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$397,500

  • For Sale
  • Active
  • Condo
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 16 hours ago
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Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven-a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home-it's a lifestyle.

Full Property Details for 2604 Mystic Ln #PO13

General

  • Price: $397,500
  • Taxes: $1,416 (2024)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 779160
  • Updated: 2/20/2026
  • Added to Site: 157 day(s) ago

Interior

  • Number of Rooms: 5
  • Interior Features: Coffered Ceiling(s)
  • Appliances: Gas Range

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Dock, Gated, Barbecue, Picnic Area
  • Pool: Yes
  • Pool Description: Fenced, In Ground, Community

Exterior

  • Porch/Patio/Deck: Balcony

Location

  • County: Bay
  • Subdivision: Waterhaven
  • Driving Directions: South on Navy Blvd. Left on Magnolia Beach Road

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Low Rise
  • Construction: Brick Veneer, HardiPlank Type
  • Elevator: Yes
  • Sq. Ft. Source: Appraiser
  • Year Built: 2007
  • Other Struct. Feat.: Dumpster

Lot Features

  • Frontage: Private Road
  • Lot Features: Paved

Water Features

  • Water Front: Yes
  • Water Front Desc.: Bayfront
  • Water Front View: Bayfront
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Amount: $1,416
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: WATERHAVEN UNIT P013 TYPE F9 3BR 2.5B ORB 2904 P 186 1608 SF ORB 4069 P 1881
  • Property ID: 40000-050-015

Listed by Think Real Estate

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— 2604 Mystic Ln #PO13 —

  • Think Real Estate

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 2604 Mystic Ln #PO13

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52.5 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-88.4 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-126.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2604 Mystic Ln #PO13 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Price Reduced
$397,500
-8.62%
MLS
9/17/2025
Listed
$435,000
55.91%
MLS
6/07/2018
Sold
$279,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2604 Mystic Ln #PO13

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,428
1%
$160,680
3%
2024
$1,416
2%
$156,152
-57%
2023
$1,385
7%
$365,500
—
2022
$1,296
—
$365,500
59%
2021
$1,294
2%
$229,500
67%
2019
$1,264
-45%
$137,760
-24%
2018
$2,307
-7%
$181,152
-7%
2017
$2,482
-2%
$193,800
—
2016
$2,528
-1%
$193,800
5%
2015
$2,541
13%
$184,800
10%
2014
$2,254
19%
$168,000
5%
2013
$1,901
—
$159,375
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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2604 Mystic Lane #PO13, Panama City, FL 32408 (MLS# 779160) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 2604 Mystic Lane #PO13 is currently listed for $397,500 and was received on September 17, 2025. Want to learn more about 2604 Mystic Lane #PO13? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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