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$355,000
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Property Description
Price Drop, Motivated Seller **Your Coastal Dream Awaits! ** Introducing the ultimate 2-bedroom, 2-bathroom beach cottage-completely furnished and turn-key ready! This charming gem has been beautifully renovated, offering you a perfect blend of comfort and style just a stone's throw away from Panama City's stunning beaches. Why Choose This Beach Cottage? Unbeatable Location: Nestled within walking distance to pristine sandy shores, you'll have endless opportunities for sunbathing, swimming, and soaking up the sun. Plus, you're only minutes away from boat ramps and an array of delectable restaurants and vibrant entertainment options. Move-In Ready: With luxury vinyl flooring throughout, this home is a seamless mix of functionality and elegance-no renovations needed! Simply unpack your bags and dive into your new beachside lifestyle. Fenced Backyard:Enjoy your own private outdoor oasis! This fenced space is perfect for gatherings, barbecues, or relaxing under the stars after a day of adventure. Smart Investment: Escape the HOA headaches with NO HOA fees! Plus, with short-term rentals permitted, seize the opportunity to turn your beach home into a profitable investment. Outdoor Paradise: Whether you love boating, fishing, or beachcombing, this location is a haven for outdoor enthusiasts. The local area is rich with activities, ensuring you'll never run out of fun things to do. Ideal Winter Retreat: Picture cozy evenings by the beach as you relax in your peaceful beach cottage-it's the perfect escape from the hustle and bustle of everyday life! Don't let this golden opportunity slip through your fingers! Whether you're seeking an investment, a winter getaway, or your forever home, this coastal paradise is ready and waiting for you. Act fast and make this dream reality! **Contact us today to schedule your private tour and take the first step towards owning your beach cottage! **
Full Property Details
Full Property Details for 3809 Mystic St
General
- Price: $355,000
- Taxes: $3,902 (2024)
- Status: Active
- Type: Condo /Townhouse
- Source: Bay_County
- MLS ID: 783088
- Updated: 1/3/2026
- Added to Site: 18 day(s) ago
Interior
- Number of Rooms: 7
- Appliances: Electric Range
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 1
Location
- County: Bay
- Subdivision: Biltmore Beach 1st Add
- Driving Directions: Take Villa Bay Dr and Wildwood Rd to US-98 W/Back Beach Rd/Panama City Beach Pkwy 2 min (0.5 mi) Follow FL-30 W/Front Beach Rd to Joan Ave 4 min (1.8 mi) Turn left onto Joan Ave 3 min (0.9 mi) Turn left onto C R 392/Thomas Dr 4 min (2.2 mi) Continue on Dolphin Dr. Take Pinetree Ave to Mystic St
School Information
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: Traditional
- Sq. Ft. Source: Appraiser
- Year Built: 1993
Lot Features
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,800
- Lot Size: .11
- Lot Dimensions: 48 x 100
- Frontage: City Street
- Lot Features: Paved
- Zoning: Resid Single Family
- Fencing (Description): Fenced, Privacy
Financial Considerations
- Tax Amount: $3,902
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: BILTMORE BEACH 1ST ADD LOT 3 BLK D ORB 4682 P 2137
- Property ID: 32023-100-000
Listed by Keller Williams Success Realty
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Schools
Schools serving 3809 Mystic St
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Patronis Elementary School 7400 Patronis Dr, Panama City Beach, FL 32408 | K-5 | 1.6 mi |
Surfside Middle School 300 Nautilus Street, Panama City Beach, FL 32413 | 6-8 | 7 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 5.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3809 Mystic St
Date
Details
Price
Change
Source
12/31/2025
Listed
$355,000
-6.39%
MLS
4/24/2023
Sold
$379,240
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3809 Mystic St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,902
67%
$314,253
38%
2023
$2,342
54%
$228,078
84%
2021
$1,524
-6%
$123,777
-9%
2022
$1,616
6%
$136,460
22%
2021
$1,524
17%
$112,139
10%
2019
$1,300
5%
$102,243
10%
2018
$1,237
12%
$93,336
10%
2017
$1,109
-2%
$84,851
—
2016
$1,131
-3%
$85,002
—
2015
$1,165
-1%
$85,239
-1%
2014
$1,173
—
$85,957
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3809 Mystic St
3809 Mystic Street, Panama City, FL 32408 (MLS# 783088) is a Condo / Townhouse property with 2 bedrooms and 2 full bathrooms. 3809 Mystic Street is currently listed for $355,000 and was received on December 31, 2025. Want to learn more about 3809 Mystic Street? Do you have questions about finding other Condo / Townhouse real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

