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$699,900

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • Updated 2 days ago
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Explore your very own piece of paradise! This fully furnished, turnkey beach house is the dream Beach Home you've been waiting for. This beautifully renovated and fully furnished beachside home offers the perfect combination of luxury, comfort, and everyday livability-designed for those who dream of making the beach their full-time lifestyle. Just minutes from the sugar-white sands of Panama City Beach, this spacious residence features high-end finishes throughout, including a custom kitchen and spa-inspired bathrooms that blend modern elegance with relaxed coastal charm. Whether you're enjoying a quiet morning coffee or hosting friends and family, every space in this home is crafted with comfort and style in mind. Step outside to an incredible 3,000+ sq ft of outdoor living space, complete with multi-level decking, covered entertainment areas, and your very own private spa-style pool-ideal for relaxing after a day in the sun or gathering for unforgettable evenings under the stars. With its flexible layout, this home is perfect for multigenerational living such as a ''Mother-in-law suite'', accommodating guests with ease, or simply enjoying extra space to spread out and breathe. Whether you're working from home, raising a family, or ready to retire by the sea, 3820 Treasure Circle offers a truly unique opportunity to live where others vacation-without compromising on comfort, privacy, or style. Sunsets are waiting for you! Call Today!

Full Property Details for 3820 Treasure Cir

General

  • Price: $699,900
  • Taxes: $4,405 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 780024
  • Updated: 1/6/2026
  • Added to Site: 103 day(s) ago

Interior

  • Number of Rooms: 15
  • Interior Features: Interior Steps, Utility Room
  • Fireplace: Yes
  • Fireplace(s): Electric
  • Appliances: Electric Oven, Electric Range
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Private

Exterior

  • Exterior Features: Covered Patio, Deck, Outdoor Shower
  • Porch/Patio/Deck: Balcony, Deck

Parking

  • Covered Spaces: 1

Location

  • County: Bay
  • Subdivision: Treasure Island
  • Driving Directions: Traveling South on Thomas Drive, turn Right onto Flint Avenue across from Treasure Island Marina. Home is on the left at the corner of Treasure Circle and Flint.

School Information

  • Elementary School: Patronis
  • Middle School: Surfside
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ductless, Heat Pump
  • Heating Type: Central, Fireplace(s)

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Coastal
  • Construction: Wood Frame
  • Stories/Levels: 2
  • Sq. Ft. Source: Owner
  • Year Built: 1983

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.15
  • Lot Size (Sq. Ft.): 6,360
  • Lot Size: .15
  • Lot Dimensions: 75 x 85
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Multi-Family
  • Fencing (Description): Privacy

Water Features

  • Water Front: Yes
  • Water View: Yes

Financial Considerations

  • Tax Amount: $4,405
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: TREASURE ISLAND LOT 14 BLK 10 ORB 4483 P 1278
  • Property ID: 31582-000-000

Listed by Keller Williams Success Realty

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Listing agents

— 3820 Treasure Cir —

  • Keller Williams Success Realty

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3820 Treasure Cir

School District:Bay County School District
NameGradesDistance
Patronis Elementary School
7400 Patronis Dr, Panama City Beach, FL 32408
K-52 mi
Surfside Middle School
300 Nautilus Street, Panama City Beach, FL 32413
6-87.6 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-125.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3820 Treasure Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/06/2025
Listed
$699,900
159.22%
MLS
11/05/2021
Sold
$270,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3820 Treasure Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,405
22%
$379,104
20%
2023
$3,606
293%
$316,202
185%
2021
$917
-67%
$110,941
-53%
2022
$2,785
204%
$237,320
117%
2021
$917
-25%
$109,409
-18%
2019
$1,222
-16%
$133,882
-11%
2018
$1,455
2%
$150,840
2%
2017
$1,430
-2%
$147,738
—
2016
$1,465
-3%
$148,366
—
2015
$1,510
—
$148,294
—
2014
$1,516
10%
$148,915
-1%
2013
$1,377
—
$150,036
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Keller Williams Success Realty

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3820 Treasure Circle, Panama City, FL 32408 (MLS# 780024) is a Single Family property with 5 bedrooms and 4 full bathrooms. 3820 Treasure Circle is currently listed for $699,900 and was received on October 06, 2025. Want to learn more about 3820 Treasure Circle? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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