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$574,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 4 days ago
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NEW CONSTRUCTION IN ONE OF THE MOST BEAUTIFUL GATED COMMUNITIES IN BAY COUNTY, SANCTUARY BEACH!!!!! This home features an open concept living space for smooth transition from room to room & to the outdoors. Enjoy the Quartz countertops placed on top of your beautiful white shaker soft closing cabinets, double vanities in the master bath w/ an oversized custom floor-to-ceiling tile shower & extra large walk in closet that leads into your laundry room. Equipped w/ beautiful stainless steel appliances, pot filler above range, kitchen island, Butler pantry, luxury vinyl plank flooring, 10' ceilings in your main living area, 2-car garage w/ paver driveway, mud room, irrigation & covered back patio. Best part is... no neighbors behind you, w/ plenty of greenery & an association only shared POOLl!!!

Full Property Details for 3515 Cottage Cove Ln

General

  • Price: $574,000
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 785351
  • Updated: 2/17/2026
  • Added to Site: 4 day(s) ago

Interior

  • Number of Rooms: 4
  • Appliances: Bar Fridge, Electric Range
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Amenities: Gated
  • Pool: Yes
  • Pool Description: Community

Exterior

  • Porch/Patio/Deck: Covered, Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2

Location

  • County: Bay
  • Subdivision: Sanctuary Beach
  • Driving Directions: once entering sanctuary beach take first right and the house will be on the left

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, ENERGY STAR Qualified Equipment
  • Heating Type: Central, ENERGY STAR Qualified Equipment

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Bungalow
  • Construction: HardiPlank Type, Wood Frame
  • Stories/Levels: 2
  • Sq. Ft. Source: Plans
  • Year Built: 2024

Lot Features

  • Lot Size (Acres): 0.07
  • Lot Size (Sq. Ft.): 3,200
  • Lot Size: .07
  • Lot Dimensions: 40 x 80

Disclosures and Reports

  • Legal Description: SANCTUARY BEACH LOT 4 BLK B ORB 4749 P 1833
  • Property ID: 31368-120-000

Listed by Baird Realty, LLC

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Listing agent

— 3515 Cottage Cove Ln —

  • Baird Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3515 Cottage Cove Ln

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-53.4 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-89.3 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-127.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3515 Cottage Cove Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/17/2026
Listed
$574,000
544.94%
MLS
11/17/2023
Sold
$89,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3515 Cottage Cove Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,904
649%
$563,130
650%
2024
$922
35%
$75,066
7%
2023
$683
33%
$70,167
37%
2021
$515
-5%
$51,213
-8%
2022
$541
5%
$55,733
27%
2021
$515
20%
$43,860
51%
2019
$429
2%
$29,040
10%
2018
$420
39%
$26,400
10%
2017
$302
-2%
$24,000
—
2016
$308
-3%
$24,000
—
2015
$317
—
$24,000
—
2014
$316
13%
$24,000
—
2013
$280
—
$24,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Baird Realty, LLC

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3515 Cottage Cove Lane, Panama City, FL 32408 (MLS# 785351) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 3515 Cottage Cove Lane is currently listed for $574,000 and was received on February 17, 2026. Want to learn more about 3515 Cottage Cove Lane? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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