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$450,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 2 days ago
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This home is located in a beautiful area of Bay County at the end of Resota Beach Road close to Deerpoint Lake where you can access in a very short drive////// This home has 4 Spacious Bedrooms & 2.5 Baths, 1/2 Acre Lot. This home has many Energy Efficient Features All LED Lights, Fully Insulated Interior Walls, Low E windows & much more. No HOA Fee's. The Interior Features bullnose rounded wall corners, crown molding, tray ceilings in the Living room, Dining & Master Bedroom, recessed & upgraded light fixtures throughout, luxury high end vinyl plank flooring, Ceramic Tile & The Kitchen is a show stopper with breakfast bar, Quartz counter tops, custom hardwood cabinetry with pull out slider drawers, double built in trashcans, deep drawers for pots & pan storage, all stainless steel TWO PANTRIES////The Master suite is very spacious 14x19 & has a large master bath featuring his and her double quartz topped sink, Jacuzzi tub, separate 5ft shower w/ glass door! Back yard is fenced and ready to go to keep your children and fur babies safe! This is a beautiful rural area to raise a family.

Full Property Details for 3428 High Cliff Rd

General

  • Price: $450,000
  • Taxes: $4,087 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 784285
  • Updated: 1/28/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 7
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Plumbed For Ice Maker

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Garage Door Opener

Location

  • County: Bay
  • Subdivision: Cedar Creek Chase Ph 1
  • Driving Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Subdivision), home on the right 3426 High Cliff Rd

School Information

  • Elementary School: Deane Bozeman
  • Middle School: Deane Bozeman
  • High School: Deane Bozeman

Community

  • Community Name: 04 - Bay County - North

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Structural Information

  • Architectural Style: Contemporary
  • Construction: Brick
  • Sq. Ft. Source: Appraiser
  • Year Built: 2020

Lot Features

  • Lot Size (Acres): 0.55
  • Lot Size (Sq. Ft.): 23,958
  • Lot Size: .55
  • Lot Dimensions: irregular
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $4,087
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: CEDAR CREEK CHASE PH 1 LOT 26 ORB 4329 P 1820
  • Property ID: 07585-326-000

Listed by CENTURY 21 Commander Realty

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Listing agent

— 3428 High Cliff Rd —

  • CENTURY 21 Commander Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3428 High Cliff Rd

School District:Bay County School District
NameGradesDistance
Deane Bozeman School
13410 Florida 77, Panama City, FL 32409
PK-55.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3428 High Cliff Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/28/2026
Listed
$450,000
25.35%
MLS
11/24/2020
Sold
$359,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3428 High Cliff Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,047
2%
$366,693
3%
2024
$3,956
2%
$356,359
3%
2023
$3,884
2%
$345,980
9%
2021
$3,818
10%
$317,699
-5%
2022
$3,479
-9%
$335,903
884%
2021
$3,818
831%
$34,144
—
2019
$410
-1%
$34,144
—
2018
$416
-3%
$34,144
-1%
2017
$428
1%
$34,500
4%
2016
$423
-3%
$33,219
—
2015
$438
—
$33,219
—
2014
$437
26%
$33,219
11%
2013
$346
—
$29,850
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by CENTURY 21 Commander Realty

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3428 High Cliff Road, Panama City, FL 32409 (MLS# 784285) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3428 High Cliff Road is currently listed for $450,000 and was received on January 28, 2026. Want to learn more about 3428 High Cliff Road? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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