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$579,000
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Property Description
4403 Bluewater Drive, Deerpoint Estates - Waterfront Retreat with Stunning Lake Views! Short boat ride to picturesque Econfina Springs!! Looking for paradise?? You've found it right here located in the peaceful Deerpoint Estates community of Panama City, this beautifully remodeled three-bedroom, three-bathroom open floor plan home offers the perfect blend of modern convenience and serene lakefront living. Situated on nearly one acre at the end of a quiet cul-de-sac, this property provides ultimate privacy and breathtaking panoramic views of the lake which can be seen from most of the rooms in the house, including the master suite! The home has been completely remodeled, featuring new flooring throughout, updated plumbing and fixtures, a new roof (2019), and two new HVAC units for enhanced comfort. The kitchen is equipped with smart technology, including a smart range, Moen smart faucet, and an over-the-range microwave vent hood with Scan to Cook feature, offering convenience and efficiency at your fingertips. Please review the upgrade list available under documents! All of these upgrades also make your insurance premium quite reasonable! Outside, you'll find a newly rebuilt dock, a new concrete patio, and a gently sloping spacious fenced yard perfect for outdoor living. The slope of the land puts this property and home in an ''x'' flood zone! Flood insurance is NOT required here! This is the best of all worlds right here! From your boat dock you have opportunities for fishing, boating, waterskiing and you can boat straight to Econfina Springs! Prefer to go out to the Gulf? You have easy access to McCall Everett Park's public boat ramp, just a couple minutes away, where you can launch your boat and head to North Bay, the Gulf, Shell Island and beyond! Located in a peaceful and private setting, the home offers stunning sunrises and sunsets over the water, and is just 17 miles from Tyndall and minutes from the new Publix supermarket off Highway 231. This amazing home is perfect for those looking to entertain, relax, or enjoy the beauty of lakefront living. Whether you seek a peaceful retreat or an active outdoor lifestyle, this property has it all. Schedule a tour today to see everything this home has to offer! For nature enthusiasts, this home is truly a birder's paradise. Its tranquil location and abundant wildlife make it an ideal spot for birdwatching. The serene lakefront setting attracts a variety of waterfowl, songbirds, and other wildlife. The lush, well-maintained landscape, supported by a smart irrigation system with three zones, creates an ideal environment for birds to thrive. If you love birdwatching, this property offers the perfect backdrop to observe both local and migratory species in a peaceful, picturesque setting.
Full Property Details
Full Property Details for 4403 Bluewater Dr
General
- Price: $579,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 974602
- Updated: 9/10/2025
- Added to Site: 270 day(s) ago
Interior
- Rooms/Areas: Bedroom, Den, Dining Room, Great Room, Kitchen, Master Bedroom
- Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Fireplace, Floor Laminate, Floor Tile, Floor WW Carpet New, Furnished - None, Pantry, Renovated, Washer/Dryer Hookup, Window Treatmnt Some
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Trash Compactor
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Great Room: Great Room
- Kitchen: Kitchen
- Dining Room: Dining Room
- Den: Yes
Exterior
- Exterior Features: Balcony, Fenced Back Yard, Fenced Chain Link, Fenced Cross, Porch Open, Yard Building
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking: Garage Attached, Guest, Oversized, See Remarks
Location
- Area: 27 - Bay County
- County: Bay
- Subdivision: Deerpoint Estates
- Driving Directions: From PC town - Head north on Hwy 231. Turn left on 2321 (Deerpoint Dam Rd). Take 2321 until the intersection of 2311 and make a right onto 2311. Turn left onto Bluewater drive. Take Bluewater drive to the end of the street and 4403 is in the Cul-de-sac on the right.
School Information
- Elementary School: Deer Point
- Middle School: Merritt Brown
- High School: Mosley
Heating & Cooling
- Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect
Utilities
- Utility Description: Electric, Private Well, Septic Tank, TV Cable
Structural Information
- Architectural Style: Split Level
- Construction: Brick, Foundation Off Grade, Frame, Roof Composite Shngl, Roof Dimensional Shg, Trim Vinyl
- Stories/Levels: 2
- Square Feet: 2,263
- Sq. Ft. Source: County PA Records
- Year Built: 1979
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.82
- Lot Dimensions: 50 x 155 x 200 x 55 x 55 x 300
- Street/Road Desc.: County Road, Paved Road
- Lot Features: Cul-De-Sac, Dead End, Within 1/2 Mile to Water
- Zoning: County, Resid Single Family
Water Features
- Water Front Type: Lake, RiparianRights, Shore - Natural
Financial Considerations
- Tax Year: 2024
- Terms: Conventional, FHA, VA
Disclosures and Reports
- Legal Description: DEERPOINT ESTATES 127B LOT 19 BLK 2 ORB 4440 P 2368
- APN: 05487-251-000
Listed by Beachy Beach Real Estate
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Schools
Schools serving 4403 Bluewater Dr
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Deer Point Elementary School 4800 Highway 2321, Panama City, FL 32404 | K-5 | 1.8 mi |
Merritt Brown Middle School 5044 Merritt Brown Way, Panama City, FL 32404 | 6-8 | 3.2 mi |
A. Crawford Mosley High School 501 Mosley Drive, Lynn Haven, FL 32444 | 9-12 | 6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4403 Bluewater Dr
Date
Details
Price
Change
Source
9/10/2025
Price Reduced
$579,000
-3.34%
MLS
7/10/2025
Price Reduced
$599,000
-2.6%
MLS
7/01/2025
Price Reduced
$615,000
-0.79%
MLS
6/26/2025
Price Reduced
$619,900
-1.59%
MLS
4/23/2025
Listed
$629,900
41.55%
MLS
7/29/2021
Sold
$445,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4403 Bluewater Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,381
-1%
$390,769
—
2023
$4,440
287%
$390,447
198%
2021
$1,146
-73%
$131,216
-64%
2022
$4,293
275%
$368,383
296%
2021
$1,146
4%
$93,032
-26%
2019
$1,102
-3%
$126,161
-1%
2018
$1,140
1%
$127,802
2%
2017
$1,130
—
$125,173
2%
2016
$1,127
-3%
$122,598
1%
2015
$1,158
1%
$121,746
1%
2014
$1,144
13%
$120,780
2%
2013
$1,010
—
$118,995
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4403 Bluewater Dr
4403 Bluewater Drive, Panama City, FL 32404 (MLS# 974602) is a Single Family property with 3 bedrooms and 3 full bathrooms. 4403 Bluewater Drive is currently listed for $579,000 and was received on April 23, 2025. Want to learn more about 4403 Bluewater Drive? Do you have questions about finding other Single Family real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

