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$270,000
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Property Description
Turnkey Airbnb! NOW offering $7500 Seller Concessions to buyer. Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square feet of living space accented by original pine wood tongue and groove hardwood floors and timeless architecture. Updated around 2007, the well-equipped kitchen blends modern convenience with vintage charm, equipped with stainless steel appliances and thoughtfully designed for everyday function. Just behind the main residence, you'll find a delightful 1-bedroom, 1-bathroom carriage house spanning 444 square feet-ideal for generating rental income, hosting guests, or unleashing your creativity in a workshop, studio, or home office. Two additional outbuildings extend the potential even further, offering ample space for a shop, storage, or a secret garden hideaway (complete with your own power tools, of course). The fully fenced yard is shaded by mature oaks and dotted with flowering trees, crafting a peaceful outdoor oasis perfect for coffee mornings or weekend gardening adventures. Whether you dream of raised beds, swinging hammocks, or backyard barbecues, this space is ready for your vision. Many adorable outdoor living spaces, nooks, lounge spots, a firepit, outdoor shower, pergola, cabana and covered porches invite relaxing. On the main home, the porch is inviting with french doors into the mud room and coffee bar. The laundry area is located on the back porch for shared access. The hot tub is centrally located for shared use in the private backyard. An area is designated for cornhole or bocce. For outdoor enthusiasts, Watson Bayou's public boat launch is just a short walk away, making it easy to spend your weekend on the water. Daily errands are simple, too-groceries, parks, and schools are all conveniently located nearby. Rosenwald High School is within reach for educational needs, while shopping destinations like ALDI and Walmart are only minutes away. Public transit options add ease to commuting. The location also provides a straight shot to Tyndall Air Force Base, just a 15-minute drive down the road. Whether you're planting roots, making an investment, or simply on the hunt for a home with heart and history, this property delivers something special. So, if you're the type to admire handcrafted details, enjoy tree-lined streets, and wouldn't mind a bonus backyard cottage, your future just might be calling from the past. Come explore the potential-and see for yourself why this charming Florida gem could be your next great story. Turnkey Airbnb home and cottage. The Captains Cottage has been rented both long term ($1200/mo) and short term ($100/night) Short term rental ready! Do Not Disturb our guests please!
Full Property Details
Full Property Details for 2317 E 3rd St
General
- Price: $270,000
- Taxes: $2,709 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 774012
- Updated: 1/9/2026
- Added to Site: 53 day(s) ago
Interior
- Number of Rooms: 7
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Fire Pit, Outdoor Shower
- Porch/Patio/Deck: Covered, Porch
Parking
- Covered Spaces: 1
Location
- County: Bay
- Subdivision: Welch Add
- Driving Directions: From Downtown Panama City's Harrison Ave, head East on Business Hwy 98 passing Ascenion Hospital & crossing Watson Bayou, pass our new boat ramp, go all the way to Sherman Ave., turn right onto Sherman Ave and continue until you get to Gene's Oyster Bar. Turn left onto 3rd St., pass Maine Ave. and College Ave. 2317 is 3rd house on your left. No sign. Do not disturb our guests please !!
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Florida
- Construction: Wood Frame
- Sq. Ft. Source: Owner
- Year Built: 1930
Additional Structures
- Other Structures: Cabana, Guest House, Pergola, Shed(s), Workshop
Lot Features
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 10,890
- Lot Size: .25
- Lot Dimensions: 52 x 209
- Frontage: City Street
- Zoning: Resid Single Family
Financial Considerations
- Tax Amount: $2,709
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: WELCH ADD LOT 16 BLK 7 ORB 3944 P 169 MAP 105D1
- Property ID: 22564-000-000
Listed by Realty Check Real Estate Services
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Schools
Schools serving 2317 E 3rd St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 1 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 2.5 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2317 E 3rd St
Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$270,000
-5.26%
MLS
9/07/2025
Price Reduced
$285,000
-3.39%
MLS
8/11/2025
Price Reduced
$295,000
-6.35%
MLS
5/24/2025
Listed
$315,000
75%
MLS
11/07/2023
Sold
$180,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2317 E 3rd St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,709
540%
$152,793
137%
2023
$423
-13%
$64,563
6%
2021
$487
-3%
$60,857
-3%
2022
$503
3%
$62,683
4%
2021
$487
-50%
$60,017
-1%
2019
$977
-1%
$60,438
-7%
2018
$986
1%
$65,085
—
2017
$978
121%
$65,281
11%
2016
$442
-3%
$59,067
1%
2015
$454
5%
$58,656
5%
2014
$431
6%
$55,871
-2%
2013
$408
—
$56,768
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2317 E 3rd St
2317 E 3rd Street, Panama City, FL 32401 (MLS# 774012) is a Single Family property with 4 bedrooms and 3 full bathrooms. 2317 E 3rd Street is currently listed for $270,000 and was received on November 24, 2025. Want to learn more about 2317 E 3rd Street? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

