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$270,000

  • For Sale
  • Under Contract
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • Updated 4 days ago
See This Home
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Welcome to your new home in the highly sought-after Cove neighborhood in historic downtown, Panama City! This delightful 3-bedroom, 1-bathroom residence, originally built in the 1940s, combines timeless charm with modern updates. Step inside to discover a beautifully maintained interior that showcases the character of an older era while offering contemporary comforts. Recent updates include a roof after Hurricane Michael, a new HVAC system, ensuring durability and energy efficiency for years to come. The spacious layout features inviting living areas, perfect for family gatherings and entertaining friends. The property also boasts a convenient one-car garage, along with a newly paved driveway and alleyway access at the back of the home. Situated just steps away from St. Andrews Bay Yacht Club and the water and mere minutes from downtown Panama City, this home's location is unparalleled. Enjoy easy access to the yacht club, picturesque Beach Drive, and all the amenities downtown has to offer, from trendy shops and delectable dining to vibrant nightlife. Don't miss the chance to own a piece of history in one of Panama City's most desirable neighborhoods. Schedule your viewing today and fall in love with this charming cove home!

Full Property Details for 440 S Macarthur Ave

General

  • Price: $270,000
  • Taxes: $1,044 (2024)
  • Status: Under Contract
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 782228
  • Updated: 1/12/2026
  • Added to Site: 46 day(s) ago

Interior

  • Number of Rooms: 3

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Additional Parking, Alley Access

Location

  • County: Bay
  • Subdivision: Bunkers Cove
  • Driving Directions: traveling on Cherry Street, Take a right on S. Macarthur avenue. Go down about 1.3 miles and the home is on your left.

School Information

  • Elementary School: Cherry Street
  • Middle School: Jinks
  • High School: Bay

Community

  • Community Name: 02 - Bay County - Central

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: Bungalow
  • Sq. Ft. Source: Appraiser
  • Year Built: 1947

Lot Features

  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,498
  • Lot Size: .24
  • Lot Dimensions: 140 x 77
  • Frontage: City Street
  • Zoning: City
  • Fencing (Description): Fenced

Financial Considerations

  • Tax Amount: $1,044
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SUDDUTHS 10TH ADD LOT 21 BLK 74 ORB 3809 P 1492
  • Property ID: 21522-000-000

Listed by Think Real Estate

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Listing agents

— 440 S Macarthur Ave —

  • Think Real Estate

  • Think Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 440 S Macarthur Ave

School District:Bay County School District
NameGradesDistance
Merriam Cherry Street Elementary School
1125 Cherry Street, Panama City, FL 32401
PK-50.7 mi
Jinks Middle School
600 West 11th Street, Panama City, FL 32401
6-82.8 mi
Bay High School
1200 Harrison Avenue, Panama City, FL 32401
9-122.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 440 S Macarthur Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/08/2026
Price Reduced
$270,000
-3.57%
MLS
12/02/2025
Listed
$280,000
180%
MLS
6/27/2016
Sold
$100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 440 S Macarthur Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,044
-2%
$98,274
3%
2023
$1,068
3%
$95,412
6%
2021
$1,040
-3%
$89,935
-3%
2022
$1,073
3%
$92,633
4%
2021
$1,040
87%
$88,693
18%
2019
$556
-22%
$75,224
-13%
2018
$711
1%
$86,825
—
2017
$705
-37%
$86,475
19%
2016
$1,117
—
$72,814
3%
2015
$1,118
1%
$70,902
—
2014
$1,104
7%
$70,608
-1%
2013
$1,027
—
$70,975
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 440 S Macarthur Ave

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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440 S Macarthur Avenue, Panama City, FL 32401 (MLS# 782228) is a Single Family property with 3 bedrooms and 1 full bathroom. 440 S Macarthur Avenue is currently listed for $270,000 and was received on December 02, 2025. Want to learn more about 440 S Macarthur Avenue? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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