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Property Description
***REDUCED FOR QUICK SALE*** Charming Home in The Cove - Versatile Living with Incredible Space! Welcome to this beautiful home in the highly sought-after Cove neighborhood! From the moment you step inside, you'll be impressed by how open and spacious it feels. The heart of the home is a large, well-appointed kitchen complete with tons of custom cabinets for storage-perfect for entertaining or daily family living-while the oversized master bedroom provides a peaceful retreat. A unique bonus space off the master is currently used as a walk-in closet but offers flexibility galore-it could easily function as a nursery, small bedroom, home office, or craft room. Step outside to your own private paradise: a huge covered back porch with dual ceiling fans to keep you cool, surrounded by beautifully landscaped gardens full of vibrant plants and flowers. The backyard also includes a storage building and an Accessory Dwelling Unit (ADU) with private access-ideal for guests, extended family, or additional rental income. It's currently set up with a separate living area, bedroom, office, kitchenette with a bathroom featuring a walk in shower. Worried about parking? Not here! Enjoy a circle drive in front plus two separate driveways on either side of the home-offering ample parking for 6-10 cars, boats, or trailers. Boating enthusiasts have access to the new Snug Harbor public boat launch less than a mile away making it easier than ever to get on the water! Recent upgrades include new 4 ton AC, replaced last year. Home also has encapsulated crawlspace with condensation pump to provide peace of mind for years to come! This home offers the perfect mix of functionality, charm, and income potential-schedule your tour today! **edit** square footage includes agent measured ADU...wasn't available originally. 5/9/25
Full Property Details
Full Property Details for 344 N Palo Alto Ave
General
- Sold For: $400,000
- Taxes: $3,679 (2024)
- Status: Closed
- Type: Single Family
- Source: Bay_County
- MLS ID: 772947
- Added to Site: 260 day(s) ago
Interior
- Number of Rooms: 5
- Fireplace: Yes
- Fireplace(s): Electric
- Appliances: Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Range, Gas Water Heater, Tankless Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Stacked
Exterior
- Exterior Features: Deck, Patio, Fire Pit, Outdoor Shower
- Porch/Patio/Deck: Deck, Covered, Patio
Parking
- Parking Features: Additional Parking, Alley Access, Circular Driveway, Paved, RV Access/Parking
Location
- County: Bay
- Subdivision: Sudduths 4th Add
- Driving Directions: Headed south on N Cove Blvd turn left at E 4th St then turn right at N Palo Alto Ave and home is 4th house on the left.
School Information
- Elementary School: Cherry Street
- Middle School: Jinks
- High School: Bay
Community
- Community Name: 02 - Bay County - Central
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Heat Pump
- Heating Type: Central, Electric, Fireplace(s), Heat Pump
Utilities
- Sewer: Public Sewer
Structural Information
- Architectural Style: Florida
- Construction: HardiPlank Type
- Stories/Levels: 1
- Sq. Ft. Source: Appraiser
- Year Built: 1941
Additional Structures
- Other Structures: Guest House, Outbuilding, Shed(s)
Lot Features
- Lot Size (Acres): 0.24
- Lot Size (Sq. Ft.): 10,498
- Lot Size: .24
- Lot Dimensions: 75 x 140
- Frontage: City Street
- Lot Features: Paved
- Zoning: City
- Fencing (Description): Full, Fenced, Privacy
Financial Considerations
- Tax Amount: $3,679
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: SUDDUTHS 4TH ADD LOT 25 & S1/2 LOT 26 BLK 51 MAP 105C1 ORB 4454 P 2271
- Property ID: 21175-000-000
Listed by Beachy Beach Real Estate
Sold by Gulf Life Real Estate Inc
Get Pre-Approved Today
Schools
Schools serving 344 N Palo Alto Ave
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Merriam Cherry Street Elementary School 1125 Cherry Street, Panama City, FL 32401 | PK-5 | 0.5 mi |
Jinks Middle School 600 West 11th Street, Panama City, FL 32401 | 6-8 | 1.6 mi |
Bay High School 1200 Harrison Avenue, Panama City, FL 32401 | 9-12 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 344 N Palo Alto Ave
Date
Details
Price
Change
Source
7/25/2025
Sold
$400,000
-3.61%
MLS
6/21/2025
Price Reduced
$415,000
-2.35%
MLS
5/27/2025
Price Reduced
$425,000
-5.35%
MLS
5/09/2025
Price Reduced
$449,000
-5.47%
MLS
4/21/2025
Listed
$475,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
344 N Palo Alto Avenue, Panama City, FL 32401 (MLS# 772947) is a Single Family property that was sold at $400,000 on July 25, 2025. Want to learn more about 344 N Palo Alto Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

