turn onto SweetBay Avenue at the neighborhood entrance. Continue into the neighborhood toward Warbler Street. Turn onto Warbler Street. Continue to 2204 Warbler Street.
School Information
- Elementary School: Northside
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
- Association: Yes
- Assoc. Fees Include: Association Management, Fishing Rights, Legal/Accounting, Maintenance Grounds, Playground, Pool(s), Tennis Courts
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Sq. Ft. Source: Appraiser
- Year Built: 2024
Lot Features
- Lot Size (Acres): 0.1
- Lot Size (Sq. Ft.): 4,356
- Lot Size: .1
- Lot Dimensions: 60.0 ft x 75.0 ft
- Frontage: City Street
- Fencing (Description): Fenced
Water Features
- Boat Dock Slip: Yes
Financial Considerations
- Association Fee: $700
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,618.2
- Tax Year: 2025
Disclosures and Reports
- Legal Description: SWEETBAY PH 1D-NORTH-B LOT 633 ORB 4792 P 1334
- Property ID: 11731-450-445
Listed by Think Real Estate
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Schools
Schools serving 2204 Warbler St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Northside Elementary School 2001 Northside Drive, Panama City, FL 32405 | PK-5 | 1.7 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2.8 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2204 Warbler St
Date
Details
Price
Change
Source
10/23/2026
Listed
$450,000
7.35%
MLS
10/23/2024
Sold
$419,200
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2204 Warbler St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,618
373%
$344,436
470%
2024
$977
165%
$60,400
468%
2023
$368
—
$10,640
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2204 Warbler St
2204 Warbler Street, Panama City, FL 32405 (MLS# 796912) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2204 Warbler Street is currently listed for $450,000 and was received on October 23, 2026. Want to learn more about 2204 Warbler Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

